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Bajaj Housing Finance (BAJAJHFL) had a P/E of 23.7× on 6 Nov 2026, and the shares are 27% below their 52-week high. It earns ROE of 12%, and net profit grew 27% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 2.77× book value. It is a mid-cap company with a market cap of ₹66,632 Cr, the largest of 21 Mortgage Finance companies by market cap; the shares fell 24% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹82.30
Day high
₹82.33
Day low
₹79.81
Prev. close
₹83.16
Volume
67.6 L

Health check

1 good · 2 fair · 3 to check
  • ReturnsBehind

    −24.1% over a year, better than 2 of 7 peers.

  • Price tagPricier

    P/B 2.77 vs peer median 1.55.

  • GrowthSteady

    Profit +26.7% a year over 3 years.

  • ProfitabilityAverage

    ROE 12.4% vs peer median 14.3%.

  • Balance sheetSolid

    Return on assets 2.17%. Bad-loan data isn’t covered.

  • Red flags1 to check

    Promoter stake down from 88.7% to 86.7%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Mortgage Finance

20 listed peers. Screen the industry

Mid cap

₹66,632 Cr, the largest of 21 in its industry.

Defensive

Beta 0.67 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹4,435 Cr · profit ₹2,806 Cr
Market cap
₹66,632 Cr
Mid cap
P/E
23.7
Industry 12.2
Price to book
2.77
Peers 1.55
Dividend yield
0.00%
ROE
12.4%
Peers 14.3%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹3.37
Face value ₹10
OPM (TTM)
31.7%
Net margin 63.3%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+18.2%
Latest quarter vs a year ago
Price to sales
15.02

Strengths and risks

Risks to check

  • Promoter stake down from 88.7% to 86.7%.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Bajaj Housing Finance

Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as…

Headquarters
Pune
Sector
Financial Services
ISIN
INE377Y01014
Website
bajajhousingfinance.in

Price range

52 weeks

₹72.65₹109.15

Today

₹79.81₹82.33
Avg volume (3M)
32 L
1-year return
minus 24.1%
From 52-week high
minus 26.7%

Analyst consensus

17 analysts
No consensusMean target ₹92.24 plus 15.3%

Target range, with today’s price

Low ₹76.00High ₹125.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Mortgage Finance

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJAJHFLBajaj Housing Finance80.00minus 3.80%66,63223.72.7712.4%2.2%26.7%0.00%minus 24.1%
LICHSGFINLIC Housing Finance536.00plus 1.32%29,4835.00.6714.3%1.8%24.7%1.87%minus 7.8%
PNBHOUSINGPNB Housing Finance1,100.20plus 0.02%28,69412.21.4212.3%2.5%29.9%0.73%plus 18.1%
AADHARHFCAadhar Housing Finance429.65minus 1.96%18,83616.12.4815.8%–26.2%0.00%minus 13.9%
SAMMAANCAPSammaan Capital132.27minus 1.12%16,343–0.57−35.0%––0.00%minus 28.2%
HOMEFIRSTHome First Finance Company India1,090.90minus 1.13%11,40818.52.4414.3%4.0%33.3%0.48%minus 7.7%
CANFINHOMECan Fin Homes748.95plus 0.72%9,9738.61.5519.4%2.6%20.5%2.14%minus 13.7%
AAVASAavas Financiers1,137.70plus 0.31%9,02112.91.6714.0%3.4%15.1%0.00%minus 30.9%
Median of 7 peers–0.02%16,34312.51.5514.3%2.6%25.5%0.48%−13.7%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26Sep 26
2,569–2,8652,8843,0303,216
––1,9321,9572,0952,213
–8479339279351,003
––32.6%32.1%30.9%31.2%
––0.10.100.6
11.1–1212.512.913.3
–−14.8−56.4−48.36.5−10.7
757–865866929980
22.9%–23.1%22.7%23.0%22.7%
583–665669715757
0.70–0.800.800.860.91

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+26.7%
EPS CAGR 3Y
+26.7%
ROE
12.4%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
5,4817,3299,17910,839
–+33.7%+25.2%+18.1%
3,8015,3286,6507,536
1,6802,0012,5293,303
30.7%27.3%27.6%30.5%
57.8115183187
2.82.93.74.4
33.439.641.247.3
−1.987.5103−118
1,7002,1612,7703,320
26.0%19.9%21.9%22.9%
1,2581,7312,1632,560
–+37.6%+24.9%+18.4%
1.512.082.673.07

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6,7126,7128,3288,329
3,7915,52111,61914,194
53,57068,94582,0341,03,657
581649828967
64,65481,8271,02,8091,27,147
84.987.5100111
2437221,5412,362
2,1691,5641,417742
62,15879,45399,7501,23,932
64,65481,8271,02,8091,27,147

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−14,332−14,600−17,075−19,895
−611−555−798−1,202
14,63015,12517,87021,197
−313−30−2.2100
−33.8−43−41−47.9
−14,366−14,643−17,116−19,943

Shareholding pattern

Source: NSE filings
86.7%
promoters
  • Promoters86.70%
  • Public13.26%
  • Employee trusts0.04%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202686.70%13.26%0.00
30 Jun 202686.70%13.25%0.00
31 Mar 202686.70%13.25%0.00
31 Dec 202586.70%13.25%minus 2.00
30 Sep 202588.70%11.25%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you