Shriram Finance vs Tata Capital: share price, P/E, ROE and financials compared
Shriram Finance
Tata Capital
Shriram Finance and Tata Capital at a glance
Shriram Finance and Tata Capital are both listed in Financial Services. Shriram Finance is the larger by market cap, at ₹2.3L Cr against ₹1.5L Cr for Tata Capital (1.5 times as large). On valuation, Shriram Finance has the lower P/E (16.0× against 25.4×) and the lower price-to-book (2.03× against 3.10×). On returns and margins, Shriram Finance has the higher ROE (14.8% against 14.1%). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Shriram FinanceSHRIRAMFIN | Tata CapitalTATACAP |
|---|---|---|
| Price (₹) | 961.15 | 358.05 |
| Market cap (₹ Cr) | 2,26,167 | 1,50,979 |
| P/E | 16.0× (the lower figure, shaded) | 25.4× |
| P/B | 2.03× (the lower figure, shaded) | 3.10× |
| Dividend yield, trailing | 1.80% (the higher figure, shaded) | 0.16% |
| ROE | 14.8% (the higher figure, shaded) | 14.1% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 51.9% (the higher figure, shaded) | 40.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +18.6% | – |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 12,687 | 5,966 |
| 1Y return | +21.0% (the higher figure, shaded) | +5.6% |
| Promoter holding | – | 85.41% |
Shriram Finance vs Tata Capital: common questions
Which is bigger, Shriram Finance or Tata Capital?
By market cap, Shriram Finance is bigger at ₹2.3L Cr, against ₹1.5L Cr for Tata Capital (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹12,687 Cr for Shriram Finance and ₹5,966 Cr for Tata Capital.
Which has a lower P/E ratio, Shriram Finance or Tata Capital?
Shriram Finance trades at a P/E of 16.0× and Tata Capital at 25.4×. Shriram Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Shriram Finance or Tata Capital?
Shriram Finance reports a return on equity of 14.8% and Tata Capital 14.1%. Shriram Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.