Federal Bank vs RBL Bank: share price, P/E, ROE and financials compared
Federal Bank
RBL Bank
Federal Bank and RBL Bank at a glance
Federal Bank and RBL Bank are both listed in Financial Services. Federal Bank is the larger by market cap, at ₹84,024 Cr against ₹58,852 Cr for RBL Bank (1.4 times as large). On valuation, Federal Bank has the lower P/E (16.6× against 27.4×), while RBL Bank has the lower price-to-book (1.35× against 1.96×). On returns and margins, Federal Bank has the higher ROE (13.3% against 4.0%). Over three years, Federal Bank has faster 3-year profit growth (+11.1% against −1.5% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Federal BankFEDERALBNK | RBL BankRBLBANK |
|---|---|---|
| Price (₹) | 340.10 | 379.00 |
| Market cap (₹ Cr) | 84,024 | 58,852 |
| P/E | 16.6× (the lower figure, shaded) | 27.4× |
| P/B | 1.96× | 1.35× (the lower figure, shaded) |
| Dividend yield, trailing | 0.35% | 0.26% |
| ROE | 13.3% (the higher figure, shaded) | 4.0% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 31.4% (the higher figure, shaded) | 14.1% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +11.1% (the higher figure, shaded) | −1.5% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 5,190 | 1,205 |
| 1Y return | +42.3% (the higher figure, shaded) | +15.0% |
| Promoter holding | – | 59.88% |
Federal Bank vs RBL Bank: common questions
Which is bigger, Federal Bank or RBL Bank?
By market cap, Federal Bank is bigger at ₹84,024 Cr, against ₹58,852 Cr for RBL Bank (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹5,190 Cr for Federal Bank and ₹1,205 Cr for RBL Bank.
Which has a lower P/E ratio, Federal Bank or RBL Bank?
Federal Bank trades at a P/E of 16.6× and RBL Bank at 27.4×. Federal Bank has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Federal Bank or RBL Bank?
Federal Bank reports a return on equity of 13.3% and RBL Bank 4.0%. Federal Bank has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Federal Bank or RBL Bank?
Over the last three years: profit grew +11.1% a year at Federal Bank and −1.5% at RBL Bank, so Federal Bank grew profit faster. Past growth doesn’t predict future growth.