Cholamandalam vs Power Finance: share price, P/E, ROE and financials compared
Cholamandalam Investment and Finance Company
Power Finance Corporation
Cholamandalam and Power Finance at a glance
Cholamandalam and Power Finance are both listed in Financial Services. Cholamandalam is the larger by market cap, at ₹1.5L Cr against ₹1.1L Cr for Power Finance (1.4 times as large). On valuation, Power Finance has the lower P/E (4.1× against 24.5×) and the lower price-to-book (0.74× against 4.41×). On returns and margins, Cholamandalam has the higher ROE (20.6% against 18.7%). Over three years, Cholamandalam has faster 3-year profit growth (+25.2% against +17.7% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | CholamandalamCHOLAFIN | Power FinancePFC |
|---|---|---|
| Price (₹) | 1,785.00 | 328.80 |
| Market cap (₹ Cr) | 1,53,103 | 1,08,507 |
| P/E | 24.5× | 4.1× (the lower figure, shaded) |
| P/B | 4.41× | 0.74× (the lower figure, shaded) |
| Dividend yield, trailing | 0.11% | 4.50% (the higher figure, shaded) |
| ROE | 20.6% (the higher figure, shaded) | 18.7% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 41.0% | 50.7% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +25.2% (the higher figure, shaded) | +17.7% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 6,222 | 26,047 |
| 1Y return | +0.8% (the higher figure, shaded) | −16.9% |
| Promoter holding | 48.93% | 55.99% |
Cholamandalam vs Power Finance: common questions
Which is bigger, Cholamandalam or Power Finance?
By market cap, Cholamandalam is bigger at ₹1.5L Cr, against ₹1.1L Cr for Power Finance (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹6,222 Cr for Cholamandalam and ₹26,047 Cr for Power Finance.
Which has a lower P/E ratio, Cholamandalam or Power Finance?
Cholamandalam trades at a P/E of 24.5× and Power Finance at 4.1×. Power Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Cholamandalam or Power Finance?
Cholamandalam reports a return on equity of 20.6% and Power Finance 18.7%. Cholamandalam has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Cholamandalam or Power Finance?
Over the last three years: profit grew +25.2% a year at Cholamandalam and +17.7% at Power Finance, so Cholamandalam grew profit faster. Past growth doesn’t predict future growth.