Bajaj Finance vs Jio Financial: share price, P/E, ROE and financials compared
Bajaj Finance
Jio Financial Services
Bajaj Finance and Jio Financial at a glance
Bajaj Finance and Jio Financial are both listed in Financial Services. Bajaj Finance is the larger by market cap, at ₹6.8L Cr against ₹1.6L Cr for Jio Financial (4.3 times as large). On valuation, Bajaj Finance has the lower P/E (31.3× against 87.9×), while Jio Financial has the lower price-to-book (1.19× against 5.49×). On returns and margins, Bajaj Finance has the higher ROE (19.0% against 1.3%). Over three years, Jio Financial has faster 3-year profit growth (+268.2% against +18.2% a year). Bajaj Finance is a lender or insurer, so its ROCE, margins and debt-to-equity aren’t comparable with Jio Financial’s.
Key metrics, side by side
| Metric | Bajaj FinanceBAJFINANCE | Jio FinancialJIOFIN |
|---|---|---|
| Price (₹) | 1,087.75 | 231.20 |
| Market cap (₹ Cr) | 6,77,005 | 1,58,445 |
| P/E | 31.3× (the lower figure, shaded) | 87.9× |
| P/B | 5.49× | 1.19× (the lower figure, shaded) |
| Dividend yield, trailing | 0.55% (the higher figure, shaded) | 0.26% |
| ROE | 19.0% (the higher figure, shaded) | 1.3% |
| ROCE | n/m | 1.7% |
| Operating margin (OPM) | n/m | 75.8% |
| Net margin (NPM) | 43.8% | 42.8% |
| Sales CAGR 3Y | n/m | +431.5% |
| Profit CAGR 3Y | +18.2% | +268.2% (the higher figure, shaded) |
| Debt to equity | n/m | 0.32× |
| Interest cover | n/m | 3.6× |
| Net profit TTM (₹ Cr) | 21,694 | 1,712 |
| 1Y return | +1.2% (the higher figure, shaded) | −23.9% |
| Promoter holding | 54.67% | – |
Bajaj Finance vs Jio Financial: common questions
Which is bigger, Bajaj Finance or Jio Financial?
By market cap, Bajaj Finance is bigger at ₹6.8L Cr, against ₹1.6L Cr for Jio Financial (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹21,694 Cr for Bajaj Finance and ₹1,712 Cr for Jio Financial.
Which has a lower P/E ratio, Bajaj Finance or Jio Financial?
Bajaj Finance trades at a P/E of 31.3× and Jio Financial at 87.9×. Bajaj Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Bajaj Finance or Jio Financial?
Bajaj Finance reports a return on equity of 19.0% and Jio Financial 1.3%. Bajaj Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Bajaj Finance or Jio Financial?
Over the last three years: profit grew +18.2% a year at Bajaj Finance and +268.2% at Jio Financial, so Jio Financial grew profit faster. Past growth doesn’t predict future growth.