As of 6 Nov 2026, IDBI Bank trades at 10.3× trailing earnings, and the shares are 33% below their 52-week high. Its ROE of 12% is the second-lowest among the 7 largest Banks (Regional) peers, and net profit grew 35% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.18× book value. It is a mid-cap company with a market cap of ₹85,482 Cr, ranked 11th of 41 Banks (Regional) companies by market cap; the shares fell 20% over the past year.
- ₹79.81
- ₹79.81
- ₹78.29
- ₹79.72
- 28.4 L
Health check
- ReturnsBehind
−19.7% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 1.18 vs peer median 1.78.
- GrowthStrong
Profit +35.4% a year over 3 years.
- ProfitabilityAverage
ROE 11.8% vs peer median 14.7%.
- Balance sheetSolid
Return on assets 1.85%. Bad-loan data isn’t covered.
- Red flags2 to check
Quarterly profit down 31.3% on a year ago.
Mid cap
Moves with the market
Key metrics
- Market cap
- ₹85,482 Cr
- Mid cap
- P/E
- 10.3
- Industry 9.2
- Price to book
- 1.18
- Peers 1.78
- Dividend yield
- 0.00%
- ROE
- 11.8%
- Peers 14.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹7.73
- Face value ₹10
- OPM (TTM)
- 51.6%
- Net margin 44.3%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- −31.3%
- Latest quarter vs a year ago
- Price to sales
- 4.57
Strengths and risks
Risks to check
- Quarterly profit down 31.3% on a year ago.
- 33% below its 52-week high.
About IDBI Bank
IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through four segments: Corporate/Wholesale Banking, Retail Banking, Treasury Operations, and Other banking operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, mortgage, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards;…
- Headquarters
- Mumbai
- Employees
- 19,108
- Sector
- Financial Services
- ISIN
- INE008A01015
- Website
- idbi.bank.in
Price range
- Avg volume (3M)
- 1.5 Cr
- 1-year return
- minus 19.7%
- From 52-week high
- minus 32.8%
Peers · Banks - Regional
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| HDFCBANKHDFC Bank | 788.25 | plus 3.72% | 12,16,451 | 17.2 | 2.00 | 11.0% | 1.7% | 12.5% | 1.65% | minus 22.9% |
| ICICIBANKICICI Bank | 1,571.20 | plus 4.75% | 11,28,255 | 19.3 | 2.89 | 16.5% | 2.1% | 16.8% | 0.76% | plus 12.2% |
| SBINState Bank of India | 1,018.50 | plus 1.20% | 9,40,138 | 10.4 | 1.40 | 14.7% | 1.2% | 14.4% | 1.70% | plus 5.1% |
| KOTAKBANKKotak Mahindra Bank | 480.00 | plus 2.78% | 4,77,498 | 22.2 | 2.45 | 11.8% | 2.1% | 8.9% | 0.14% | plus 11.4% |
| AXISBANKAxis Bank | 1,322.90 | plus 3.35% | 4,11,985 | 13.8 | 1.78 | 13.9% | 1.6% | 34.6% | 0.08% | plus 4.4% |
| PNBPunjab National Bank | 126.55 | plus 0.36% | 1,45,443 | 6.4 | 0.90 | 15.1% | 1.1% | 76.4% | 2.37% | plus 2.3% |
| UNIONBANKUnion Bank of India | 187.00 | minus 0.53% | 1,42,748 | 6.5 | 1.00 | 16.3% | 1.4% | 31.7% | 2.67% | plus 24.1% |
| IDBIIDBI Bank | 79.50 | minus 0.28% | 85,482 | 10.3 | 1.18 | 11.8% | 1.9% | 35.4% | 0.00% | minus 19.7% |
| Median of 7 peers | – | 2.78% | 4,77,498 | 13.8 | 1.78 | 14.7% | 1.6% | 16.8% | 1.65% | 5.1% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 4,647 | 4,489 | 4,262 | 4,581 | 5,655 | |
| 3,851 | 3,862 | 3,944 | 4,053 | 4,282 | |
| – | – | 6.2 | – | – | |
| 2,557 | 2,489 | 369 | 2,829 | 2,914 | |
| 20.8% | 21.3% | – | 24.7% | 23.6% | |
| 2,019 | 1,954 | 2,007 | 2,127 | 2,214 | |
| 1.88 | 1.82 | – | 1.98 | 2.06 |
Profit & loss
- Profit CAGR 3Y
- +35.4%
- EPS CAGR 3Y
- +35.4%
- ROE
- 11.8%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 14,998 | 17,219 | 17,994 | 18,845 | |
| – | +14.8% | +4.5% | +4.7% | |
| 9,130 | 12,226 | 14,257 | 15,474 | |
| 499 | 543 | 538 | 617 | |
| −1.9 | 83.3 | −2.3 | 6.2 | |
| 3,687 | 5,763 | 7,589 | 9,211 | |
| 43.9% | 45.2% | 40.6% | – | |
| 3,706 | 5,788 | 7,631 | 9,210 | |
| – | +56.2% | +31.8% | +20.7% | |
| 3.45 | 5.38 | 7.10 | 8.57 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 10,752 | 10,752 | 10,752 | 10,752 | |
| 35,567 | 40,321 | 50,868 | 57,812 | |
| 10,238 | 14,683 | 19,932 | 23,104 | |
| 2,74,941 | 2,98,903 | 3,31,456 | 3,75,718 | |
| 3,31,498 | 3,64,659 | 4,13,008 | 4,67,386 | |
| 9,780 | 9,542 | 12,200 | 9,775 | |
| 477 | 108 | 80.3 | 90.5 | |
| 1,00,420 | 1,16,075 | 1,20,263 | 1,31,677 | |
| 38,246 | 32,669 | 48,772 | 59,743 | |
| 1,82,573 | 2,06,265 | 2,31,692 | 2,66,101 | |
| 3,31,498 | 3,64,659 | 4,13,008 | 4,67,386 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −2,701 | −1,252 | 25,796 | 16,762 | |
| −294 | −222 | −344 | 1,422 | |
| −3,569 | −1,768 | −6,990 | −5,765 | |
| −6,565 | −3,242 | 18,462 | 12,419 | |
| −294 | −312 | −350 | −327 | |
| −2,996 | −1,565 | 25,446 | 16,434 | |
| −11.6 | −1,075 | −1,612 | −2,257 |
Shareholding pattern
- Promoters94.71%
- Public5.29%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 94.71% | 5.29% | 0.00 | |
| 30 Jun 2026 | 94.71% | 5.29% | 0.00 | |
| 31 Mar 2026 | 94.71% | 5.29% | 0.00 | |
| 31 Dec 2025 | 94.71% | 5.29% | 0.00 | |
| 30 Sep 2025 | 94.71% | 5.29% | – |
Major shareholders
Filings & events
News
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