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As of 6 Nov 2026, Oracle Financial Services Software trades at 25.0× trailing earnings, below the industry P/E of 25.1×, and the shares are 19% below their 52-week high. Sales and net profit grew 10% and 13% a year over 3 years; its ROCE of 43% is the second-highest among the 7 largest Software (Infrastructure) peers. It carries very little debt, and its dividend yield is 2.6%. It is a mid-cap company with a market cap of ₹89,010 Cr, ranked 3rd of 25 Software (Infrastructure) companies by market cap; the shares rose 22% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹10,042.00
Day high
₹10,215.00
Day low
₹9,890.00
Prev. close
₹10,150.00
Volume
1.2 L

Health check

4 good · 1 fair · 1 to check
  • ReturnsAhead

    +21.9% over a year, better than 5 of 7 peers.

  • Price tagIn line

    P/E 25.0 vs industry 25.1.

  • GrowthSlow

    Sales +10.4%, profit +13.5% a year over 3 years.

  • ProfitabilityStrong

    ROCE 43.2% vs peer median 8.9%.

  • Balance sheetSolid

    Practically debt-free, Piotroski 6 of 9.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Software - Infrastructure

24 listed peers. Screen the industry

Mid cap

₹89,010 Cr, #3 of 25 in its industry by size.

Defensive

Beta 0.53 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹9,063 Cr · profit ₹3,569 Cr
Market cap
₹89,010 Cr
Mid cap
P/E
25.0
Industry 25.1
Price to book
11.57
Peers 4.07
Dividend yield
2.64%
ROE
47.4%
Peers 9.4%
ROCE
43.2%
Peers 8.9%
Debt to equity
0.00
Debt ₹36 Cr
EPS (TTM)
₹408.34
Face value ₹5
OPM (TTM)
51.6%
Net margin 39.4%
Sales growth
+6.6%
Latest quarter vs a year ago
Profit growth
+28.5%
Latest quarter vs a year ago
Price to sales
9.82
EV/EBITDA 17.1

Strengths and risks

Strengths

  • Return on equity of 47.4%.
  • Return on capital employed of 43.2%.
  • Practically debt-free.
  • Dividend yield of 2.64%.
  • Quarterly profit up 28.5% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Oracle Financial Services Software

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs.…

Headquarters
Mumbai
Employees
8,347
Sector
Technology
ISIN
INE881D01027
Website
oracle.com

Price range

52 weeks

₹6,234.50₹12,540.00

Today

₹9,890.00₹10,215.00
Avg volume (3M)
2.2 L
1-year return
plus 21.9%
From 52-week high
minus 18.5%

Peers · Software - Infrastructure

Compare with peersScreen the whole industry
Company
JPLJio Platforms1,406.40minus 0.80%12,95,15840.83.578.9%9.4%32.8%––0.00%minus 0.8%
PAYTMOne 97 Communications1,794.40plus 0.72%1,14,873136.16.943.7%5.3%8.0%1.2%–0.00%plus 40.5%
OFSSOracle Financial Services Software10,215.00plus 0.64%89,01025.011.5743.2%47.4%51.6%10.4%13.5%2.64%plus 21.9%
PINELABSPine Labs162.45plus 0.51%18,759116.93.153.5%3.3%17.1%21.0%–0.00%minus 35.3%
FRACTALFractal Analytics808.85minus 0.07%14,04338.04.0710.4%13.6%16.7%18.4%12.9%0.00%minus 4.5%
E2EE2E Networks487.05minus 4.97%10,00786.85.54−0.5%6.9%70.9%54.8%–0.00%plus 64.6%
MPIMANIPALManipal Payment and Identity Solutions312.80minus 0.81%7,25123.88.7843.4%46.2%24.9%13.7%29.1%0.00%minus 9.4%
NEWGENNewgen Software Technologies440.70minus 2.33%6,22925.23.5020.7%18.3%25.9%17.4%19.3%1.36%minus 53.6%
Median of 7 peers–−0.80%14,04340.84.078.9%9.4%24.9%17.9%19.3%0.00%−4.5%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
1,8521,9662,0653,1251,907
1,0061,1461,0091,249981
8468201,0561,877926
45.7%41.7%51.1%60.0%48.5%
76.860.579.277.665.5
–6.9–0.71.1
17.715.815.414.713.8
9058571,1201,939976
29.1%28.9%24.9%27.0%28.0%
6426108421,416702
73.5269.7996.36162.5980.32

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Sales CAGR 3Y
+10.4%
Profit CAGR 3Y
+13.5%
EPS CAGR 3Y
+13.2%
ROE
47.4%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
5,6986,3736,8477,672
–+11.8%+7.4%+12.1%
3,2023,5203,7694,173
2,4972,8533,0783,499
43.8%44.8%44.9%45.6%
208339322377
12.728.122.7
80.774.369.165.4
−40.9−67.2−17.6−128
2,5703,0223,3113,680
29.7%26.6%28.1%28.3%
1,8062,2192,3802,639
–+22.9%+7.2%+10.9%
208.25254.76272.52302.11

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
43.243.343.443.5
7,4167,8168,3197,783
69.44345.632.5
1,7472,0341,7272,075
9,2769,93610,1359,934
229189186179
0.62.79.115.8
5,4665,4455,8705,434
3,5814,2994,0704,306
9,2769,93610,1359,934

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,7581,7912,1992,638
1371,598−2,453936
−1,665−1,959−2,096−3,449
2301,430−2,350126
−38.1−30.1−35.2−51.7
1,7201,7612,1642,587
−1,642−1,946−2,081−3,432

Shareholding pattern

Source: NSE filings
72.4%
promoters
  • Promoters72.39%
  • Public27.61%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202672.39%27.61%minus 0.02
30 Jun 202672.41%27.59%minus 0.03
31 Mar 202672.44%27.56%minus 0.02
31 Dec 202572.46%27.54%minus 0.07
30 Sep 202572.53%27.47%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you