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As of 6 Nov 2026, Capital Small Finance Bank trades at 7.6× trailing earnings, and the shares are 16% below their 52-week high. Net profit grew 15% a year over 3 years; its ROE of 11% is the second-lowest among the 7 largest Banks (Regional) peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.81× book value and its dividend yield is 1.9%. It is a small-cap company with a market cap of ₹1,232 Cr, ranked 40th of 41 Banks (Regional) companies by market cap; the shares fell 1.8% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹265.00
Day high
₹273.85
Day low
₹264.95
Prev. close
₹268.30
Volume
23.1K

Health check

2 good · 3 fair · 1 to check
  • ReturnsBehind

    −1.8% over a year, better than 1 of 7 peers.

  • Price tagCheaper

    P/B 0.81 vs peer median 1.78.

  • GrowthSteady

    Profit +14.7% a year over 3 years.

  • ProfitabilityAverage

    ROE 11.1% vs peer median 14.7%.

  • Balance sheetFair

    Return on assets 1.30%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Small cap

₹1,232 Cr, #40 of 41 in its industry by size.

Defensive

Beta 0.79 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹547 Cr · profit ₹161 Cr
Market cap
₹1,232 Cr
Small cap
P/E
7.6
Industry 9.2
Price to book
0.81
Peers 1.78
Dividend yield
1.85%
ROE
11.1%
Peers 14.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹35.41
Face value ₹10
OPM (TTM)
37.9%
Net margin 29.5%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+30.1%
Latest quarter vs a year ago
Price to sales
2.25

Strengths and risks

Strengths

  • Quarterly profit up 30.1% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Capital Small Finance Bank

Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. It operates through four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers various deposits accounts, including savings, current, cumulative, short term, quarterly and monthly interest deposit and recurring deposits; real estate regulatory authority accounts; term…

Headquarters
Jalandhar
Employees
2,463
Sector
Financial Services
ISIN
INE646H01017
Website
capital.bank.in

Price range

52 weeks

₹206.55₹323.70

Today

₹264.95₹273.85
Avg volume (3M)
28.1K
1-year return
minus 1.8%
From 52-week high
minus 16.3%

Peers · Banks - Regional

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
CAPITALSFBCapital Small Finance Bank270.85plus 0.95%1,2327.60.8111.1%1.3%14.7%1.85%minus 1.8%
Median of 7 peers–2.78%4,77,49813.81.7814.7%1.6%16.8%1.65%5.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
133146146160166
137153152155165
–−5.1–––
42.545.9545561.9
24.7%25.0%25.8%24.9%26.3%
3234.440.141.345.6
7.057.588.799.069.98

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+14.7%
EPS CAGR 3Y
+14.4%
ROE
11.1%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
371413496560
–+11.2%+20.1%+12.8%
354449498587
20.716.91717.8
00.100
124148175189
24.6%24.8%24.8%25.1%
93.6112132141
–+19.2%+18.0%+7.4%
20.7830.4529.0931.09

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
34.34545.245.4
5761,1521,2951,416
721472321499
6,6597,6268,44710,183
7,9919,29510,10812,144
82.683.787.796.8
1,4891,7061,8191,973
9301,3591,0421,402
5,4896,1477,1598,672
7,9919,29510,10812,144

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
74.9116279−385
−202−165−56.5−36.7
222223−155163
94.417367.9−258
−19.8−18.5−21.2−27.4
55.197.4258−412
−3.4−4.2−5.4−18.1

Shareholding pattern

Source: NSE filings
18.3%
promoters
  • Promoters18.29%
  • Public81.71%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202618.29%81.71%0.00
30 Jun 202618.29%81.71%plus 0.28
31 Mar 202618.01%81.99%plus 0.05
31 Dec 202517.96%82.04%minus 0.79
30 Sep 202518.75%81.25%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you