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Bajaj Finserv (BAJAJFINSV) had a P/E of 28.2× on 6 Nov 2026, and the shares are 12% below their 52-week high. Its ROE of 15% is the highest among the 7 largest Financial Conglomerates peers, and net profit grew 15% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 3.56× book value and its dividend yield is 0.1%. It is a large-cap company with a market cap of ₹3.0 lakh crore, the largest of 10 Financial Conglomerates companies by market cap; the shares fell 11% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹1,812.30
Day high
₹1,864.70
Day low
₹1,800.10
Prev. close
₹1,835.00
Volume
7.7 L

Health check

2 good · 2 fair · 2 to check
  • ReturnsBehind

    −11.5% over a year, better than 2 of 7 peers.

  • Price tagPricier

    P/B 3.56 vs peer median 2.22.

  • GrowthSteady

    Profit +15.2% a year over 3 years.

  • ProfitabilityAverage

    ROE 15.2% vs peer median 8.5%.

  • Balance sheetSolid

    Return on assets 4.92%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Financial Conglomerates

9 listed peers. Screen the industry

Large cap

₹3.0L Cr, the largest of 10 in its industry.

Defensive

Beta 0.40 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹1,63,063 Cr · profit ₹10,658 Cr
Market cap
₹3.0L Cr
Large cap
P/E
28.2
Industry 23.6
Price to book
3.56
Peers 2.22
Dividend yield
0.07%
ROE
15.2%
Peers 8.5%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹66.17
Face value ₹1
OPM (TTM)
22.7%
Net margin 6.5%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+22.9%
Latest quarter vs a year ago
Price to sales
1.83
EV/EBITDA 12.5

Strengths and risks

Strengths

  • Quarterly profit up 22.9% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Bajaj Finserv

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, home, business, gold, loan for doctors and lawyers; loan against properties, securities, car, fixed deposit, insurance policy, mutual funds, and shares; unsecured and secured loans to small and medium-sized enterprises; two-…

Headquarters
Pune
Employees
1,13,732
Sector
Financial Services
ISIN
INE918I01026
Website
bajajfinserv.in

Price range

52 weeks

₹1,597.00₹2,126.80

Today

₹1,800.10₹1,864.70
Avg volume (3M)
8.9 L
1-year return
minus 11.5%
From 52-week high
minus 12.3%

Analyst consensus

13 analysts
BuyMean target ₹2,242.92 plus 20.3%

Target range, with today’s price

Low ₹1,690.00High ₹2,610.00

Next results expected around 4 Feb 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Financial Conglomerates

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJAJFINSVBajaj Finserv1,864.70plus 1.62%2,98,39828.23.5615.2%4.9%15.2%0.07%minus 11.5%
ABCAPITALAditya Birla Capital398.80plus 0.68%1,09,19823.62.5511.4%1.4%−7.8%0.00%plus 19.5%
EDELWEISSEdelweiss Financial Services127.40plus 1.02%12,05917.12.6112.1%–16.7%1.18%plus 13.4%
ARSSBLAnand Rathi Share and Stock Brokers487.45minus 1.31%3,07619.52.2210.7%3.0%50.7%1.03%minus 8.1%
CRESTCrest Ventures372.50plus 0.59%1,05330.70.813.7%–−50.9%0.27%minus 2.1%
CENTRUMCentrum Capital19.00plus 2.81%924–2.97−46.8%––0.00%minus 43.9%
DIGISPICEDiGiSPICE Technologies16.240.00%38117.51.548.5%––0.00%minus 37.8%
IVCIL&FS Investment Managers7.86minus 1.38%24752.41.472.0%–−31.4%15.27%plus 2.6%
Median of 7 peers–0.59%1,05321.62.228.5%2.2%−7.8%0.27%−2.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
31,56432,61933,48336,85937,465
24,41226,36326,23727,54728,435
7,1526,2567,2459,3129,030
22.7%19.2%21.6%25.3%24.1%
6,9017,6127,2917,8348,483
6,9017,2327,2917,8348,483
327330317380423
–−379–––
6,8255,9266,9288,9328,608
30.5%26.3%24.6%29.5%30.9%
2,2442,2292,5393,1322,758
13.9213.8015.8019.4917.12

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+15.2%
EPS CAGR 3Y
+15.1%
ROE
15.2%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
73,84699,8801,20,7011,37,148
–+35.3%+20.8%+13.6%
56,35777,60595,7831,08,973
17,48922,27524,91928,175
23.7%22.3%20.6%20.5%
12,20118,41224,34628,631
12,20118,40024,31028,232
6789001,1701,291
0−12.4−36.3−399
16,81121,37523,74826,883
27.4%27.0%26.1%26.8%
6,4178,1488,8729,801
–+27.0%+8.9%+10.5%
40.0050.7055.0061.00

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
159159160160
46,24860,16972,23677,755
1,67,5992,28,7822,84,4523,61,379
1,91,5022,48,8192,95,3853,19,204
4,05,5095,37,9306,52,2327,58,498
2,9813,8524,8855,414
1061077281,050
1,37,0111,71,6351,92,7341,99,737
60,87281,95191,28495,404
2,04,5392,80,3853,62,6004,56,893
4,05,5095,37,9306,52,2327,58,498

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−39,480−65,502−61,750−55,301
−13,945−14,132−7,987−12,635
51,01682,70969,82866,610
−2,4093,07591.5−1,326
−1,220−1,435−1,864−1,448
−40,700−66,938−63,614−56,750
−745−1,183−1,542−1,848

Shareholding pattern

Source: NSE filings

NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 15.5% (Yahoo estimate).

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you