Asset Reconstruction Company (India) (ARCIL) had a P/E of 9.3× on 6 Nov 2026, below the industry P/E of 25.9×, and the shares are 26% below their 52-week high. Sales and net profit grew 10% and 7.1% a year over 3 years, with ROCE of 12% and ROE of 9.8%. Debt is 0.39× equity. It is a small-cap company with a market cap of ₹3,971 Cr, ranked 20th of 69 Asset Management companies by market cap; the shares fell 11% over the past year.
- ₹125.50
- ₹126.25
- ₹121.43
- ₹125.42
- 17.2 L
Health check
- ReturnsBehind
−10.8% over a year, better than 2 of 7 peers.
- Price tagCheaper
P/E 9.3 vs industry 25.9.
- GrowthSlow
Sales +10.1%, profit +7.1% a year over 3 years.
- ProfitabilityWeak
ROCE 12.0% vs peer median 38.5%.
- Balance sheetFair
Debt 0.39× equity, interest covered 13.8×, Piotroski 4 of 9.
- Red flagsNone found
No warning signs in the headline numbers.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹3,971 Cr
- Small cap
- P/E
- 9.3
- Industry 25.9
- Price to book
- 0.96
- Peers 13.19
- Dividend yield
- 0.00%
- ROE
- 9.8%
- Peers 35.3%
- ROCE
- 12.0%
- Peers 38.5%
- Debt to equity
- 0.39
- Debt ₹1,224 Cr
- EPS (TTM)
- ₹13.09
- Face value ₹10
- OPM (TTM)
- 106.4%
- Net margin 55.4%
- Sales growth
- +5.9%
- Latest quarter vs a year ago
- Profit growth
- +37.7%
- Latest quarter vs a year ago
- Price to sales
- 5.17
- EV/EBITDA 6.4
Strengths and risks
Strengths
- Quarterly profit up 37.7% on a year ago.
- Net margin of 55.4%.
- P/E of 9.3 against an industry P/E of 25.9.
- Positive operating cash flow in each of the last 4 years.
About Asset Reconstruction Company (India)
Asset Reconstruction Company (India) Limited operates as an asset reconstruction company, acquiring and resolving distressed assets and non-performing loans. The company acquires, manages, and resolves stressed assets across corporate, SME, and retail segments, providing asset reconstruction services that include acquisition of non-performing assets, restructuring, settlement, and sale of assets. It conducts property auctions, manages settlement processes…
- Headquarters
- Mumbai
- Employees
- 206
- Sector
- Financial Services
- ISIN
- INE148G01016
- Website
- arcil.co.in
Price range
- Avg volume (3M)
- 35.6 L
- 1-year return
- minus 10.8%
- From 52-week high
- minus 25.9%
Peers · Asset Management
| Company | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JIOFINJio Financial Services | 231.20 | plus 0.69% | 1,58,445 | 87.9 | 1.19 | 1.7% | 1.3% | 75.8% | 431.5% | 268.2% | 0.26% | minus 23.9% |
| ICICIAMCICICI Prudential Asset Management Company | 2,935.80 | minus 1.45% | 1,45,104 | 41.1 | 27.16 | 98.3% | 76.2% | 74.1% | 28.9% | 29.6% | 1.44% | plus 13.5% |
| BAJAJHLDNGBajaj Holdings & Investment | 11,044.00 | plus 1.80% | 1,22,913 | 13.2 | 1.67 | – | 11.6% | 78.8% | 19.0% | 25.7% | 1.18% | minus 10.3% |
| HDFCAMCHDFC Asset Management Company | 2,649.80 | plus 0.37% | 1,13,701 | 38.3 | 13.19 | 38.5% | 36.4% | 81.4% | 23.9% | 26.2% | 2.04% | minus 2.3% |
| SBIFUNDSSBI Funds Management | 499.55 | minus 1.30% | 1,01,750 | 33.3 | 13.47 | – | 40.4% | 78.5% | – | – | 0.00% | minus 18.1% |
| NAM-INDIANippon Life India Asset Management | 1,065.20 | minus 0.37% | 68,177 | 42.8 | 14.29 | 40.0% | 35.3% | 67.3% | 26.1% | 28.3% | 2.07% | plus 21.3% |
| 360ONE360 ONE WAM | 1,145.00 | plus 0.36% | 49,107 | 38.7 | 4.50 | 13.5% | 12.7% | 47.3% | 24.0% | 22.7% | 1.18% | plus 5.7% |
| ARCILAsset Reconstruction Company (India) | 122.23 | minus 2.54% | 3,971 | 9.3 | 0.96 | 12.0% | 9.8% | 83.1% | 10.1% | 7.1% | 0.00% | minus 10.8% |
| Median of 7 peers | – | 0.36% | 1,13,701 | 38.7 | 13.19 | 38.5% | 35.3% | 75.8% | 25.0% | 27.2% | 1.18% | −2.3% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Jun 26 | Sep 26 |
|---|---|---|---|---|
| 48.5 | 89.4 | 213 | 94.6 | |
| – | – | +338.4% | +5.9% | |
| 13.6 | −42.3 | 78.5 | −78.1 | |
| 34.9 | 132 | 134 | 173 | |
| 72.0% | 147.3% | 63.1% | 182.6% | |
| 22.2 | 2.2 | 42.4 | 4.3 | |
| 3.2 | 4.3 | 25 | 17.7 | |
| 0.7 | 0.8 | 0.8 | 0.8 | |
| 22.6 | 13.6 | −42.4 | 50.5 | |
| 75.9 | 142 | 108 | 209 | |
| 32.1% | 28.8% | 45.5% | 24.5% | |
| 57.8 | 112 | 89.2 | 154 | |
| – | – | +54.2% | +37.7% | |
| 1.78 | 3.44 | 2.74 | 4.74 |
Profit & loss
- Sales CAGR 3Y
- +10.1%
- Profit CAGR 3Y
- +7.1%
- EPS CAGR 3Y
- +7.1%
- ROE
- 9.8%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 240 | 323 | 323 | 321 | |
| – | +34.6% | 0.0% | minus 0.8% | |
| 105 | 139 | −4.2 | −43.1 | |
| 135 | 184 | 328 | 364 | |
| 56.1% | 57.0% | 101.3% | 113.5% | |
| 38.7 | 25.3 | 46.7 | 25.8 | |
| 1.6 | 7.4 | 12.5 | 36.2 | |
| 2.1 | 1.9 | 2.2 | 3.9 | |
| 217 | 215 | 71.6 | 115 | |
| 386 | 415 | 431 | 465 | |
| 21.3% | 25.0% | 28.3% | 30.5% | |
| 287 | 330 | 330 | 352 | |
| – | +15.3% | minus 0.3% | +6.7% | |
| 8.82 | 10.17 | 10.14 | 10.82 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 325 | 325 | 325 | 325 | |
| 2,487 | 2,751 | 3,093 | 3,456 | |
| 120 | 151 | 307 | 1,205 | |
| −142 | 429 | 671 | 740 | |
| 2,790 | 3,657 | 4,396 | 5,726 | |
| 37.8 | 37 | 35.5 | 36.7 | |
| 0 | – | – | – | |
| 832 | 549 | 896 | 1,500 | |
| 704 | 800 | 530 | 270 | |
| 1,216 | 2,270 | 2,935 | 3,920 | |
| 2,790 | 3,657 | 4,396 | 5,726 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 295 | 551 | 283 | 194 | |
| −363 | −381 | −554 | −985 | |
| −43.5 | −55.1 | 94.2 | 766 | |
| −111 | 115 | −176 | −25.1 | |
| −0.8 | −4.4 | −1.5 | −1.8 | |
| 294 | 546 | 282 | 192 | |
| −32.5 | −81.2 | −48.7 | −97.5 |
Shareholding pattern
- Promoters77.45%
- Public22.55%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 77.45% | 22.55% | 0.00 | |
| 16 Sep 2026 | 77.45% | 22.55% | – |
Major shareholders
Filings & events
News
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