Bajaj Finserv vs Aditya Birla Capital: share price, P/E, ROE and financials compared
Bajaj Finserv
Aditya Birla Capital
Bajaj Finserv and Aditya Birla Capital at a glance
Bajaj Finserv and Aditya Birla Capital are both listed in Financial Services. Bajaj Finserv is the larger by market cap, at ₹3.0L Cr against ₹1.1L Cr for Aditya Birla Capital (2.7 times as large). On valuation, Aditya Birla Capital has the lower P/E (23.6× against 28.2×) and the lower price-to-book (2.55× against 3.56×). On returns and margins, Bajaj Finserv has the higher ROE (15.2% against 11.4%). Over three years, Bajaj Finserv has faster 3-year profit growth (+15.2% against −7.8% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Bajaj FinservBAJAJFINSV | Aditya Birla CapitalABCAPITAL |
|---|---|---|
| Price (₹) | 1,864.70 | 398.80 |
| Market cap (₹ Cr) | 2,98,398 | 1,09,198 |
| P/E | 28.2× | 23.6× (the lower figure, shaded) |
| P/B | 3.56× | 2.55× (the lower figure, shaded) |
| Dividend yield, trailing | 0.08% | 0.00% |
| ROE | 15.2% (the higher figure, shaded) | 11.4% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 6.5% | 12.0% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +15.2% (the higher figure, shaded) | −7.8% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 10,144 | 4,537 |
| 1Y return | −11.5% | +19.5% (the higher figure, shaded) |
| Promoter holding | 58.65% | 68.82% |
Bajaj Finserv vs Aditya Birla Capital: common questions
Which is bigger, Bajaj Finserv or Aditya Birla Capital?
By market cap, Bajaj Finserv is bigger at ₹3.0L Cr, against ₹1.1L Cr for Aditya Birla Capital (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹10,144 Cr for Bajaj Finserv and ₹4,537 Cr for Aditya Birla Capital.
Which has a lower P/E ratio, Bajaj Finserv or Aditya Birla Capital?
Bajaj Finserv trades at a P/E of 28.2× and Aditya Birla Capital at 23.6×. Aditya Birla Capital has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Bajaj Finserv or Aditya Birla Capital?
Bajaj Finserv reports a return on equity of 15.2% and Aditya Birla Capital 11.4%. Bajaj Finserv has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Bajaj Finserv or Aditya Birla Capital?
Over the last three years: profit grew +15.2% a year at Bajaj Finserv and −7.8% at Aditya Birla Capital, so Bajaj Finserv grew profit faster. Past growth doesn’t predict future growth.