Shriram Finance vs Power Finance: share price, P/E, ROE and financials compared
Shriram Finance
Power Finance Corporation
Shriram Finance and Power Finance at a glance
Shriram Finance and Power Finance are both listed in Financial Services. Shriram Finance is the larger by market cap, at ₹2.3L Cr against ₹1.1L Cr for Power Finance (2.1 times as large). On valuation, Power Finance has the lower P/E (4.1× against 16.0×) and the lower price-to-book (0.74× against 2.03×). On returns and margins, Power Finance has the higher ROE (18.7% against 14.8%). Over three years, Shriram Finance has faster 3-year profit growth (+18.6% against +17.7% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Shriram FinanceSHRIRAMFIN | Power FinancePFC |
|---|---|---|
| Price (₹) | 961.15 | 328.80 |
| Market cap (₹ Cr) | 2,26,167 | 1,08,507 |
| P/E | 16.0× | 4.1× (the lower figure, shaded) |
| P/B | 2.03× | 0.74× (the lower figure, shaded) |
| Dividend yield, trailing | 1.80% | 4.50% (the higher figure, shaded) |
| ROE | 14.8% | 18.7% (the higher figure, shaded) |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 51.9% | 50.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +18.6% (the higher figure, shaded) | +17.7% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 12,687 | 26,047 |
| 1Y return | +21.0% (the higher figure, shaded) | −16.9% |
| Promoter holding | – | 55.99% |
Shriram Finance vs Power Finance: common questions
Which is bigger, Shriram Finance or Power Finance?
By market cap, Shriram Finance is bigger at ₹2.3L Cr, against ₹1.1L Cr for Power Finance (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹12,687 Cr for Shriram Finance and ₹26,047 Cr for Power Finance.
Which has a lower P/E ratio, Shriram Finance or Power Finance?
Shriram Finance trades at a P/E of 16.0× and Power Finance at 4.1×. Power Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Shriram Finance or Power Finance?
Shriram Finance reports a return on equity of 14.8% and Power Finance 18.7%. Power Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Shriram Finance or Power Finance?
Over the last three years: profit grew +18.6% a year at Shriram Finance and +17.7% at Power Finance, so Shriram Finance grew profit faster. Past growth doesn’t predict future growth.