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As of 6 Nov 2026, Bajaj Finance trades at 31.3× trailing earnings. Net profit grew 18% a year over 3 years, with ROE of 19%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 5.49× book value and its dividend yield is 0.5%. It is a large-cap company with a market cap of ₹6.8 lakh crore, the largest of 193 Credit Services companies by market cap; the shares rose 1.2% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹1,044.00
Day high
₹1,087.75
Day low
₹1,041.00
Prev. close
₹1,070.00
Volume
90.5 L

Health check

3 good · 2 fair · 1 to check
  • ReturnsAhead

    +1.2% over a year, better than 5 of 7 peers.

  • Price tagPricier

    P/B 5.49 vs peer median 2.03.

  • GrowthSteady

    Profit +18.2% a year over 3 years.

  • ProfitabilityAverage

    ROE 19.0% vs peer median 16.9%.

  • Balance sheetSolid

    Return on assets 3.84%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Large cap

₹6.8L Cr, the largest of 193 in its industry.

Defensive

Beta 0.31 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹49,587 Cr · profit ₹21,694 Cr
Market cap
₹6.8L Cr
Large cap
P/E
31.3
Industry 15.5
Price to book
5.49
Peers 2.03
Dividend yield
0.50%
ROE
19.0%
Peers 16.9%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹34.78
Face value ₹1
OPM (TTM)
61.8%
Net margin 43.8%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+28.5%
Latest quarter vs a year ago
Price to sales
13.65

Strengths and risks

Strengths

  • Return on equity of 19.0%.
  • Quarterly profit up 28.5% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Bajaj Finance

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, lifestyle products, lifecare services, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises; loans…

Headquarters
Pune
Employees
71,613
Sector
Financial Services
ISIN
INE296A01032
Website
aboutbajajfinserv.com

Price range

52 weeks

₹787.90₹1,176.40

Today

₹1,041.00₹1,087.75
Avg volume (3M)
70.8 L
1-year return
plus 1.2%
From 52-week high
minus 7.5%

Analyst consensus

35 analysts
BuyMean target ₹1,163.86 plus 7.0%

Target range, with today’s price

Low ₹840.00High ₹1,300.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
RECLTDREC296.65plus 0.30%78,1155.20.8216.9%2.3%13.5%4.72%minus 20.2%
Median of 7 peers–0.37%1,15,18114.32.0316.9%2.6%18.1%1.80%−11.0%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
12,14612,86713,16314,17114,965
7,0117,3397,3987,9428,602
258244256288321
–−265–––
6,6085,4317,4108,1498,537
25.1%25.1%25.1%25.4%25.4%
4,8753,9785,4655,9866,266
7.836.388.769.6010.05

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+18.2%
EPS CAGR 3Y
+17.2%
ROE
19.0%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
26,96734,32641,48049,665
–+27.3%+20.8%+19.7%
12,56018,72524,77028,666
4856838811,009
−62.5−94.6−93−376
15,52819,31022,08025,817
25.9%25.2%24.0%25.1%
11,50814,45116,63819,017
–+25.6%+15.1%+14.3%
18.9623.6026.8230.51

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
121124124622
54,25176,57296,5691,13,377
1,64,4672,18,4372,75,3603,52,847
56,38780,60994,07493,107
2,75,2263,75,7424,66,1275,59,952
1,7302,4082,7212,927
53.749.632.676.2
9,4528,80813,80012,009
2,7337,3686,5414,016
2,61,2573,57,1084,43,0315,40,923
2,75,2263,75,7424,66,1275,59,952

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−42,112−69,843−67,792−65,790
−10,394−10,088−2,765−3,389
50,67582,41570,16567,433
−1,8312,484−392−1,746
−878−1,038−1,082−961
−42,990−70,881−68,873−66,751
−1,207−1,815−2,225−3,477

Shareholding pattern

Source: NSE filings

NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 27.8% (Yahoo estimate).

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you