LICHSGFIN share price, P/E, ROE & financials

As of 6 Nov 2026, LIC Housing Finance trades at 5.0× trailing earnings, and the shares are 10% below their 52-week high. Net profit grew 25% a year over 3 years, with ROE of 14%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.67× book value and its dividend yield is 1.9%. It is a small-cap company with a market cap of ₹29,483 Cr, ranked 2nd of 21 Mortgage Finance companies by market cap; the shares fell 7.8% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year

Open: ₹528.00
Day high: ₹540.90
Day low: ₹523.20
Prev. close: ₹529.00
Volume: 26.6 L

Health check

4 good · 2 fair

ReturnsAhead
−7.8% over a year, better than 5 of 7 peers.
Price tagCheaper
P/B 0.67 vs peer median 1.67.
GrowthSteady
Profit +24.7% a year over 3 years.
ProfitabilityAverage
ROE 14.3% vs peer median 14.0%.
Balance sheetSolid
Return on assets 1.82%. Bad-loan data isn’t covered.
Red flagsNone found
No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Mortgage Finance

20 listed peers. Screen the industry

Small cap

₹29,483 Cr, #2 of 21 in its industry by size.

Defensive

Beta 0.26 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹8,957 Cr · profit ₹5,896 Cr

Market cap: ₹29,483 Cr; Small cap
P/E: 5.0; Industry 12.2
Price to book: 0.67; Peers 1.67
Dividend yield: 1.87%
ROE: 14.3%; Peers 14.0%
ROCE: n/m; Not meaningful for lenders
Debt to equity: n/m; Not meaningful for lenders
EPS (TTM): ₹107.19; Face value ₹2
OPM (TTM): 84.8%; Net margin 65.8%
Sales growth: n/m; Not meaningful for lenders
Profit growth: +11.7%; Latest quarter vs a year ago
Price to sales: 3.29

Strengths and risks

Nothing stands out either way in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About LIC Housing Finance

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction finance and term loans for builders and developers; and…

Headquarters: Mumbai
Employees: 2,384
Sector: Financial Services
ISIN: INE115A01026
Website: lichousing.com

Price range

52 weeks

₹458.90₹598.20

Today

₹523.20₹540.90

Avg volume (3M): 32.1 L
1-year return: minus 7.8%
From 52-week high: minus 10.4%

Analyst consensus

25 analysts

BuyMean target ₹594.24 10.9%

Target range, with today’s price

Low ₹415.00High ₹760.00

Next results expected around 28 Jan 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Mortgage Finance

Bank and NBFC columns

Compare with peers Screen the whole industry

Company
BAJAJHFLBajaj Housing Finance	80.00	minus 3.80%	66,632	23.7	2.77	12.4%	2.2%	26.7%	0.00%	minus 24.1%
LICHSGFINLIC Housing Finance	536.00	plus 1.32%	29,483	5.0	0.67	14.3%	1.8%	24.7%	1.87%	minus 7.8%
PNBHOUSINGPNB Housing Finance	1,100.20	plus 0.02%	28,694	12.2	1.42	12.3%	2.5%	29.9%	0.73%	plus 18.1%
AADHARHFCAadhar Housing Finance	429.65	minus 1.96%	18,836	16.1	2.48	15.8%	–	26.2%	0.00%	minus 13.9%
SAMMAANCAPSammaan Capital	132.27	minus 1.12%	16,343	–	0.57	−35.0%	–	–	0.00%	minus 28.2%
HOMEFIRSTHome First Finance Company India	1,090.90	minus 1.13%	11,408	18.5	2.44	14.3%	4.0%	33.3%	0.48%	minus 7.7%
CANFINHOMECan Fin Homes	748.95	plus 0.72%	9,973	8.6	1.55	19.4%	2.6%	20.5%	2.14%	minus 13.7%
AAVASAavas Financiers	1,137.70	plus 0.31%	9,021	12.9	1.67	14.0%	3.4%	15.1%	0.00%	minus 30.9%
Median of 7 peers	–	−1.12%	16,343	14.5	1.67	14.0%	2.6%	26.5%	0.00%	−13.9%

Quarterly results

Consolidated, ₹ crore

SalesSelect a row below to chart it

Jun 25	Sep 25	Dec 25	Mar 26	Jun 26	Sep 26
–	2,057	2,250	2,362	2,064	2,127
–	4,995	4,941	4,786	4,946	5,023
24.9	–	33.6	30.9	30.2	29.5
1,705	–	1,762	1,933	1,901	1,920
20.0%	–	20.7%	22.8%	21.2%	21.5%
1,364	–	1,398	1,493	1,499	1,506
24.80	–	25.42	27.13	27.25	27.39

Profit & loss

Yearly, ₹ crore

Profit CAGR 3Y: +24.7%
EPS CAGR 3Y: +24.7%
ROE: 14.3%

Net profitSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
6,380	8,677	8,179	8,550
–	+36.0%	minus 5.7%	+4.5%
16,135	18,388	19,532	19,772
69	69.2	97.8	122
0.2	0.4	0.1	5.4
3,561	6,068	6,879	7,103
18.8%	21.5%	20.9%	21.1%
2,891	4,763	5,442	5,604
–	+64.8%	+14.3%	+3.0%
52.55	86.53	98.95	101.87

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore

Total assetsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
110	110	110	110
27,075	31,367	36,242	41,319
2,33,960	2,43,198	2,62,538	2,66,219
17,414	16,619	15,128	17,565
2,78,559	2,91,293	3,14,018	3,25,213
374	331	324	350
21.6	3.5	0.7	2.5
7,053	6,340	6,941	5,132
844	1,509	1,475	932
2,70,267	2,83,109	3,05,276	3,18,796
2,78,559	2,91,293	3,14,018	3,25,213

Cash flow

Yearly, ₹ crore

Cash from operationsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
−19,632	−7,151	−16,978	−8,504
−800	587	−679	1,752
20,249	7,346	17,534	6,192
−183	781	−123	−560
−64.1	−37.5	−73.4	−52
−19,696	−7,189	−17,051	−8,556
−462	−468	−495	−550

Shareholding pattern

Source: NSE filings

45.2%

promoters

Promoters45.24%
Public54.76%
As of 30 Sep 2026

Quarter	Promoters	Public	Promoter change
30 Sep 2026	45.24%	54.76%	0.00
30 Jun 2026	45.24%	54.76%	0.00
31 Mar 2026	45.24%	54.76%	0.00
31 Dec 2025	45.24%	54.76%	0.00
30 Sep 2025	45.24%	54.76%	–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you