Lakshmi Finance & Industrial Corporation (LFIC) is loss-making over the last 12 months, losing ₹0.42 Cr, so a P/E ratio does not apply. Its share price on 6 Nov 2026 was ₹121.41, 41% below its 52-week high. Sales grew 29% a year over 3 years. Its dividend yield is 2.1%. It is a small-cap company with a market cap of ₹36 Cr, ranked 59th of 69 Asset Management companies by market cap; the shares fell 39% over the past year.
- ₹122.90
- ₹125.38
- ₹120.05
- ₹122.46
- 1.6K
Health check
- ReturnsBehind
−39.4% over a year, better than 0 of 7 peers.
- Price tagLoss-making
Earnings were negative over the last 12 months.
- GrowthUnder pressure
Sales +28.5% a year over 3 years, but loss-making now.
- ProfitabilityNegative
ROCE -2.1% vs peer median 38.5%.
- Balance sheetStretched
Piotroski 3 of 9.
- Red flags5 to check
Loss-making over the last twelve months.
Small cap
Moves with the market
Key metrics
- Market cap
- ₹36 Cr
- Small cap
- P/E
- 26.5
- Industry 25.9
- Price to book
- 0.64
- Peers 13.19
- Dividend yield
- 2.06%
- ROE
- −1.2%
- Peers 35.3%
- ROCE
- −2.1%
- Peers 38.5%
- Debt to equity
- n/a
- Debt ₹0.00 Cr
- EPS (TTM)
- ₹4.59
- Face value ₹10
- OPM (TTM)
- 14.6%
- Net margin −5.4%
- Sales growth
- −51.8%
- Latest quarter vs a year ago
- Profit growth
- +8.0%
- Latest quarter vs a year ago
- Price to sales
- 4.77
- EV/EBITDA −79.6
Strengths and risks
Strengths
- Dividend yield of 2.06%.
Risks to check
- Loss-making over the last twelve months.
- Return on equity is low at −1.2%.
- Quarterly sales down 51.8% on a year ago.
- 41% below its 52-week high.
- Interest coverage of only −65.7×.
About Lakshmi Finance & Industrial Corporation
Lakshmi Finance & Industrial Corporation Limited, a non-banking finance company, invests in equity shares, mutual funds, and other securities in India. The company was formerly known as The Andhra Bank Ltd. and changed its name to Lakshmi Finance & Industrial Corporation Limited in April 1980. The company was incorporated in 1923 and is based in Hyderabad, India.
- Headquarters
- Hyderabad
- Employees
- 9
- Sector
- Financial Services
- ISIN
- INE850E01012
- Website
- lakshmifinance.org.in
Price range
- Avg volume (3M)
- 5.6K
- 1-year return
- minus 39.4%
- From 52-week high
- minus 41.1%
Peers · Asset Management
| Company | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| JIOFINJio Financial Services | 231.20 | plus 0.69% | 1,58,445 | 87.9 | 1.19 | 1.7% | 1.3% | 75.8% | 431.5% | 268.2% | 0.26% | minus 23.9% |
| ICICIAMCICICI Prudential Asset Management Company | 2,935.80 | minus 1.45% | 1,45,104 | 41.1 | 27.16 | 98.3% | 76.2% | 74.1% | 28.9% | 29.6% | 1.44% | plus 13.5% |
| BAJAJHLDNGBajaj Holdings & Investment | 11,044.00 | plus 1.80% | 1,22,913 | 13.2 | 1.67 | – | 11.6% | 78.8% | 19.0% | 25.7% | 1.18% | minus 10.3% |
| HDFCAMCHDFC Asset Management Company | 2,649.80 | plus 0.37% | 1,13,701 | 38.3 | 13.19 | 38.5% | 36.4% | 81.4% | 23.9% | 26.2% | 2.04% | minus 2.3% |
| SBIFUNDSSBI Funds Management | 499.55 | minus 1.30% | 1,01,750 | 33.3 | 13.47 | – | 40.4% | 78.5% | – | – | 0.00% | minus 18.1% |
| NAM-INDIANippon Life India Asset Management | 1,065.20 | minus 0.37% | 68,177 | 42.8 | 14.29 | 40.0% | 35.3% | 67.3% | 26.1% | 28.3% | 2.07% | plus 21.3% |
| 360ONE360 ONE WAM | 1,145.00 | plus 0.36% | 49,107 | 38.7 | 4.50 | 13.5% | 12.7% | 47.3% | 24.0% | 22.7% | 1.18% | plus 5.7% |
| LFICLakshmi Finance & Industrial Corporation | 121.41 | minus 0.86% | 36 | 26.5 | 0.64 | −2.1% | −1.2% | 14.6% | 28.5% | – | 2.06% | minus 39.4% |
| Median of 7 peers | – | 0.36% | 1,13,701 | 38.7 | 13.19 | 38.5% | 35.3% | 75.8% | 25.0% | 27.2% | 1.18% | −2.3% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 1.6 | 1.3 | 1.7 | 1.9 | 0.8 | |
| −3.4 | 3.1 | −0.2 | 6.7 | −4.8 | |
| 4.9 | −1.8 | 1.8 | −4.8 | 5.6 | |
| 315.3% | −130.5% | 109.7% | −258.4% | 736.8% | |
| 0.1 | 0.1 | 0.1 | 0.2 | 0.1 | |
| 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | |
| 5 | −1.7 | 1.9 | −4.7 | 5.6 | |
| 25.1% | 26.5% | 30.2% | 41.1% | 28.2% | |
| 3.7 | −1.2 | 1.3 | −2.8 | 4 | |
| 12.48 | -4.12 | 4.47 | -9.24 | 13.48 |
Profit & loss
- Sales CAGR 3Y
- +28.5%
- ROE
- −1.2%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2.9 | 8.4 | 7.1 | 6.3 | |
| – | +185.8% | minus 16.2% | minus 11.3% | |
| 3.3 | −4 | 5 | 8 | |
| −0.3 | 12.4 | 2 | −1.8 | |
| −10.6% | 147.4% | 28.9% | −28.7% | |
| 0.7 | 0.6 | 0.7 | 0.8 | |
| 0 | 0 | 0 | 0 | |
| 0.1 | 0.2 | 0.2 | 0.2 | |
| – | 0 | −0 | – | |
| 0.2 | 12.8 | 2.4 | −1.3 | |
| −210.5% | 19.0% | −47.2% | 42.9% | |
| 0.6 | 10.4 | 3.6 | −0.7 | |
| – | +1785.1% | minus 65.5% | minus 120.0% | |
| 1.84 | 34.59 | 11.93 | -2.38 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 3 | 3 | 3 | 3 | |
| 43.7 | 53.5 | 55.8 | 54.2 | |
| 0.1 | – | 0.3 | 0.2 | |
| 2.1 | 3.2 | 2.3 | 2.4 | |
| 48.9 | 59.7 | 61.4 | 59.8 | |
| 0.2 | 0.2 | 0.4 | 0.2 | |
| 45.8 | 52.2 | 54.4 | 48.5 | |
| 1.3 | 5.8 | 3.8 | 7.6 | |
| 1.7 | 1.6 | 2.9 | 3.6 | |
| 48.9 | 59.7 | 61.4 | 59.8 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1.2 | −3.3 | −3.3 | −5.9 | |
| −4.3 | 7.6 | 2.2 | 6.5 | |
| −1.1 | −0.9 | −1.4 | −1.1 | |
| −4.2 | 3.5 | −2.5 | −0.5 | |
| −0 | −0.2 | −0 | −0 | |
| 1.2 | −3.4 | −3.3 | −5.9 | |
| −1 | −0.7 | −1.2 | −0.9 |
Shareholding pattern
- Promoters47.00%
- Public53.00%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 47.00% | 53.00% | 0.00 | |
| 30 Jun 2026 | 47.00% | 53.00% | 0.00 | |
| 31 Mar 2026 | 47.00% | 53.00% | 0.00 | |
| 31 Dec 2025 | 47.00% | 53.00% | 0.00 | |
| 30 Sep 2025 | 47.00% | 53.00% | – |
Major shareholders
Filings & events
News
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