Tata Capital vs Muthoot Finance: share price, P/E, ROE and financials compared
Tata Capital
Muthoot Finance
Tata Capital and Muthoot Finance at a glance
Tata Capital and Muthoot Finance are both listed in Financial Services. Tata Capital is the larger by market cap, at ₹1.5L Cr against ₹1.2L Cr for Muthoot Finance (1.3 times as large). On valuation, Muthoot Finance has the lower P/E (9.4× against 25.4×) and the lower price-to-book (2.62× against 3.10×). On returns and margins, Muthoot Finance has the higher ROE (31.6% against 14.1%). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Tata CapitalTATACAP | Muthoot FinanceMUTHOOTFIN |
|---|---|---|
| Price (₹) | 358.05 | 2,869.00 |
| Market cap (₹ Cr) | 1,50,979 | 1,15,181 |
| P/E | 25.4× | 9.4× (the lower figure, shaded) |
| P/B | 3.10× | 2.62× (the lower figure, shaded) |
| Dividend yield, trailing | 0.16% | 1.05% (the higher figure, shaded) |
| ROE | 14.1% | 31.6% (the higher figure, shaded) |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 40.7% | 54.1% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | – | +43.1% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 5,966 | 11,373 |
| 1Y return | +5.6% (the higher figure, shaded) | −11.0% |
| Promoter holding | 85.41% | 73.35% |
Tata Capital vs Muthoot Finance: common questions
Which is bigger, Tata Capital or Muthoot Finance?
By market cap, Tata Capital is bigger at ₹1.5L Cr, against ₹1.2L Cr for Muthoot Finance (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹5,966 Cr for Tata Capital and ₹11,373 Cr for Muthoot Finance.
Which has a lower P/E ratio, Tata Capital or Muthoot Finance?
Tata Capital trades at a P/E of 25.4× and Muthoot Finance at 9.4×. Muthoot Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Tata Capital or Muthoot Finance?
Tata Capital reports a return on equity of 14.1% and Muthoot Finance 31.6%. Muthoot Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.