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On 6 Nov 2026, The South Indian Bank was priced at ₹57.75, or 9.6× trailing earnings, and the shares are close to their 52-week high. Net profit grew 23% a year over 3 years, with ROE of 14%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 1.25× book value and its dividend yield is 0.8%. It is a small-cap company with a market cap of ₹15,132 Cr, ranked 26th of 41 Banks (Regional) companies by market cap; the shares rose 53% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹56.08
Day high
₹57.90
Day low
₹55.47
Prev. close
₹56.32
Volume
1.5 Cr

Health check

3 good · 3 fair
  • ReturnsAhead

    +53.5% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 1.25 vs peer median 1.78.

  • GrowthSteady

    Profit +23.4% a year over 3 years.

  • ProfitabilityAverage

    ROE 13.9% vs peer median 14.7%.

  • Balance sheetFair

    Return on assets 1.08%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Banks - Regional

40 listed peers. Screen the industry

Small cap

₹15,132 Cr, #26 of 41 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹5,298 Cr · profit ₹1,586 Cr
Market cap
₹15,132 Cr
Small cap
P/E
9.6
Industry 9.2
Price to book
1.25
Peers 1.78
Dividend yield
0.78%
ROE
13.9%
Peers 14.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹6.04
Face value ₹1
OPM (TTM)
40.3%
Net margin 29.9%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+20.9%
Latest quarter vs a year ago
Price to sales
2.86

Strengths and risks

Strengths

  • Quarterly profit up 20.9% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About The South Indian Bank

The South Indian Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, institutional banking, non-resident external, non-resident ordinary, fixed currency non-resident, and current accounts; term deposits; and portfolio investment schemes. It also provides personal, car, home, gold, education,…

Headquarters
Thrissur
Employees
8,998
Sector
Financial Services
ISIN
INE683A01023
Website
southindianbank.bank.in

Price range

52 weeks

₹33.38₹57.90

Today

₹55.47₹57.90
Avg volume (3M)
1.5 Cr
1-year return
plus 53.5%
From 52-week high
minus 0.3%

Analyst consensus

6 analysts
No consensusMean target ₹56.33 minus 2.5%

The mean target is below today’s price.

Target range, with today’s price

Low ₹25.00High ₹73.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Banks - Regional

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%1.7%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%2.1%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%1.2%14.4%1.70%plus 5.1%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%2.1%8.9%0.14%plus 11.4%
AXISBANKAxis Bank1,322.90plus 3.35%4,11,98513.81.7813.9%1.6%34.6%0.08%plus 4.4%
PNBPunjab National Bank126.55plus 0.36%1,45,4436.40.9015.1%1.1%76.4%2.37%plus 2.3%
UNIONBANKUnion Bank of India187.00minus 0.53%1,42,7486.51.0016.3%1.4%31.7%2.67%plus 24.1%
SOUTHBANKThe South Indian Bank57.75plus 2.54%15,1329.61.2513.9%1.1%23.4%0.78%plus 53.5%
Median of 7 peers–2.78%4,77,49813.81.7814.7%1.6%16.8%1.65%5.1%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
1,4541,3661,3011,4041,584
1,5301,6371,6441,6031,680
433504547508574
25.6%25.7%25.5%25.6%25.7%
322374407378426
1.231.431.551.441.62

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+23.4%
EPS CAGR 3Y
+16.7%
ROE
13.9%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
3,9614,8494,9755,200
–+22.4%+2.6%+4.5%
4,2215,2815,9286,409
87.590.4102115
−0.1−0.1−2.30.8
1,1091,5291,7571,957
30.1%30.0%25.8%25.6%
7751,0701,3031,456
–+38.0%+21.8%+11.7%
3.495.094.985.55

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
209262262262
6,4658,5659,84611,155
6,7193,9122,6003,427
94,3041,04,6741,11,9471,26,913
1,07,6971,17,4121,24,6551,41,756
8789661,0181,043
124145––
24,64113,35615,27015,341
9,6678,6499,2179,100
72,38794,29699,1501,16,272
1,07,6971,17,4121,24,6551,41,756

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−7,2617,075−2,3533,907
−386−1,9864,434−5,465
3,524−2,148157−561
−4,1232,9422,238−2,119
−113−182−158−141
−7,3746,893−2,5113,766
–−62.8−78.5−105

Shareholding pattern

Source: NSE filings
0.0%
promoters
  • Public100.00%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 20260.00%100.00%0.00
30 Jun 20260.00%100.00%0.00
31 Mar 20260.00%100.00%0.00
31 Dec 20250.00%100.00%0.00
30 Sep 20250.00%100.00%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you