Union Bank of India vs Bank of India: share price, P/E, ROE and financials compared
Union Bank of India
Bank of India
Union Bank of India and Bank of India at a glance
Union Bank of India and Bank of India are both listed in Financial Services. Union Bank of India is the larger by market cap, at ₹1.4L Cr against ₹63,086 Cr for Bank of India (2.3 times as large). On valuation, Bank of India has the lower P/E (5.0× against 6.5×) and the lower price-to-book (0.67× against 1.00×). On returns and margins, Union Bank of India has the higher ROE (16.3% against 14.1%). Over three years, Bank of India has faster 3-year profit growth (+39.0% against +31.7% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Union Bank of IndiaUNIONBANK | Bank of IndiaBANKINDIA |
|---|---|---|
| Price (₹) | 187.00 | 138.57 |
| Market cap (₹ Cr) | 1,42,748 | 63,086 |
| P/E | 6.5× | 5.0× (the lower figure, shaded) |
| P/B | 1.00× | 0.67× (the lower figure, shaded) |
| Dividend yield, trailing | 2.67% | 3.36% (the higher figure, shaded) |
| ROE | 16.3% (the higher figure, shaded) | 14.1% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 41.5% (the higher figure, shaded) | 35.7% |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +31.7% | +39.0% (the higher figure, shaded) |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 21,999 | 12,511 |
| 1Y return | +24.1% (the higher figure, shaded) | −2.2% |
| Promoter holding | – | 73.38% |
Union Bank of India vs Bank of India: common questions
Which is bigger, Union Bank of India or Bank of India?
By market cap, Union Bank of India is bigger at ₹1.4L Cr, against ₹63,086 Cr for Bank of India (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹21,999 Cr for Union Bank of India and ₹12,511 Cr for Bank of India.
Which has a lower P/E ratio, Union Bank of India or Bank of India?
Union Bank of India trades at a P/E of 6.5× and Bank of India at 5.0×. Bank of India has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Union Bank of India or Bank of India?
Union Bank of India reports a return on equity of 16.3% and Bank of India 14.1%. Union Bank of India has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Union Bank of India or Bank of India?
Over the last three years: profit grew +31.7% a year at Union Bank of India and +39.0% at Bank of India, so Bank of India grew profit faster. Past growth doesn’t predict future growth.