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On 6 Nov 2026, CSB Bank was priced at ₹298.75, or 7.5× trailing earnings, and the shares are 48% below their 52-week high. It earns ROE of 14%, and net profit grew 5.0% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.00× book value. It is a small-cap company with a market cap of ₹5,077 Cr, ranked 34th of 41 Banks (Regional) companies by market cap; the shares fell 27% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹304.00
Day high
₹304.00
Day low
₹295.90
Prev. close
₹303.75
Volume
2.9 L

Health check

1 good · 2 fair · 3 to check
  • ReturnsBehind

    −27.4% over a year, better than 0 of 7 peers.

  • Price tagCheaper

    P/B 1.00 vs peer median 1.78.

  • GrowthSlow

    Profit +5.0% a year over 3 years.

  • ProfitabilityAverage

    ROE 13.9% vs peer median 14.7%.

  • Balance sheetFair

    Return on assets 1.24%. Bad-loan data isn’t covered.

  • Red flags1 to check

    48% below its 52-week high.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Small cap

₹5,077 Cr, #34 of 41 in its industry by size.

Defensive

Beta 0.31 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹2,802 Cr · profit ₹687 Cr
Market cap
₹5,077 Cr
Small cap
P/E
7.5
Industry 9.2
Price to book
1.00
Peers 1.78
Dividend yield
0.00%
ROE
13.9%
Peers 14.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹39.60
Face value ₹10
OPM (TTM)
32.6%
Net margin 24.5%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+14.0%
Latest quarter vs a year ago
Price to sales
1.81

Strengths and risks

Risks to check

  • 48% below its 52-week high.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About CSB Bank

CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary/payroll, and fixed and recurring deposit accounts, as well as safe deposit lockers, family banking, and segmented…

Headquarters
Thrissur
Employees
8,184
Sector
Financial Services
ISIN
INE679A01013

Price range

52 weeks

₹292.60₹574.40

Today

₹295.90₹304.00
Avg volume (3M)
6 L
1-year return
minus 27.4%
From 52-week high
minus 48.0%

Peers · Banks - Regional

Bank and NBFC columns

Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
CSBBANKCSB Bank298.75minus 1.65%5,0777.51.0013.9%1.2%5.0%0.00%minus 27.4%
Median of 7 peers–2.78%4,77,49813.81.7814.7%1.6%16.8%1.65%5.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
773730770707783
686701737809829
216205271202246
25.7%25.7%25.5%25.6%25.6%
160153202150183
9.248.8011.628.6510.53

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+5.0%
EPS CAGR 3Y
+5.0%
ROE
13.9%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,6502,0612,4482,896
–+24.9%+18.8%+18.3%
9861,4512,1212,785
43.255.676.4107
0.3−0.1−0.30.7
734761800851
25.4%25.6%25.7%25.6%
547567594633
–+3.6%+4.8%+6.6%
31.5532.6734.2336.50

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
174174174174
3,0303,6304,3244,721
7831,7575,2467,154
25,17630,49538,09245,678
29,16236,05647,83657,727
319406629710
––1791.5
5,8497,55111,39812,175
2,0243,2923,6764,152
20,97024,80731,95540,689
29,16236,05647,83657,727

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
2,2111,783−5,256−314
−724−1,4391,904−790
−1,2249743,7891,608
2631,318437505
−75.2−118−300−191
2,1361,665−5,556−505

Shareholding pattern

Source: NSE filings
40.0%
promoters
  • Promoters40.00%
  • Public57.96%
  • Employee trusts2.04%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202640.00%57.96%0.00
30 Jun 202640.00%57.80%0.00
31 Mar 202640.00%57.69%0.00
31 Dec 202540.00%57.65%0.00
30 Sep 202540.00%57.61%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you