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The Karnataka Bank (KTKBANK) had a P/E of 7.8× on 6 Nov 2026. Its ROE of 12% is the second-lowest among the 7 largest Banks (Regional) peers, and net profit grew 3.6% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.87× book value and its dividend yield is 1.6%. It is a small-cap company with a market cap of ₹12,067 Cr, ranked 30th of 41 Banks (Regional) companies by market cap; the shares rose 80% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹323.65
Day high
₹323.65
Day low
₹316.60
Prev. close
₹323.65
Volume
7.2 L

Health check

3 good · 2 fair · 1 to check
  • ReturnsAhead

    +80.4% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 0.87 vs peer median 1.78.

  • GrowthSlow

    Profit +3.6% a year over 3 years.

  • ProfitabilityAverage

    ROE 11.7% vs peer median 14.7%.

  • Balance sheetFair

    Return on assets 1.22%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Small cap

₹12,067 Cr, #30 of 41 in its industry by size.

Defensive

Beta 0.36 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹4,674 Cr · profit ₹1,554 Cr
Market cap
₹12,067 Cr
Small cap
P/E
7.8
Industry 9.2
Price to book
0.87
Peers 1.78
Dividend yield
1.57%
ROE
11.7%
Peers 14.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹41.03
Face value ₹10
OPM (TTM)
46.7%
Net margin 33.2%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+36.5%
Latest quarter vs a year ago
Price to sales
2.58

Strengths and risks

Strengths

  • Quarterly profit up 36.5% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About The Karnataka Bank

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and…

Headquarters
Mangalore
Employees
9,037
Sector
Financial Services
ISIN
INE614B01018
Website
karnatakabank.bank.in

Price range

52 weeks

₹173.80₹345.90

Today

₹316.60₹323.65
Avg volume (3M)
22.3 L
1-year return
plus 80.4%
From 52-week high
minus 7.8%

Peers · Banks - Regional

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
KTKBANKThe Karnataka Bank318.90minus 1.47%12,0677.80.8711.7%1.2%3.6%1.57%plus 80.4%
Median of 7 peers–2.78%4,77,49813.81.7814.7%1.6%16.8%1.65%5.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
1,0721,0941,2421,2941,273
1,4511,4281,4141,4441,521
420357525552587
24.0%18.5%22.2%24.0%25.8%
319291408419436
8.437.6810.7811.0611.50

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+3.6%
EPS CAGR 3Y
−2.8%
ROE
11.7%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
4,1784,6264,5804,522
–+10.7%minus 1.0%minus 1.3%
4,0355,0005,7035,799
86.471.985.1107
−0.30.4−0.10.1
1,4401,5631,6411,658
18.1%16.4%22.4%21.0%
1,1801,3071,2731,311
–+10.8%minus 2.6%+3.0%
37.6439.6733.6334.61

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
312377378378
7,90010,47011,70712,846
1,5632,4011,941867
89,2821,02,8351,06,9341,15,264
99,0571,16,0831,20,9601,29,355
8759289911,060
29.113.314.48.6
23,32524,30024,53526,737
11,61616,39616,01717,026
63,21274,44579,40384,524
99,0571,16,0831,20,9601,29,355

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,830681−3211,100
−87.5−369−161−87.8
−19.51,582412−1,260
1,7231,894−69.6−248
−88.8−112−163−88.9
1,741569−4831,011
−125−156−208−189

Shareholding pattern

Source: NSE filings
0.0%
promoters
  • Public100.00%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 20260.00%100.00%0.00
30 Jun 20260.00%100.00%0.00
31 Mar 20260.00%100.00%0.00
31 Dec 20250.00%100.00%0.00
30 Sep 20250.00%100.00%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you