AU Small Finance Bank vs Bandhan Bank: share price, P/E, ROE and financials compared
AU Small Finance Bank
Bandhan Bank
AU Small Finance Bank and Bandhan Bank at a glance
AU Small Finance Bank and Bandhan Bank are both listed in Financial Services. AU Small Finance Bank is the larger by market cap, at ₹69,831 Cr against ₹26,584 Cr for Bandhan Bank (2.6 times as large). On valuation, Bandhan Bank has the lower P/E (14.3× against 22.4×) and the lower price-to-book (1.00× against 3.20×). On returns and margins, AU Small Finance Bank has the higher ROE (15.7% against 7.3%). Over three years, AU Small Finance Bank has faster 3-year profit growth (+22.7% against −17.7% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | AU Small Finance BankAUBANK | Bandhan BankBANDHANBNK |
|---|---|---|
| Price (₹) | 931.80 | 165.00 |
| Market cap (₹ Cr) | 69,831 | 26,584 |
| P/E | 22.4× | 14.3× (the lower figure, shaded) |
| P/B | 3.20× | 1.00× (the lower figure, shaded) |
| Dividend yield, trailing | 0.11% | 0.91% (the higher figure, shaded) |
| ROE | 15.7% (the higher figure, shaded) | 7.3% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 26.2% (the higher figure, shaded) | 17.1% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +22.7% (the higher figure, shaded) | −17.7% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 3,153 | 1,863 |
| 1Y return | +6.9% (the higher figure, shaded) | +3.6% |
| Promoter holding | 22.67% | 37.00% |
AU Small Finance Bank vs Bandhan Bank: common questions
Which is bigger, AU Small Finance Bank or Bandhan Bank?
By market cap, AU Small Finance Bank is bigger at ₹69,831 Cr, against ₹26,584 Cr for Bandhan Bank (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹3,153 Cr for AU Small Finance Bank and ₹1,863 Cr for Bandhan Bank.
Which has a lower P/E ratio, AU Small Finance Bank or Bandhan Bank?
AU Small Finance Bank trades at a P/E of 22.4× and Bandhan Bank at 14.3×. Bandhan Bank has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, AU Small Finance Bank or Bandhan Bank?
AU Small Finance Bank reports a return on equity of 15.7% and Bandhan Bank 7.3%. AU Small Finance Bank has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, AU Small Finance Bank or Bandhan Bank?
Over the last three years: profit grew +22.7% a year at AU Small Finance Bank and −17.7% at Bandhan Bank, so AU Small Finance Bank grew profit faster. Past growth doesn’t predict future growth.