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As of 6 Nov 2026, Aadhar Housing Finance trades at 16.1× trailing earnings, and the shares are 24% below their 52-week high. Its ROE of 16% is the second-highest among the 7 largest Mortgage Finance peers, and net profit grew 26% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 2.48× book value. It is a small-cap company with a market cap of ₹18,836 Cr, ranked 4th of 21 Mortgage Finance companies by market cap; the shares fell 14% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹439.95
Day high
₹440.05
Day low
₹417.30
Prev. close
₹438.25
Volume
5.7 L

Health check

3 fair · 2 to check
  • ReturnsIn line

    −13.9% over a year, better than 3 of 7 peers.

  • Price tagPricier

    P/B 2.48 vs peer median 1.55.

  • GrowthSteady

    Profit +26.2% a year over 3 years.

  • ProfitabilityAverage

    ROE 15.8% vs peer median 14.0%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags1 to check

    Promoter stake down from 75.3% to 64.5%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Mortgage Finance

20 listed peers. Screen the industry

Small cap

₹18,836 Cr, #4 of 21 in its industry by size.

Defensive

Beta 0.42 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹2,370 Cr · profit ₹1,141 Cr
Market cap
₹18,836 Cr
Small cap
P/E
16.1
Industry 12.2
Price to book
2.48
Peers 1.55
Dividend yield
0.00%
ROE
15.8%
Peers 14.0%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹26.66
Face value ₹10
OPM (TTM)
37.3%
Net margin 48.2%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+19.0%
Latest quarter vs a year ago
Price to sales
7.95

Strengths and risks

Risks to check

  • Promoter stake down from 75.3% to 64.5%.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Aadhar Housing Finance

Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya…

Headquarters
Mumbai
Employees
5,430
Sector
Financial Services
ISIN
INE883F01010
Website
aadharhousing.com

Price range

52 weeks

₹416.05₹563.00

Today

₹417.30₹440.05
Avg volume (3M)
3.1 L
1-year return
minus 13.9%
From 52-week high
minus 23.7%

Analyst consensus

14 analysts
No consensusMean target ₹600.36 plus 39.7%

Target range, with today’s price

Low ₹540.00High ₹650.00

Today’s price ₹429.65 is below the lowest analyst target.

Consensus from Yahoo Finance. Not a recommendation.

Peers · Mortgage Finance

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJAJHFLBajaj Housing Finance80.00minus 3.80%66,63223.72.7712.4%2.2%26.7%0.00%minus 24.1%
LICHSGFINLIC Housing Finance536.00plus 1.32%29,4835.00.6714.3%1.8%24.7%1.89%minus 7.8%
PNBHOUSINGPNB Housing Finance1,100.20plus 0.02%28,69412.21.4212.3%2.5%29.9%0.73%plus 18.1%
AADHARHFCAadhar Housing Finance429.65minus 1.96%18,83616.12.4815.8%–26.2%0.00%minus 13.9%
SAMMAANCAPSammaan Capital132.27minus 1.12%16,343–0.57−35.0%––0.00%minus 28.2%
HOMEFIRSTHome First Finance Company India1,090.90minus 1.13%11,40818.52.4414.3%4.0%33.3%0.47%minus 7.7%
CANFINHOMECan Fin Homes748.95plus 0.72%9,9738.61.5519.4%2.6%20.5%2.15%minus 13.7%
AAVASAavas Financiers1,137.70plus 0.31%9,02112.91.6714.0%3.4%15.1%0.00%minus 30.9%
Median of 7 peers–0.02%16,34312.51.5514.0%2.6%25.7%0.47%−13.7%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26
811849884911937
512536544573593
299313341337344
36.8%36.9%38.5%37.0%36.7%
3.22.11.184.3
7.17.37.110.69.1
10.6352563.824.2
305343360398364
22.2%22.3%21.8%21.9%22.3%
237266281311282
5.376.036.367.016.36

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+26.2%
EPS CAGR 3Y
+24.7%
ROE
15.8%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,8812,3542,8353,387
–+25.2%+20.4%+19.5%
458578679800
1,4231,7762,1562,587
75.7%75.4%76.0%76.4%
−15.474.368.862.4
7849721,1581,345
16.52125.232
88.1102132134
6969601,1731,406
21.7%21.9%22.3%22.1%
5457509121,096
–+37.6%+21.6%+20.2%
12.7717.5820.8524.77

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
395395431436
3,3034,0555,9417,105
12,15013,95816,32218,743
7706855301,115
16,61819,09323,22427,399
6374.787135
918799817884
1,7181,2021,7671,385
13,91917,01720,55324,995
16,61819,09323,22427,399

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−1,156−2,550−3,027−2,808
−477723160309
1,4631,7783,3892,336
−169−48.9522−164
−10.4−15.4−14.8−18.8
−1,166−2,566−3,041−2,827

Shareholding pattern

Source: NSE filings
64.5%
promoters
  • Promoters64.51%
  • Public35.49%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202664.51%35.49%minus 0.15
30 Jun 202664.66%35.34%minus 0.24
31 Mar 202664.90%35.10%minus 10.29
31 Dec 202575.19%24.81%minus 0.13
30 Sep 202575.32%24.68%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you