Bajaj Finance vs Power Finance: share price, P/E, ROE and financials compared
Bajaj Finance
Power Finance Corporation
Bajaj Finance and Power Finance at a glance
Bajaj Finance and Power Finance are both listed in Financial Services. Bajaj Finance is the larger by market cap, at ₹6.8L Cr against ₹1.1L Cr for Power Finance (6.2 times as large). On valuation, Power Finance has the lower P/E (4.1× against 31.3×) and the lower price-to-book (0.74× against 5.49×). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets. Over the past year the share price of Bajaj Finance moved +1.2% and that of Power Finance −16.9%.
Key metrics, side by side
| Metric | Bajaj FinanceBAJFINANCE | Power FinancePFC |
|---|---|---|
| Price (₹) | 1,087.75 | 328.80 |
| Market cap (₹ Cr) | 6,77,005 | 1,08,507 |
| P/E | 31.3× | 4.1× (the lower figure, shaded) |
| P/B | 5.49× | 0.74× (the lower figure, shaded) |
| Dividend yield, trailing | 0.55% | 4.50% (the higher figure, shaded) |
| ROE | 19.0% | 18.7% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 43.8% | 50.7% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +18.2% | +17.7% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 21,694 | 26,047 |
| 1Y return | +1.2% (the higher figure, shaded) | −16.9% |
| Promoter holding | 54.67% | 55.99% |
Bajaj Finance vs Power Finance: common questions
Which is bigger, Bajaj Finance or Power Finance?
By market cap, Bajaj Finance is bigger at ₹6.8L Cr, against ₹1.1L Cr for Power Finance (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹21,694 Cr for Bajaj Finance and ₹26,047 Cr for Power Finance.
Which has a lower P/E ratio, Bajaj Finance or Power Finance?
Bajaj Finance trades at a P/E of 31.3× and Power Finance at 4.1×. Power Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Bajaj Finance or Power Finance?
Bajaj Finance reports a return on equity of 19.0% and Power Finance 18.7%. The two are close. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Bajaj Finance or Power Finance?
Over the last three years: profit grew +18.2% a year at Bajaj Finance and +17.7% at Power Finance. Past growth doesn’t predict future growth.