Jio Financial vs BAJAJHLDNG: share price, P/E, ROE and financials compared
Jio Financial Services
Bajaj Holdings & Investment
Jio Financial and BAJAJHLDNG at a glance
Jio Financial and BAJAJHLDNG are both listed in Financial Services. Jio Financial is the larger by market cap, at ₹1.6L Cr against ₹1.2L Cr for BAJAJHLDNG (1.3 times as large). On valuation, Jio Financial has the lower price-to-book (1.19× against 1.67×). On returns and margins, BAJAJHLDNG has the higher operating margin (78.8% against 75.8%). Over three years, Jio Financial has faster 3-year sales growth (+431.5% against +19.0% a year).
Key metrics, side by side
| Metric | Jio FinancialJIOFIN | BAJAJHLDNGBAJAJHLDNG |
|---|---|---|
| Price (₹) | 231.20 | 11,044.00 |
| Market cap (₹ Cr) | 1,58,445 | 1,22,913 |
| P/E | 87.9× | 13.2× |
| P/B | 1.19× (the lower figure, shaded) | 1.67× |
| Dividend yield, trailing | 0.26% | 1.77% (the higher figure, shaded) |
| ROE | 1.3% | 11.6% |
| ROCE | 1.7% | – |
| Operating margin (OPM) | 75.8% | 78.8% (the higher figure, shaded) |
| Net margin (NPM) | 42.8% | 948.6% |
| Sales CAGR 3Y | +431.5% (the higher figure, shaded) | +19.0% |
| Profit CAGR 3Y | +268.2% | +25.7% |
| Debt to equity | 0.32× | – |
| Interest cover | 3.6× | – |
| Net profit TTM (₹ Cr) | 1,712 | 9,291 |
| 1Y return | −23.9% | −10.3% (the higher figure, shaded) |
| Promoter holding | 50.98% | – |
Jio Financial vs BAJAJHLDNG: common questions
Which is bigger, Jio Financial or BAJAJHLDNG?
By market cap, Jio Financial is bigger at ₹1.6L Cr, against ₹1.2L Cr for BAJAJHLDNG (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹1,712 Cr for Jio Financial and ₹9,291 Cr for BAJAJHLDNG.
Which has a lower P/E ratio, Jio Financial or BAJAJHLDNG?
Jio Financial trades at a P/E of 87.9× and BAJAJHLDNG at 13.2×. BAJAJHLDNG’s P/E isn’t ranked because its profit includes a one-off gain. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Jio Financial or BAJAJHLDNG?
Jio Financial reports a return on equity of 1.3% and BAJAJHLDNG 11.6%. BAJAJHLDNG’s ROE isn’t ranked because its profit includes a one-off gain. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Jio Financial or BAJAJHLDNG?
Over the last three years: Sales grew +431.5% a year at Jio Financial and +19.0% at BAJAJHLDNG, so Jio Financial grew sales faster; profit grew +268.2% a year at Jio Financial and +25.7% at BAJAJHLDNG. Past growth doesn’t predict future growth.