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Union Bank of India (UNIONBANK) had a P/E of 6.5× on 6 Nov 2026. Net profit grew 32% a year over 3 years; its ROE of 16% is the second-highest among the 7 largest Banks (Regional) peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 1.00× book value and its dividend yield is 2.7%. It is a large-cap company with a market cap of ₹1.4 lakh crore, ranked 7th of 41 Banks (Regional) companies by market cap; the shares rose 24% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹187.00
Day high
₹187.78
Day low
₹184.45
Prev. close
₹188.00
Volume
99.3 L

Health check

4 good · 2 fair
  • ReturnsAhead

    +24.1% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 1.00 vs peer median 1.78.

  • GrowthStrong

    Profit +31.7% a year over 3 years.

  • ProfitabilityAverage

    ROE 16.3% vs peer median 13.9%.

  • Balance sheetFair

    Return on assets 1.41%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Large cap

₹1.4L Cr, #7 of 41 in its industry by size.

Moves with the market

Beta 0.83 vs the NIFTY 50: tracks the market closely.

Key metrics

Last 12 months to Sep 2026: sales ₹53,063 Cr · profit ₹21,999 Cr
Market cap
₹1.4L Cr
Large cap
P/E
6.5
Industry 9.2
Price to book
1.00
Peers 1.78
Dividend yield
2.67%
ROE
16.3%
Peers 13.9%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹28.82
Face value ₹10
OPM (TTM)
49.1%
Net margin 41.5%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+29.3%
Latest quarter vs a year ago
Price to sales
2.69

Strengths and risks

Strengths

  • Dividend yield of 2.67%.
  • Quarterly profit up 29.3% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Union Bank of India

Union Bank of India provides banking products and services in India. It operates in four segments: Treasury Operations, Retail Banking Operations, Corporate and Wholesale Banking, and Other Banking Operations. The company provides its products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Union Bank of India was incorporated in 1919 and is headquartered in Mumbai, India.

Headquarters
Mumbai
Employees
73,885
Sector
Financial Services
ISIN
INE692A01016
Website
unionbankofindia.bank.in

Price range

52 weeks

₹145.87₹205.49

Today

₹184.45₹187.78
Avg volume (3M)
1.2 Cr
1-year return
plus 24.1%
From 52-week high
minus 9.0%

Analyst consensus

17 analysts
No consensusMean target ₹205.94 plus 10.1%

Target range, with today’s price

Low ₹175.00High ₹235.00

Next results expected around 14 Jan 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Banks - Regional

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
BANKBARODABank of Baroda250.31plus 0.26%1,29,4446.50.7411.9%1.0%10.0%3.40%minus 13.3%
Median of 7 peers–2.78%4,77,49813.81.7813.9%1.6%14.4%1.65%4.4%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26Sep 26
14,113–14,63215,66915,45515,859
–17,24717,37017,00517,20617,612
5,269–6,6386,9267,0677,449
21.5%–24.2%23.0%24.0%25.2%
4,428–5,0735,5045,6425,781
5.80–6.657.217.397.57

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+31.7%
EPS CAGR 3Y
+26.9%
ROE
16.3%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
47,13255,17859,34058,788
–+17.1%+7.5%minus 0.9%
48,03363,36468,91669,477
7458961,0841,204
−1.52.22.27
12,22821,59623,53024,934
30.4%36.1%23.4%22.1%
8,51213,79718,02719,430
–+62.1%+30.7%+7.8%
12.4519.1523.6225.45

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6,9397,7387,7387,738
71,76189,7561,05,9921,25,710
29,35526,97464,99273,798
11,80,30312,77,52813,32,60713,80,258
12,88,35714,01,99615,11,32915,87,503
8,6569,0279,34611,101
22.235.958.764.2
3,43,7273,43,9533,61,9033,43,623
1,12,5991,19,6461,31,18896,043
8,23,3539,29,33510,08,83311,36,671
12,88,35714,01,99615,11,32915,87,503

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6,05619,930−20,387−35,798
−2,561−1,394−1,890−7,075
−10,654−11,48933,8197,729
−7,1597,04711,542−35,145
−3,066−1,649−1,668−3,224
2,99018,281−22,055−39,022
−1,299−2,050−2,748−3,626

Shareholding pattern

Source: NSE filings
74.8%
promoters
  • Promoters74.76%
  • Public25.24%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202674.76%25.24%0.00
30 Jun 202674.76%25.24%0.00
31 Mar 202674.76%25.24%0.00
31 Dec 202574.76%25.24%0.00
30 Sep 202574.76%25.24%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you