Cholamandalam vs Tata Capital: share price, P/E, ROE and financials compared
Cholamandalam Investment and Finance Company
Tata Capital
Cholamandalam and Tata Capital at a glance
Cholamandalam and Tata Capital are both listed in Financial Services. Cholamandalam is the larger by market cap, at ₹1.5L Cr against ₹1.5L Cr for Tata Capital. On valuation, Cholamandalam has the lower P/E (24.5× against 25.4×), while Tata Capital has the lower price-to-book (3.10× against 4.41×). On returns and margins, Cholamandalam has the higher ROE (20.6% against 14.1%). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | CholamandalamCHOLAFIN | Tata CapitalTATACAP |
|---|---|---|
| Price (₹) | 1,785.00 | 358.05 |
| Market cap (₹ Cr) | 1,53,103 | 1,50,979 |
| P/E | 24.5× (the lower figure, shaded) | 25.4× |
| P/B | 4.41× | 3.10× (the lower figure, shaded) |
| Dividend yield, trailing | 0.11% | 0.16% |
| ROE | 20.6% (the higher figure, shaded) | 14.1% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 41.0% | 40.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +25.2% | – |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 6,222 | 5,966 |
| 1Y return | +0.8% | +5.6% (the higher figure, shaded) |
| Promoter holding | 48.93% | 85.41% |
Cholamandalam vs Tata Capital: common questions
Which is bigger, Cholamandalam or Tata Capital?
By market cap, Cholamandalam is bigger at ₹1.5L Cr, against ₹1.5L Cr for Tata Capital (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹6,222 Cr for Cholamandalam and ₹5,966 Cr for Tata Capital.
Which has a lower P/E ratio, Cholamandalam or Tata Capital?
Cholamandalam trades at a P/E of 24.5× and Tata Capital at 25.4×. Cholamandalam has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Cholamandalam or Tata Capital?
Cholamandalam reports a return on equity of 20.6% and Tata Capital 14.1%. Cholamandalam has the higher ROE. ROE is net profit as a share of shareholders’ equity.