Federal Bank vs Karur Vysya Bank: share price, P/E, ROE and financials compared
Federal Bank
Karur Vysya Bank
Federal Bank and Karur Vysya Bank at a glance
Federal Bank and Karur Vysya Bank are both listed in Financial Services. Federal Bank is the larger by market cap, at ₹84,024 Cr against ₹35,772 Cr for Karur Vysya Bank (2.3 times as large). On valuation, Federal Bank has the lower price-to-book (1.96× against 2.32×), while Karur Vysya Bank has the lower P/E (12.1× against 16.6×). On returns and margins, Karur Vysya Bank has the higher ROE (21.0% against 13.3%). Over three years, Karur Vysya Bank has faster 3-year profit growth (+31.4% against +11.1% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Federal BankFEDERALBNK | Karur Vysya BankKARURVYSYA |
|---|---|---|
| Price (₹) | 340.10 | 370.05 |
| Market cap (₹ Cr) | 84,024 | 35,772 |
| P/E | 16.6× | 12.1× (the lower figure, shaded) |
| P/B | 1.96× (the lower figure, shaded) | 2.32× |
| Dividend yield, trailing | 0.35% | 0.70% (the higher figure, shaded) |
| ROE | 13.3% | 21.0% (the higher figure, shaded) |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 31.4% | 42.5% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +11.1% | +31.4% (the higher figure, shaded) |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 5,190 | 2,958 |
| 1Y return | +42.3% | +43.6% (the higher figure, shaded) |
| Promoter holding | 0.00% | 1.95% |
Federal Bank vs Karur Vysya Bank: common questions
Which is bigger, Federal Bank or Karur Vysya Bank?
By market cap, Federal Bank is bigger at ₹84,024 Cr, against ₹35,772 Cr for Karur Vysya Bank (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹5,190 Cr for Federal Bank and ₹2,958 Cr for Karur Vysya Bank.
Which has a lower P/E ratio, Federal Bank or Karur Vysya Bank?
Federal Bank trades at a P/E of 16.6× and Karur Vysya Bank at 12.1×. Karur Vysya Bank has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Federal Bank or Karur Vysya Bank?
Federal Bank reports a return on equity of 13.3% and Karur Vysya Bank 21.0%. Karur Vysya Bank has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Federal Bank or Karur Vysya Bank?
Over the last three years: profit grew +11.1% a year at Federal Bank and +31.4% at Karur Vysya Bank, so Karur Vysya Bank grew profit faster. Past growth doesn’t predict future growth.