Bank of India (BANKINDIA) had a P/E of 5.0× on 6 Nov 2026, and the shares are 22% below their 52-week high. Net profit grew 39% a year over 3 years, with ROE of 14%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.67× book value and its dividend yield is 3.4%. It is a mid-cap company with a market cap of ₹63,086 Cr, ranked 17th of 41 Banks (Regional) companies by market cap; the shares fell 2.2% over the past year.
- ₹138.00
- ₹138.67
- ₹135.59
- ₹139.00
- 55.8 L
Health check
- ReturnsBehind
−2.2% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 0.67 vs peer median 1.78.
- GrowthStrong
Profit +39.0% a year over 3 years.
- ProfitabilityAverage
ROE 14.1% vs peer median 14.7%.
- Balance sheetFair
Return on assets 1.05%. Bad-loan data isn’t covered.
- Red flagsNone found
No warning signs in the headline numbers.
Mid cap
Defensive
Key metrics
- Market cap
- ₹63,086 Cr
- Mid cap
- P/E
- 5.0
- Industry 9.2
- Price to book
- 0.67
- Peers 1.78
- Dividend yield
- 3.36%
- ROE
- 14.1%
- Peers 14.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹27.48
- Face value ₹10
- OPM (TTM)
- 47.7%
- Net margin 35.7%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +28.4%
- Latest quarter vs a year ago
- Price to sales
- 1.80
Strengths and risks
Strengths
- Dividend yield of 3.36%.
- Quarterly profit up 28.4% on a year ago.
About Bank of India
Bank of India provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits. It also provides debit, credit, and prepaid cards; personal, home, vehicle, education, star reverse mortgage, and home loans, as well as loans against property; and finance to…
- Headquarters
- Mumbai
- Employees
- 51,010
- Sector
- Financial Services
- ISIN
- INE084A01016
- Website
- bankofindia.bank.in
Price range
- Avg volume (3M)
- 66.6 L
- 1-year return
- minus 2.2%
- From 52-week high
- minus 22.3%
Peers · Banks - Regional
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| HDFCBANKHDFC Bank | 788.25 | plus 3.72% | 12,16,451 | 17.2 | 2.00 | 11.0% | 1.7% | 12.5% | 1.65% | minus 22.9% |
| ICICIBANKICICI Bank | 1,571.20 | plus 4.75% | 11,28,255 | 19.3 | 2.89 | 16.5% | 2.1% | 16.8% | 0.76% | plus 12.2% |
| SBINState Bank of India | 1,018.50 | plus 1.20% | 9,40,138 | 10.4 | 1.40 | 14.7% | 1.2% | 14.4% | 1.70% | plus 5.1% |
| KOTAKBANKKotak Mahindra Bank | 480.00 | plus 2.78% | 4,77,498 | 22.2 | 2.45 | 11.8% | 2.1% | 8.9% | 0.14% | plus 11.4% |
| AXISBANKAxis Bank | 1,322.90 | plus 3.35% | 4,11,985 | 13.8 | 1.78 | 13.9% | 1.6% | 34.6% | 0.08% | plus 4.4% |
| PNBPunjab National Bank | 126.55 | plus 0.36% | 1,45,443 | 6.4 | 0.90 | 15.1% | 1.1% | 76.4% | 2.37% | plus 2.3% |
| UNIONBANKUnion Bank of India | 187.00 | minus 0.53% | 1,42,748 | 6.5 | 1.00 | 16.3% | 1.4% | 31.7% | 2.67% | plus 24.1% |
| BANKINDIABank of India | 138.57 | minus 0.31% | 63,086 | 5.0 | 0.67 | 14.1% | 1.1% | 39.0% | 3.36% | minus 2.2% |
| Median of 7 peers | – | 2.78% | 4,77,498 | 13.8 | 1.78 | 14.7% | 1.6% | 16.8% | 1.65% | 5.1% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 8,357 | 8,875 | 10,068 | 9,556 | 9,875 | |
| 12,321 | 12,504 | 12,785 | 13,156 | 14,263 | |
| −519 | – | – | – | – | |
| 2,439 | 3,674 | 4,079 | 4,167 | 4,321 | |
| 27.7% | 25.1% | 25.2% | 24.7% | 25.4% | |
| 1,830 | 2,812 | 3,088 | 3,303 | 3,309 | |
| 4.02 | 6.18 | 6.78 | 7.25 | 7.27 |
Profit & loss
- Profit CAGR 3Y
- +39.0%
- EPS CAGR 3Y
- +34.3%
- ROE
- 14.1%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 26,360 | 29,449 | 31,532 | 32,598 | |
| – | +11.7% | +7.1% | +3.4% | |
| 27,441 | 37,757 | 46,594 | 50,139 | |
| 427 | 509 | 604 | 731 | |
| 134 | 28.5 | 203 | 238 | |
| 6,099 | 10,193 | 12,558 | 14,072 | |
| 36.3% | 37.4% | 25.6% | 24.6% | |
| 3,838 | 6,564 | 9,548 | 10,306 | |
| – | +71.0% | +45.5% | +7.9% | |
| 9.35 | 15.48 | 20.97 | 22.64 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 4,104 | 4,553 | 4,553 | 4,553 | |
| 56,329 | 66,028 | 76,172 | 85,405 | |
| 62,323 | 66,460 | 93,869 | 1,06,626 | |
| 7,03,280 | 7,87,239 | 8,81,830 | 9,82,967 | |
| 8,26,036 | 9,24,280 | 10,56,425 | 11,79,552 | |
| 10,061 | 10,328 | 12,047 | 11,877 | |
| 110 | 150 | 182 | 207 | |
| 2,11,324 | 2,34,592 | 2,68,002 | 2,79,084 | |
| 84,683 | 83,123 | 1,00,837 | 99,589 | |
| 5,19,858 | 5,96,088 | 6,75,357 | 7,88,795 | |
| 8,26,036 | 9,24,280 | 10,56,425 | 11,79,552 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −7,045 | −4,437 | 18,534 | 4,753 | |
| −521 | −991 | −854 | −329 | |
| 541 | 3,868 | 34.2 | −5,672 | |
| −7,026 | −1,560 | 17,714 | −1,248 | |
| −623 | −851 | −723 | −890 | |
| −7,668 | −5,287 | 17,811 | 3,863 | |
| −821 | −821 | −1,275 | −1,844 |
Shareholding pattern
NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 15.1% (Yahoo estimate).
Major shareholders
Filings & events
News
No recent news coverage found.