Bajaj Finance vs Poonawalla Fincorp: share price, P/E, ROE and financials compared
Bajaj Finance
Poonawalla Fincorp
Bajaj Finance and Poonawalla Fincorp at a glance
Bajaj Finance and Poonawalla Fincorp are both listed in Financial Services. Bajaj Finance is the larger by market cap, at ₹6.8L Cr against ₹41,733 Cr for Poonawalla Fincorp (16.2 times as large). On valuation, Bajaj Finance has the lower P/E (31.3× against 37.1×), while Poonawalla Fincorp has the lower price-to-book (3.02× against 5.49×). On returns and margins, Bajaj Finance has the higher ROE (19.0% against 9.2%). Over three years, Bajaj Finance has faster 3-year profit growth (+18.2% against −7.5% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Bajaj FinanceBAJFINANCE | Poonawalla FincorpPOONAWALLA |
|---|---|---|
| Price (₹) | 1,087.75 | 473.90 |
| Market cap (₹ Cr) | 6,77,005 | 41,733 |
| P/E | 31.3× (the lower figure, shaded) | 37.1× |
| P/B | 5.49× | 3.02× (the lower figure, shaded) |
| Dividend yield, trailing | 0.55% (the higher figure, shaded) | 0.00% |
| ROE | 19.0% (the higher figure, shaded) | 9.2% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 43.8% (the higher figure, shaded) | 26.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +18.2% (the higher figure, shaded) | −7.5% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 21,694 | 1,088 |
| 1Y return | +1.2% (the higher figure, shaded) | +0.5% |
| Promoter holding | 54.67% | 59.01% |
Bajaj Finance vs Poonawalla Fincorp: common questions
Which is bigger, Bajaj Finance or Poonawalla Fincorp?
By market cap, Bajaj Finance is bigger at ₹6.8L Cr, against ₹41,733 Cr for Poonawalla Fincorp (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹21,694 Cr for Bajaj Finance and ₹1,088 Cr for Poonawalla Fincorp.
Which has a lower P/E ratio, Bajaj Finance or Poonawalla Fincorp?
Bajaj Finance trades at a P/E of 31.3× and Poonawalla Fincorp at 37.1×. Bajaj Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Bajaj Finance or Poonawalla Fincorp?
Bajaj Finance reports a return on equity of 19.0% and Poonawalla Fincorp 9.2%. Bajaj Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Bajaj Finance or Poonawalla Fincorp?
Over the last three years: profit grew +18.2% a year at Bajaj Finance and −7.5% at Poonawalla Fincorp, so Bajaj Finance grew profit faster. Past growth doesn’t predict future growth.