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Shriram Finance (SHRIRAMFIN) had a P/E of 16.0× on 6 Nov 2026, and the shares are 17% below their 52-week high. Net profit grew 19% a year over 3 years, with ROE of 15%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 2.03× book value and its dividend yield is 1.8%. It is a large-cap company with a market cap of ₹2.3 lakh crore, ranked 2nd of 193 Credit Services companies by market cap; the shares rose 21% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹944.00
Day high
₹961.15
Day low
₹930.40
Prev. close
₹964.00
Volume
46.9 L

Health check

3 good · 2 fair · 1 to check
  • ReturnsAhead

    +21.0% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 2.03 vs peer median 2.62.

  • GrowthSteady

    Profit +18.6% a year over 3 years.

  • ProfitabilityAverage

    ROE 14.8% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 3.88%. Bad-loan data isn’t covered.

  • Red flags1 to check

    Promoter stake down from 25.4% to 20.3%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Large cap

₹2.3L Cr, #2 of 193 in its industry by size.

Defensive

Beta 0.67 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹24,445 Cr · profit ₹12,688 Cr
Market cap
₹2.3L Cr
Large cap
P/E
16.0
Industry 15.5
Price to book
2.03
Peers 2.62
Dividend yield
1.80%
ROE
14.8%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹60.00
Face value ₹2
OPM (TTM)
72.8%
Net margin 51.9%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+27.4%
Latest quarter vs a year ago
Price to sales
9.25

Strengths and risks

Strengths

  • Quarterly profit up 27.4% on a year ago.

Risks to check

  • Promoter stake down from 25.4% to 20.3%.

Derived automatically from reported figures. Not a recommendation.

About Shriram Finance

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including…

Headquarters
Mumbai
Employees
82,292
Sector
Financial Services
ISIN
INE721A01047
Website
shriramfinance.in

Price range

52 weeks

₹803.90₹1,153.70

Today

₹930.40₹961.15
Avg volume (3M)
47 L
1-year return
plus 21.0%
From 52-week high
minus 16.7%

Analyst consensus

34 analysts
Strong buyMean target ₹1,127.12 plus 17.3%

Target range, with today’s price

Low ₹950.00High ₹1,325.00

Next results expected around 22 Jan 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
RECLTDREC296.65plus 0.30%78,1155.20.8216.9%2.3%13.5%4.72%minus 20.2%
Median of 7 peers–1.06%1,15,18114.32.6218.7%2.6%18.0%1.05%−11.0%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
5,9996,7347,1127,9238,746
5,4015,2595,3365,2044,965
173177175183180
–––2.1–
2,9063,3643,9174,6264,932
25.8%25.0%23.0%25.5%25.4%
2,1592,5303,0213,4533,684
11.4713.4416.0514.8515.66

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+18.6%
EPS CAGR 3Y
+18.5%
ROE
14.8%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
16,93119,08321,98725,034
–+12.7%+15.2%+13.9%
12,93114,80318,45521,521
601569645699
−38−1.81,5441
8,2149,68412,50313,300
26.8%25.7%24.6%24.8%
6,0117,3669,55410,024
–+22.5%+29.7%+4.9%
31.9739.1450.7553.25

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
374376376376
43,13848,57156,09465,542
1,28,6891,51,7661,78,8401,81,994
38,37147,55358,68873,462
2,10,5732,48,2662,93,9983,21,375
7609481,0371,122
8.67.411.113
8,10010,09716,31419,736
10,4906,26019,7846,185
1,91,2132,30,9532,56,8522,94,318
2,10,5732,48,2662,93,9983,21,375

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−17,625−31,118−43,652−13,281
−193−2583,661−243
11,82027,62644,5218,587
−5,999−3,7504,530−4,937
−197−246−255−196
−17,822−31,364−43,906−13,478
−563−1,875−1,859−1,465

Shareholding pattern

Source: NSE filings
20.3%
promoters
  • Promoters20.30%
  • Public79.70%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202620.30%79.70%0.00
30 Jun 202620.30%79.70%0.00
8 Apr 202620.30%79.70%minus 5.08
31 Mar 202625.38%74.62%0.00
31 Dec 202525.38%74.62%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you