Tata Capital share price, P/E, ROE & financials

Tata Capital (TATACAP) had a P/E of 25.4× on 6 Nov 2026. Its ROE of 14% is the second-lowest among the 7 largest Credit Services peers. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 3.10× book value and its dividend yield is 0.2%. It is a large-cap company with a market cap of ₹1.5 lakh crore, ranked 4th of 193 Credit Services companies by market cap; the shares rose 5.6% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year

Open: ₹342.10
Day high: ₹359.20
Day low: ₹340.50
Prev. close: ₹347.85
Volume: 34.9 L

Health check

3 good · 1 fair · 1 to check

ReturnsAhead
+5.6% over a year, better than 6 of 7 peers.
Price tagPricier
P/B 3.10 vs peer median 2.03.
Growthn/a
Not enough yearly results to measure.
ProfitabilityAverage
ROE 14.1% vs peer median 18.7%.
Balance sheetSolid
Return on assets 2.15%. Bad-loan data isn’t covered.
Red flagsNone found
No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Large cap

₹1.5L Cr, #4 of 193 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹14,645 Cr · profit ₹5,966 Cr

Market cap: ₹1.5L Cr; Large cap
P/E: 25.4; Industry 15.5
Price to book: 3.10; Peers 2.03
Dividend yield: 0.16%
ROE: 14.1%; Peers 18.7%
ROCE: n/m; Not meaningful for lenders
Debt to equity: n/m; Not meaningful for lenders
EPS (TTM): ₹14.07; Face value ₹10
OPM (TTM): 28.7%; Net margin 40.7%
Sales growth: n/m; Not meaningful for lenders
Profit growth: +51.3%; Latest quarter vs a year ago
Price to sales: 10.31

Strengths

Quarterly profit up 51.3% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Tata Capital

Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending…

Headquarters: Mumbai
Employees: 17,286
Sector: Financial Services
ISIN: INE976I01016
Website: tatacapital.com

Price range

52 weeks

₹296.00₹390.20

Today

₹340.50₹359.20

Avg volume (3M): 17.4 L
1-year return: plus 5.6%
From 52-week high: minus 8.2%

Analyst consensus

14 analysts

Strong buyMean target ₹400.21 11.8%

Target range, with today’s price

Low ₹340.00High ₹463.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peers Screen the whole industry

Company
BAJFINANCEBajaj Finance	1,087.75	plus 1.66%	6,77,005	31.3	5.49	19.0%	3.8%	18.2%	0.50%	plus 1.2%
SHRIRAMFINShriram Finance	961.15	minus 0.30%	2,26,167	16.0	2.03	14.8%	3.9%	18.6%	1.80%	plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company	1,785.00	plus 1.42%	1,53,103	24.5	4.41	20.6%	2.6%	25.2%	0.11%	plus 0.8%
TATACAPTata Capital	358.05	plus 2.93%	1,50,979	25.4	3.10	14.1%	2.2%	–	0.16%	plus 5.6%
MUTHOOTFINMuthoot Finance	2,869.00	plus 1.06%	1,15,181	9.4	2.62	31.6%	6.3%	43.1%	1.05%	minus 11.0%
PFCPower Finance Corporation	328.80	minus 0.18%	1,08,507	4.1	0.74	18.7%	2.7%	17.7%	4.99%	minus 16.9%
IRFCIndian Railway Finance Corporation	80.43	plus 0.37%	1,05,110	14.3	1.73	12.6%	1.4%	4.4%	2.74%	minus 34.4%
RECLTDREC	296.65	plus 0.30%	78,115	5.2	0.82	16.9%	2.3%	13.5%	4.72%	minus 20.2%
Median of 7 peers	–	0.37%	1,15,181	14.3	2.03	18.7%	2.7%	18.2%	1.80%	−11.0%

Quarterly results

Consolidated, ₹ crore

SalesSelect a row below to chart it

Sep 25	Dec 25	Mar 26	Jun 26	Sep 26
7,420	7,704	7,948	8,404	8,840
5,906	5,190	5,371	6,238	6,648
1,513	2,515	2,577	2,166	2,192
20.4%	32.6%	32.4%	25.8%	24.8%
129	125	126	146	171
135	142	143	154	165
–	−803	−582	2	186
1,507	1,695	1,978	2,159	2,384
25.7%	25.4%	25.9%	24.6%	23.1%
1,097	1,257	1,502	1,547	1,660
2.60	2.97	3.54	3.65	3.91

Profit & loss

Yearly, ₹ crore

ROE: 14.1%

Net profitSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
12,219	17,049	26,933	29,745
–	+39.5%	+58.0%	+10.4%
8,637	12,540	19,592	21,822
3,582	4,509	7,341	7,924
29.3%	26.4%	27.3%	26.6%
–	–	–	2,753
–	–	–	824
–	–	–	538
293	−63.2	−2,517	−2,753
–	–	–	6,562
–	–	–	25.5%
–	–	–	4,846
–	–	–	11.76

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore

Total assetsSelect a row below to chart it

₹ Cr	Mar 2025	Mar 2026
	–	4,217
	–	41,645
	1,99,198	2,27,767
	16,075	16,875
	2,48,320	2,90,504
	1,925	2,502
	–	448
	2,024	1,950
	18,011	11,437
	2,26,359	2,74,167
	2,48,320	2,90,504

Cash flow

Yearly, ₹ crore

Cash from operationsSelect a row below to chart it

₹ Cr	Mar 2025	Mar 2026
	−30,088	−37,965
	175	267
	–	31,848
	−500	−5,849
	–	−995
	−31,110	−38,960
	–	−166

Shareholding pattern

Source: NSE filings

85.4%

promoters

Promoters85.41%
Public13.95%
Employee trusts0.64%
As of 30 Sep 2026

Quarter	Promoters	Public	Promoter change
30 Sep 2026	85.41%	13.95%	0.00
30 Jun 2026	85.41%	13.94%	0.00
31 Mar 2026	85.41%	13.93%	0.00
31 Dec 2025	85.41%	13.93%	0.00
10 Oct 2025	85.41%	13.92%	–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you