As of 6 Nov 2026, DCB Bank trades at 7.8× trailing earnings, and the shares are 14% below their 52-week high. Net profit grew 16% a year over 3 years, with ROE of 13%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.94× book value and its dividend yield is 0.7%. It is a small-cap company with a market cap of ₹6,501 Cr, ranked 32nd of 41 Banks (Regional) companies by market cap; the shares rose 22% over the past year.
- ₹198.55
- ₹203.13
- ₹195.37
- ₹198.58
- 6 L
Health check
- ReturnsAhead
+22.2% over a year, better than 6 of 7 peers.
- Price tagCheaper
P/B 0.94 vs peer median 1.78.
- GrowthSteady
Profit +16.3% a year over 3 years.
- ProfitabilityAverage
ROE 13.0% vs peer median 14.7%.
- Balance sheetFair
Return on assets 0.98%. Bad-loan data isn’t covered.
- Red flagsNone found
No warning signs in the headline numbers.
Small cap
Defensive
Key metrics
- Market cap
- ₹6,501 Cr
- Small cap
- P/E
- 7.8
- Industry 9.2
- Price to book
- 0.94
- Peers 1.78
- Dividend yield
- 0.72%
- ROE
- 13.0%
- Peers 14.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹25.93
- Face value ₹10
- OPM (TTM)
- 36.0%
- Net margin 25.6%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +25.5%
- Latest quarter vs a year ago
- Price to sales
- 1.98
Strengths and risks
Strengths
- Quarterly profit up 25.5% on a year ago.
- Promoter stake up from 14.7% to 16.2%.
About DCB Bank
DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment,…
- Headquarters
- Mumbai
- Employees
- 11,337
- Sector
- Financial Services
- ISIN
- INE503A01015
- Website
- dcb.bank.in
Price range
- Avg volume (3M)
- 19.7 L
- 1-year return
- plus 22.2%
- From 52-week high
- minus 14.1%
Analyst consensus
Peers · Banks - Regional
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| HDFCBANKHDFC Bank | 788.25 | plus 3.72% | 12,16,451 | 17.2 | 2.00 | 11.0% | 1.7% | 12.5% | 1.65% | minus 22.9% |
| ICICIBANKICICI Bank | 1,571.20 | plus 4.75% | 11,28,255 | 19.3 | 2.89 | 16.5% | 2.1% | 16.8% | 0.76% | plus 12.2% |
| SBINState Bank of India | 1,018.50 | plus 1.20% | 9,40,138 | 10.4 | 1.40 | 14.7% | 1.2% | 14.4% | 1.70% | plus 5.1% |
| KOTAKBANKKotak Mahindra Bank | 480.00 | plus 2.78% | 4,77,498 | 22.2 | 2.45 | 11.8% | 2.1% | 8.9% | 0.14% | plus 11.4% |
| AXISBANKAxis Bank | 1,322.90 | plus 3.35% | 4,11,985 | 13.8 | 1.78 | 13.9% | 1.6% | 34.6% | 0.08% | plus 4.4% |
| PNBPunjab National Bank | 126.55 | plus 0.36% | 1,45,443 | 6.4 | 0.90 | 15.1% | 1.1% | 76.4% | 2.37% | plus 2.3% |
| UNIONBANKUnion Bank of India | 187.00 | minus 0.53% | 1,42,748 | 6.5 | 1.00 | 16.3% | 1.4% | 31.7% | 2.67% | plus 24.1% |
| DCBBANKDCB Bank | 201.74 | plus 1.59% | 6,501 | 7.8 | 0.94 | 13.0% | 1.0% | 16.3% | 0.72% | plus 22.2% |
| Median of 7 peers | – | 2.78% | 4,77,498 | 13.8 | 1.78 | 14.7% | 1.6% | 16.8% | 1.65% | 5.1% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 817 | 846 | 867 | 880 | 948 | |
| 1,233 | 1,236 | 1,252 | 1,300 | 1,352 | |
| 212 | 249 | 273 | 287 | 318 | |
| 25.7% | 25.7% | 24.7% | 25.7% | 25.7% | |
| 157 | 185 | 206 | 213 | 236 | |
| 4.97 | 5.72 | 6.35 | 6.58 | 7.29 |
Profit & loss
- Profit CAGR 3Y
- +16.3%
- EPS CAGR 3Y
- +15.5%
- ROE
- 13.0%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2,127 | 2,400 | 2,848 | 3,311 | |
| – | +12.8% | +18.7% | +16.3% | |
| 2,483 | 3,434 | 4,364 | 4,948 | |
| 77 | 94.4 | 101 | 106 | |
| −0.8 | 0.2 | 0.2 | 0.3 | |
| 628 | 722 | 829 | 977 | |
| 25.8% | 25.8% | 25.7% | 25.1% | |
| 466 | 536 | 615 | 732 | |
| – | +15.1% | +14.8% | +18.9% | |
| 14.79 | 16.99 | 19.49 | 22.82 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 312 | 313 | 314 | 322 | |
| 4,255 | 4,758 | 5,376 | 6,213 | |
| 4,018 | 5,343 | 7,400 | 5,586 | |
| 43,782 | 52,622 | 63,719 | 75,948 | |
| 52,366 | 63,037 | 76,810 | 88,069 | |
| 826 | 865 | 898 | 989 | |
| 43.6 | 23.8 | 66.4 | 40.7 | |
| 12,582 | 16,211 | 20,150 | 20,378 | |
| 2,368 | 3,960 | 3,451 | 4,656 | |
| 36,545 | 41,977 | 52,244 | 62,005 | |
| 52,366 | 63,037 | 76,810 | 88,069 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −1,566 | 485 | −441 | 6,640 | |
| −165 | −1,858 | −2,792 | −2,141 | |
| 8.1 | 2,070 | 2,865 | −2,977 | |
| −1,722 | 697 | −367 | 1,522 | |
| −167 | −135 | −136 | −90.4 | |
| −1,732 | 350 | −577 | 6,549 | |
| −31.1 | −39 | −39.1 | −42.5 |
Shareholding pattern
- Promoters16.22%
- Public83.78%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 16.22% | 83.78% | minus 0.01 | |
| 30 Jun 2026 | 16.23% | 83.77% | 0.00 | |
| 31 Mar 2026 | 16.23% | 83.77% | minus 0.01 | |
| 31 Dec 2025 | 16.24% | 83.76% | plus 1.58 | |
| 30 Sep 2025 | 14.66% | 85.34% | – |
Major shareholders
Filings & events
News
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