Power Finance vs REC: share price, P/E, ROE and financials compared
Power Finance Corporation
REC
Power Finance and REC at a glance
Power Finance and REC are both listed in Financial Services. Power Finance is the larger by market cap, at ₹1.1L Cr against ₹78,115 Cr for REC (1.4 times as large). On valuation, Power Finance has the lower P/E (4.1× against 5.2×) and the lower price-to-book (0.74× against 0.82×). On returns and margins, Power Finance has the higher ROE (18.7% against 16.9%). Over three years, Power Finance has faster 3-year profit growth (+17.7% against +13.5% a year). Both are lenders or insurers, so ROCE, operating margin and debt-to-equity aren’t compared: those ratios don’t fit financial balance sheets.
Key metrics, side by side
| Metric | Power FinancePFC | RECRECLTD |
|---|---|---|
| Price (₹) | 328.80 | 296.65 |
| Market cap (₹ Cr) | 1,08,507 | 78,115 |
| P/E | 4.1× (the lower figure, shaded) | 5.2× |
| P/B | 0.74× (the lower figure, shaded) | 0.82× |
| Dividend yield, trailing | 4.50% (the higher figure, shaded) | 3.81% |
| ROE | 18.7% (the higher figure, shaded) | 16.9% |
| ROCE | n/m | n/m |
| Operating margin (OPM) | n/m | n/m |
| Net margin (NPM) | 50.7% | 66.9% (the higher figure, shaded) |
| Sales CAGR 3Y | n/m | n/m |
| Profit CAGR 3Y | +17.7% (the higher figure, shaded) | +13.5% |
| Debt to equity | n/m | n/m |
| Interest cover | n/m | n/m |
| Net profit TTM (₹ Cr) | 26,047 | 15,098 |
| 1Y return | −16.9% (the higher figure, shaded) | −20.2% |
| Promoter holding | 55.99% | – |
Power Finance vs REC: common questions
Which is bigger, Power Finance or REC?
By market cap, Power Finance is bigger at ₹1.1L Cr, against ₹78,115 Cr for REC (prices as of 6 Nov 2026). Net profit over the last twelve months was ₹26,047 Cr for Power Finance and ₹15,098 Cr for REC.
Which has a lower P/E ratio, Power Finance or REC?
Power Finance trades at a P/E of 4.1× and REC at 5.2×. Power Finance has the lower P/E. P/E is the share price divided by earnings per share; it varies a lot between industries and with growth, so it says little on its own.
Which has a higher ROE, Power Finance or REC?
Power Finance reports a return on equity of 18.7% and REC 16.9%. Power Finance has the higher ROE. ROE is net profit as a share of shareholders’ equity.
Which is growing faster, Power Finance or REC?
Over the last three years: profit grew +17.7% a year at Power Finance and +13.5% at REC, so Power Finance grew profit faster. Past growth doesn’t predict future growth.