Tata Capital vs Power Finance: share price, P/E, ROE and financials compared
Tata Capital
Power Finance Corporation
Tata Capital and Power Finance at a glance
Tata Capital and Power Finance are both listed in Financial Services. Tata Capital is the larger by market cap, at ₹1.5L Cr against ₹1.1L Cr for Power Finance (1.4 times as large). On valuation, Power Finance has the lower P/E (4.1× against 25.4×) and the lower price-to-book (0.74× against 3.10×). On returns and margins, Power Finance has the higher ROE (18.7% against 14.1%). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Tata CapitalTATACAP | Power FinancePFC |
|---|---|---|
| Price (₹) | 358.05 | 328.80 |
| Market cap (₹ Cr) | 1,50,979 | 1,08,507 |
| P/E | 25.4× | 4.1× (the lower figure, shaded) |
| P/B | 3.10× | 0.74× (the lower figure, shaded) |
| Dividend yield, trailing | 0.16% | 4.50% (the higher figure, shaded) |
| ROE | 14.1% | 18.7% (the higher figure, shaded) |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 40.7% | 50.7% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | – | +17.7% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 5,966 | 26,047 |
| 1Y return | +5.6% (the higher figure, shaded) | −16.9% |
| Promoter holding | 85.41% | 55.99% |
Tata Capital vs Power Finance: common questions
Which is bigger, Tata Capital or Power Finance?
By market cap, Tata Capital is bigger at ₹1.5L Cr, against ₹1.1L Cr for Power Finance (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹5,966 Cr for Tata Capital and ₹26,047 Cr for Power Finance.
Which has a lower P/E ratio, Tata Capital or Power Finance?
Tata Capital trades at a P/E of 25.4× and Power Finance at 4.1×. Power Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Tata Capital or Power Finance?
Tata Capital reports a return on equity of 14.1% and Power Finance 18.7%. Power Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.