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On 6 Nov 2026, Punjab National Bank was priced at ₹126.55, or 6.4× trailing earnings. It earns ROE of 15%, and net profit grew 76% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.90× book value and its dividend yield is 2.4%. It is a large-cap company with a market cap of ₹1.5 lakh crore, ranked 6th of 41 Banks (Regional) companies by market cap; the shares rose 2.3% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹126.00
Day high
₹126.85
Day low
₹124.31
Prev. close
₹126.10
Volume
2.2 Cr

Health check

3 good · 2 fair · 1 to check
  • ReturnsBehind

    +2.3% over a year, better than 2 of 7 peers.

  • Price tagCheaper

    P/B 0.90 vs peer median 1.78.

  • GrowthStrong

    Profit +76.4% a year over 3 years.

  • ProfitabilityAverage

    ROE 15.1% vs peer median 13.9%.

  • Balance sheetFair

    Return on assets 1.13%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Large cap

₹1.5L Cr, #6 of 41 in its industry by size.

Defensive

Beta 0.44 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹58,955 Cr · profit ₹22,861 Cr
Market cap
₹1.5L Cr
Large cap
P/E
6.4
Industry 9.2
Price to book
0.90
Peers 1.78
Dividend yield
2.37%
ROE
15.1%
Peers 13.9%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹19.85
Face value ₹2
OPM (TTM)
49.1%
Net margin 38.8%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+15.0%
Latest quarter vs a year ago
Price to sales
2.47

Strengths and risks

Strengths

  • Dividend yield of 2.37%.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Punjab National Bank

Punjab National Bank provides various banking and financial products and services in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization schemes; and housing, vehicle, education, personal,…

Headquarters
New Delhi
Employees
1,03,184
Sector
Financial Services
ISIN
INE160A01022
Website
pnb.bank.in

Price range

52 weeks

₹98.50₹135.15

Today

₹124.31₹126.85
Avg volume (3M)
1.6 Cr
1-year return
plus 2.3%
From 52-week high
minus 6.4%

Analyst consensus

18 analysts
BuyMean target ₹129.94 plus 2.7%

Target range, with today’s price

Low ₹96.00High ₹145.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Banks - Regional

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
BANKBARODABank of Baroda250.31plus 0.26%1,29,4446.50.7411.9%1.0%10.0%3.40%minus 13.3%
Median of 7 peers–2.78%4,77,49813.81.7813.9%1.6%14.4%1.65%5.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
16,17115,73814,65915,37015,327
21,82822,16422,21922,58323,464
6,9736,4407,1417,1087,488
73.7%19.4%26.8%24.9%25.7%
2,1205,5565,5925,8155,898
1.844.834.835.065.13

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+76.4%
EPS CAGR 3Y
+73.9%
ROE
15.1%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
47,09255,26159,76162,620
–+17.3%+8.1%+4.8%
51,81768,53480,70488,069
9059069581,281
2.66.74.17.2
5,15114,16027,16628,453
34.8%35.3%31.7%35.1%
3,3489,10718,48018,393
–+172.0%+102.9%minus 0.5%
3.048.2716.4216.00

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
2,2022,2022,2992,299
1,00,6781,08,1851,30,8391,47,674
70,14972,58671,99986,268
13,20,62014,15,66416,52,40717,97,091
14,93,64915,98,63618,57,54420,33,331
11,88512,14212,72415,079
4,16,9144,46,4215,24,8405,23,515
1,57,3281,31,4001,50,7601,64,122
9,07,52210,08,67211,69,22013,30,616
14,93,64915,98,63618,57,54420,33,331

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
22,592−27,93922,07525,635
−732−1,506−1,578−609
1,2753,518−1,138−11,664
23,135−25,92819,35913,362
−552−1,175−1,601−1,625
22,040−29,11420,47424,011
−705−716−1,652−3,325

Shareholding pattern

Source: NSE filings
70.1%
promoters
  • Promoters70.08%
  • Public29.92%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202670.08%29.92%0.00
30 Jun 202670.08%29.92%0.00
31 Mar 202670.08%29.92%0.00
31 Dec 202570.08%29.92%0.00
30 Sep 202570.08%29.92%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you