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IDFC First Bank (IDFCFIRSTB) had a P/E of 22.4× on 6 Nov 2026, and the shares are 14% below their 52-week high. Its ROE of 6.3% is the lowest among the 7 largest Banks (Regional) peers, and net profit fell 13% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.34× book value and its dividend yield is 0.3%. It is a mid-cap company with a market cap of ₹66,723 Cr, ranked 16th of 41 Banks (Regional) companies by market cap; the shares fell 4.1% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹77.54
Day high
₹77.54
Day low
₹75.64
Prev. close
₹77.80
Volume
2.2 Cr

Health check

1 good · 1 fair · 4 to check
  • ReturnsBehind

    −4.1% over a year, better than 1 of 7 peers.

  • Price tagCheaper

    P/B 1.34 vs peer median 1.78.

  • GrowthShrinking

    Profit −13.5% a year over 3 years.

  • ProfitabilityWeak

    ROE 6.3% vs peer median 14.7%.

  • Balance sheetFair

    Return on assets 0.70%. Bad-loan data isn’t covered.

  • Red flags1 to check

    Return on equity is low at 6.3%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Mid cap

₹66,723 Cr, #16 of 41 in its industry by size.

Defensive

Beta 0.59 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹27,152 Cr · profit ₹2,894 Cr
Market cap
₹66,723 Cr
Mid cap
P/E
22.4
Industry 9.2
Price to book
1.34
Peers 1.78
Dividend yield
0.32%
ROE
6.3%
Peers 14.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹3.45
Face value ₹10
OPM (TTM)
19.2%
Net margin 11.1%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+245.7%
Latest quarter vs a year ago
Price to sales
2.46

Strengths and risks

Strengths

  • Quarterly profit up 245.7% on a year ago.

Risks to check

  • Return on equity is low at 6.3%.

Derived automatically from reported figures. Not a recommendation.

About IDFC First Bank

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising…

Headquarters
Mumbai
Employees
43,059
Sector
Financial Services
ISIN
INE092T01019
Website
idfcfirst.bank.in

Price range

52 weeks

₹58.08₹89.61

Today

₹75.64₹77.54
Avg volume (3M)
1.8 Cr
1-year return
minus 4.1%
From 52-week high
minus 13.7%

Analyst consensus

22 analysts
BuyMean target ₹90.09 plus 16.5%

Target range, with today’s price

Low ₹62.00High ₹105.00

Next results expected around 23 Jan 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Banks - Regional

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
IDFCFIRSTBIDFC First Bank77.33minus 0.60%66,72322.41.346.3%0.7%−13.5%0.32%minus 4.1%
Median of 7 peers–2.78%4,77,49813.81.7814.7%1.6%16.8%1.65%5.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
7,1607,6187,3078,2848,494
4,7094,9244,8765,0775,735
5716112011,4821,412
20.6%21.7%−64.5%22.5%25.7%
4534793311,1481,049
0.610.540.381.321.21

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
−13.5%
EPS CAGR 3Y
−21.7%
ROE
6.3%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
17,19322,48026,40229,446
–+30.8%+17.4%+11.5%
10,09113,87017,20819,333
435631836861
0.78.8111.4
3,3313,8571,8641,807
25.4%23.7%20.1%10.9%
2,4852,9421,4901,611
–+18.4%minus 49.3%+8.1%
3.924.232.031.88

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6,6187,0707,3228,602
19,22925,20430,83438,802
57,21243,93633,12436,633
1,56,8222,20,0002,72,6293,15,738
2,39,8822,96,2103,43,9093,99,775
2,1332,6752,7362,626
21994.573.6113
60,91375,67382,09691,927
13,77912,48115,09912,767
1,62,8382,05,2872,43,9032,92,342
2,39,8822,96,2103,43,9093,99,775

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
3,56311,54314,4656,817
−11,996−9,887−3,478−14,143
6,509−2,954−8,6734,972
−1,924−1,2982,314−2,355
−1,188−1,374−919−777
2,37510,16913,5466,039
–––−296

Shareholding pattern

Source: NSE filings

NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 45.6% (Yahoo estimate).

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you