Bajaj Finance vs Tata Capital: share price, P/E, ROE and financials compared
Bajaj Finance
Tata Capital
Bajaj Finance and Tata Capital at a glance
Bajaj Finance and Tata Capital are both listed in Financial Services. Bajaj Finance is the larger by market cap, at ₹6.8L Cr against ₹1.5L Cr for Tata Capital (4.5 times as large). On valuation, Tata Capital has the lower P/E (25.4× against 31.3×) and the lower price-to-book (3.10× against 5.49×). On returns and margins, Bajaj Finance has the higher ROE (19.0% against 14.1%). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Bajaj FinanceBAJFINANCE | Tata CapitalTATACAP |
|---|---|---|
| Price (₹) | 1,087.75 | 358.05 |
| Market cap (₹ Cr) | 6,77,005 | 1,50,979 |
| P/E | 31.3× | 25.4× (the lower figure, shaded) |
| P/B | 5.49× | 3.10× (the lower figure, shaded) |
| Dividend yield, trailing | 0.55% (the higher figure, shaded) | 0.16% |
| ROE | 19.0% (the higher figure, shaded) | 14.1% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 43.8% (the higher figure, shaded) | 40.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +18.2% | – |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 21,694 | 5,966 |
| 1Y return | +1.2% | +5.6% (the higher figure, shaded) |
| Promoter holding | 54.67% | 85.41% |
Bajaj Finance vs Tata Capital: common questions
Which is bigger, Bajaj Finance or Tata Capital?
By market cap, Bajaj Finance is bigger at ₹6.8L Cr, against ₹1.5L Cr for Tata Capital (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹21,694 Cr for Bajaj Finance and ₹5,966 Cr for Tata Capital.
Which has a lower P/E ratio, Bajaj Finance or Tata Capital?
Bajaj Finance trades at a P/E of 31.3× and Tata Capital at 25.4×. Tata Capital has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Bajaj Finance or Tata Capital?
Bajaj Finance reports a return on equity of 19.0% and Tata Capital 14.1%. Bajaj Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.