Muthoot Finance vs Power Finance: share price, P/E, ROE and financials compared
Muthoot Finance
Power Finance Corporation
Muthoot Finance and Power Finance at a glance
Muthoot Finance and Power Finance are both listed in Financial Services. Muthoot Finance is the larger by market cap, at ₹1.2L Cr against ₹1.1L Cr for Power Finance. On valuation, Power Finance has the lower P/E (4.1× against 9.4×) and the lower price-to-book (0.74× against 2.62×). On returns and margins, Muthoot Finance has the higher ROE (31.6% against 18.7%). Over three years, Muthoot Finance has faster 3-year profit growth (+43.1% against +17.7% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Muthoot FinanceMUTHOOTFIN | Power FinancePFC |
|---|---|---|
| Price (₹) | 2,869.00 | 328.80 |
| Market cap (₹ Cr) | 1,15,181 | 1,08,507 |
| P/E | 9.4× | 4.1× (the lower figure, shaded) |
| P/B | 2.62× | 0.74× (the lower figure, shaded) |
| Dividend yield, trailing | 1.05% | 4.50% (the higher figure, shaded) |
| ROE | 31.6% (the higher figure, shaded) | 18.7% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 54.1% (the higher figure, shaded) | 50.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +43.1% (the higher figure, shaded) | +17.7% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 11,373 | 26,047 |
| 1Y return | −11.0% (the higher figure, shaded) | −16.9% |
| Promoter holding | 73.35% | 55.99% |
Muthoot Finance vs Power Finance: common questions
Which is bigger, Muthoot Finance or Power Finance?
By market cap, Muthoot Finance is bigger at ₹1.2L Cr, against ₹1.1L Cr for Power Finance (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹11,373 Cr for Muthoot Finance and ₹26,047 Cr for Power Finance.
Which has a lower P/E ratio, Muthoot Finance or Power Finance?
Muthoot Finance trades at a P/E of 9.4× and Power Finance at 4.1×. Power Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Muthoot Finance or Power Finance?
Muthoot Finance reports a return on equity of 31.6% and Power Finance 18.7%. Muthoot Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Muthoot Finance or Power Finance?
Over the last three years: profit grew +43.1% a year at Muthoot Finance and +17.7% at Power Finance, so Muthoot Finance grew profit faster. Past growth doesn’t predict future growth.