On 6 Nov 2026, Karur Vysya Bank was priced at ₹370.05, or 12.1× trailing earnings. Net profit grew 31% a year over 3 years; its ROE of 21% is the highest among the 7 largest Banks (Regional) peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 2.32× book value and its dividend yield is 0.7%. It is a mid-cap company with a market cap of ₹35,772 Cr, ranked 21st of 41 Banks (Regional) companies by market cap; the shares rose 44% over the past year.
- ₹361.45
- ₹371.60
- ₹356.20
- ₹360.50
- 35.9 L
Health check
- ReturnsAhead
+43.6% over a year, better than 7 of 7 peers.
- Price tagPricier
P/B 2.32 vs peer median 1.78.
- GrowthSteady
Profit +31.4% a year over 3 years.
- ProfitabilityStrong
ROE 21.0% vs peer median 14.7%.
- Balance sheetSolid
Return on assets 2.11%. Bad-loan data isn’t covered.
- Red flagsNone found
No warning signs in the headline numbers.
Mid cap
Market sensitivity
Key metrics
- Market cap
- ₹35,772 Cr
- Mid cap
- P/E
- 12.1
- Industry 9.2
- Price to book
- 2.32
- Peers 1.78
- Dividend yield
- 0.72%
- ROE
- 21.0%
- Peers 14.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹30.59
- Face value ₹2
- OPM (TTM)
- 57.5%
- Net margin 42.5%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +37.0%
- Latest quarter vs a year ago
- Price to sales
- 5.14
Strengths and risks
Strengths
- Return on equity of 21.0%.
- Quarterly profit up 37.0% on a year ago.
About Karur Vysya Bank
The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. The company operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations segments. The Treasury segment offers investments in Central and State Government securities, debt instruments of banks, FIs, insurance companies, PSUs and corporates, certificates of deposits, equity shares, mutual…
- Headquarters
- Karur
- Employees
- 9,845
- Sector
- Financial Services
- ISIN
- INE036D01028
- Website
- kvb.bank.in
Price range
- Avg volume (3M)
- 27.1 L
- 1-year return
- plus 43.6%
- From 52-week high
- minus 5.3%
Analyst consensus
Peers · Banks - Regional
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| HDFCBANKHDFC Bank | 788.25 | plus 3.72% | 12,16,451 | 17.2 | 2.00 | 11.0% | 1.7% | 12.5% | 1.71% | minus 22.9% |
| ICICIBANKICICI Bank | 1,571.20 | plus 4.75% | 11,28,255 | 19.3 | 2.89 | 16.5% | 2.1% | 16.8% | 0.80% | plus 12.2% |
| SBINState Bank of India | 1,018.50 | plus 1.20% | 9,40,138 | 10.4 | 1.40 | 14.7% | 1.2% | 14.4% | 1.72% | plus 5.1% |
| KOTAKBANKKotak Mahindra Bank | 480.00 | plus 2.78% | 4,77,498 | 22.2 | 2.45 | 11.8% | 2.1% | 8.9% | 0.14% | plus 11.4% |
| AXISBANKAxis Bank | 1,322.90 | plus 3.35% | 4,11,985 | 13.8 | 1.78 | 13.9% | 1.6% | 34.6% | 0.08% | plus 4.4% |
| PNBPunjab National Bank | 126.55 | plus 0.36% | 1,45,443 | 6.4 | 0.90 | 15.1% | 1.1% | 76.4% | 2.38% | plus 2.3% |
| UNIONBANKUnion Bank of India | 187.00 | minus 0.53% | 1,42,748 | 6.5 | 1.00 | 16.3% | 1.4% | 31.7% | 2.66% | plus 24.1% |
| KARURVYSYAKarur Vysya Bank | 370.05 | plus 2.65% | 35,772 | 12.1 | 2.32 | 21.0% | 2.1% | 31.4% | 0.72% | plus 43.6% |
| Median of 7 peers | – | 2.78% | 4,77,498 | 13.8 | 1.78 | 14.7% | 1.6% | 16.8% | 1.71% | 5.1% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 1,527 | 1,748 | 1,975 | 1,865 | 1,932 | |
| 1,489 | 1,555 | 1,545 | 1,627 | 1,738 | |
| 687 | 901 | 989 | 1,005 | 1,044 | |
| 24.1% | 23.4% | 26.7% | 24.8% | 24.5% | |
| 521 | 690 | 725 | 756 | 788 | |
| 5.40 | 7.14 | 7.50 | 7.82 | 8.14 |
Profit & loss
- Profit CAGR 3Y
- +31.4%
- EPS CAGR 3Y
- +31.3%
- ROE
- 21.0%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 4,196 | 4,971 | 6,089 | 7,023 | |
| – | +18.5% | +22.5% | +15.3% | |
| 3,168 | 4,395 | 5,418 | 6,136 | |
| 106 | 100 | 114 | 127 | |
| 1 | 7.8 | – | – | |
| 1,437 | 2,100 | 2,591 | 3,320 | |
| 23.0% | 23.6% | 25.1% | 24.4% | |
| 1,106 | 1,605 | 1,942 | 2,510 | |
| – | +45.1% | +21.0% | +29.3% | |
| 11.48 | 16.64 | 20.10 | 25.97 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 160 | 161 | 161 | 193 | |
| 8,424 | 9,879 | 11,769 | 13,915 | |
| 1,432 | 2,478 | 1,217 | 2,623 | |
| 80,163 | 92,935 | 1,06,221 | 1,19,873 | |
| 90,179 | 1,05,453 | 1,19,367 | 1,36,603 | |
| 435 | 433 | 490 | 502 | |
| 17.4 | 20.5 | 39 | – | |
| 18,808 | 22,344 | 23,831 | 29,020 | |
| 4,695 | 5,659 | 7,807 | 5,303 | |
| 66,224 | 76,998 | 87,200 | 1,01,779 | |
| 90,179 | 1,05,453 | 1,19,367 | 1,36,603 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1,217 | 2,954 | 4,487 | −554 | |
| −1,270 | −1,296 | −2,151 | −1,745 | |
| −178 | −694 | −188 | −205 | |
| −231 | 963 | 2,148 | −2,504 | |
| −62.2 | −98.1 | −172 | −152 | |
| 1,155 | 2,856 | 4,315 | −706 | |
| −128 | −160 | −193 | −209 |
Shareholding pattern
- Promoters1.95%
- Public98.05%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 1.95% | 98.05% | minus 0.12 | |
| 30 Jun 2026 | 2.07% | 97.93% | 0.00 | |
| 31 Mar 2026 | 2.07% | 97.93% | 0.00 | |
| 31 Dec 2025 | 2.07% | 97.93% | minus 0.03 | |
| 30 Sep 2025 | 2.10% | 97.90% | – |
Major shareholders
Filings & events
News
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