As of 6 Nov 2026, Power Finance Corporation trades at 4.1× trailing earnings, and the shares are 32% below their 52-week high. Net profit grew 18% a year over 3 years, with ROE of 19%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.74× book value and its dividend yield is 5.0%. It is a large-cap company with a market cap of ₹1.1 lakh crore, ranked 6th of 193 Credit Services companies by market cap; the shares fell 17% over the past year.
- ₹328.50
- ₹331.80
- ₹323.70
- ₹329.40
- 64.9 L
Health check
- ReturnsBehind
−16.9% over a year, better than 2 of 7 peers.
- Price tagCheaper
P/B 0.74 vs peer median 2.62.
- GrowthSteady
Profit +17.7% a year over 3 years.
- ProfitabilityAverage
ROE 18.7% vs peer median 16.9%.
- Balance sheetSolid
Return on assets 2.68%. Bad-loan data isn’t covered.
- Red flags1 to check
32% below its 52-week high.
Large cap
Defensive
Key metrics
- Market cap
- ₹1.1L Cr
- Large cap
- P/E
- 4.1
- Industry 15.5
- Price to book
- 0.74
- Peers 2.62
- Dividend yield
- 4.99%
- ROE
- 18.7%
- Peers 16.9%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹79.81
- Face value ₹10
- OPM (TTM)
- 186.3%
- Net margin 49.2%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +5.1%
- Latest quarter vs a year ago
- Price to sales
- 2.03
Strengths and risks
Strengths
- Return on equity of 18.7%.
- Dividend yield of 4.99%.
Risks to check
- 32% below its 52-week high.
About Power Finance Corporation
Power Finance Corporation Limited, a non-banking finance company, provides financial products and related advisory services to the power, logistics, and infrastructure sectors in India. The company offers fund-based financial policies and products, such as project-specific funding; a revamped distribution sector scheme; funding for clearance of dues-LPS; a revolving bill payment facility; guidelines for solar and wind power generation projects, as well as…
- Headquarters
- New Delhi
- Employees
- 552
- Sector
- Financial Services
- ISIN
- INE134E01011
- Website
- pfcindia.com
Price range
- Avg volume (3M)
- 92.7 L
- 1-year return
- minus 16.9%
- From 52-week high
- minus 32.4%
Analyst consensus
Next results expected around 4 Feb 2027
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| RECLTDREC | 296.65 | plus 0.30% | 78,115 | 5.2 | 0.82 | 16.9% | 2.3% | 13.5% | 4.72% | minus 20.2% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 16.9% | 2.6% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 28,724 | 11,089 | 11,018 | 10,186 | 28,654 | |
| 267 | −17,002 | −17,423 | −18,342 | 193 | |
| 28,457 | 28,092 | 28,441 | 28,529 | 28,461 | |
| 99.1% | 253.3% | 258.1% | 280.1% | 99.3% | |
| −548 | 324 | 95.4 | 276 | −405 | |
| 17,314 | 17,572 | 17,333 | 17,250 | 18,058 | |
| −3.6 | 17.9 | 15.5 | 18 | −2.6 | |
| −541 | −324 | −95.4 | −276 | −219 | |
| 10,057 | 10,502 | 11,092 | 11,260 | 9,781 | |
| 22.1% | 21.8% | 22.5% | 20.1% | 21.5% | |
| 5,743 | 6,292 | 6,999 | 7,012 | 6,034 | |
| 17.40 | 19.07 | 21.21 | 21.25 | 18.29 |
Profit & loss
- Profit CAGR 3Y
- +17.7%
- EPS CAGR 3Y
- +17.7%
- ROE
- 18.7%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 27,517 | 33,566 | 41,678 | 43,200 | |
| – | +22.0% | +24.2% | +3.7% | |
| −46,047 | −58,043 | −61,654 | −69,128 | |
| 73,565 | 91,610 | 1,03,332 | 1,12,328 | |
| 267.3% | 272.9% | 247.9% | 260.0% | |
| 86.3 | −164 | −509 | 80.2 | |
| 47,017 | 57,968 | 64,644 | 69,415 | |
| 51.8 | 53.4 | 55.7 | 63 | |
| −86.4 | 164 | 509 | −80.2 | |
| 26,496 | 33,588 | 38,632 | 42,850 | |
| 20.1% | 21.2% | 21.0% | 21.5% | |
| 15,889 | 19,761 | 22,991 | 25,901 | |
| – | +24.4% | +16.3% | +12.7% | |
| 48.15 | 59.88 | 69.67 | 78.49 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2,640 | 3,300 | 3,300 | 3,300 | |
| 81,518 | 97,847 | 1,14,438 | 1,29,561 | |
| 7,80,641 | 8,91,503 | 10,00,810 | 10,12,503 | |
| 31,313 | 46,228 | 59,538 | 99,214 | |
| 8,96,112 | 10,38,877 | 11,78,087 | 12,44,579 | |
| 1,181 | 1,443 | 2,206 | 2,388 | |
| 401 | 680 | 1,453 | 1,723 | |
| 19,863 | 28,020 | 37,141 | 76,129 | |
| 416 | 686 | 1,098 | 2,737 | |
| 8,74,251 | 10,08,048 | 11,36,188 | 11,61,602 | |
| 8,96,112 | 10,38,877 | 11,78,087 | 12,44,579 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −74,717 | −97,820 | −92,270 | −4,505 | |
| −1,694 | −3,409 | −2,212 | −3,441 | |
| 75,537 | 1,01,261 | 94,159 | 9,265 | |
| −874 | 31.9 | −323 | 1,319 | |
| −123 | −323 | −840 | −337 | |
| −74,840 | −98,144 | −93,110 | −4,842 | |
| −4,118 | −6,151 | −8,143 | −8,886 |
Shareholding pattern
- Promoters55.99%
- Public44.01%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 55.99% | 44.01% | 0.00 | |
| 30 Jun 2026 | 55.99% | 44.01% | 0.00 | |
| 31 Mar 2026 | 55.99% | 44.01% | 0.00 | |
| 31 Dec 2025 | 55.99% | 44.01% | 0.00 | |
| 30 Sep 2025 | 55.99% | 44.01% | – |
Major shareholders
Filings & events
News
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