Bharti Airtel vs Jio Financial: share price, P/E, ROE and financials compared
Bharti Airtel
Jio Financial Services
Bharti Airtel and Jio Financial at a glance
Bharti Airtel is the larger by market cap, at ₹13.2L Cr against ₹1.6L Cr for Jio Financial (8.3 times as large). On valuation, Bharti Airtel has the lower P/E (41.5× against 87.9×), while Jio Financial has the lower price-to-book (1.19× against 8.32×). On returns and margins, Bharti Airtel has the higher ROCE (16.7% against 1.7%) and the higher ROE (20.2% against 1.3%), while Jio Financial has the higher operating margin (75.8% against 56.8%). Over three years, Jio Financial has faster 3-year sales growth (+431.5% against +14.9% a year) and faster 3-year profit growth (+268.2% against +47.3% a year). Jio Financial carries less debt for its equity, with a debt-to-equity of 0.32× against 1.00×.
Key metrics, side by side
| Metric | Bharti AirtelBHARTIARTL | Jio FinancialJIOFIN |
|---|---|---|
| Price (₹) | 2,107.20 | 231.20 |
| Market cap (₹ Cr) | 13,15,371 | 1,58,445 |
| P/E | 41.5× (the lower figure, shaded) | 87.9× |
| P/B | 8.32× | 1.19× (the lower figure, shaded) |
| Dividend yield, trailing | 1.14% (the higher figure, shaded) | 0.26% |
| ROE | 20.2% (the higher figure, shaded) | 1.3% |
| ROCE | 16.7% (the higher figure, shaded) | 1.7% |
| Operating margin (OPM) | 56.8% | 75.8% (the higher figure, shaded) |
| Net margin (NPM) | 13.1% | 42.8% (the higher figure, shaded) |
| Sales CAGR 3Y | +14.9% | +431.5% (the higher figure, shaded) |
| Profit CAGR 3Y | +47.3% | +268.2% (the higher figure, shaded) |
| Debt to equity | 1.00× | 0.32× (the lower figure, shaded) |
| Interest cover | 3.5× | 3.6× |
| Net profit TTM (₹ Cr) | – | 1,712 |
| 1Y return | −2.7% (the higher figure, shaded) | −23.9% |
| Promoter holding | 50.07% | 50.98% |
Bharti Airtel vs Jio Financial: common questions
Which is bigger, Bharti Airtel or Jio Financial?
By market cap, Bharti Airtel is bigger at ₹13.2L Cr, against ₹1.6L Cr for Jio Financial (prices as of 6 Nov 2026).
Which has a lower P/E ratio, Bharti Airtel or Jio Financial?
Bharti Airtel trades at a P/E of 41.5× and Jio Financial at 87.9×. Bharti Airtel has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Bharti Airtel or Jio Financial?
Bharti Airtel reports a return on equity of 20.2% and Jio Financial 1.3%. Bharti Airtel has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Bharti Airtel or Jio Financial?
Over the last three years: Sales grew +14.9% a year at Bharti Airtel and +431.5% at Jio Financial, so Jio Financial grew sales faster; profit grew +47.3% a year at Bharti Airtel and +268.2% at Jio Financial, so Jio Financial grew profit faster. Past growth doesn’t predict future growth.