HOMEFIRST share price, P/E, ROE & financials

On 6 Nov 2026, Home First Finance Company India was priced at ₹1,090.90, or 18.5× trailing earnings, and the shares are 17% below their 52-week high. Net profit grew 33% a year over 3 years, with ROE of 14%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 2.44× book value and its dividend yield is 0.5%. It is a small-cap company with a market cap of ₹11,408 Cr, ranked 6th of 21 Mortgage Finance companies by market cap; the shares fell 7.7% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year

Open: ₹1,099.80
Day high: ₹1,102.10
Day low: ₹1,074.50
Prev. close: ₹1,103.40
Volume: 42.5K

Health check

3 good · 1 fair · 2 to check

ReturnsAhead
−7.7% over a year, better than 6 of 7 peers.
Price tagPricier
P/B 2.44 vs peer median 1.55.
GrowthStrong
Profit +33.3% a year over 3 years.
ProfitabilityAverage
ROE 14.3% vs peer median 14.0%.
Balance sheetSolid
Return on assets 4.00%. Bad-loan data isn’t covered.
Red flags1 to check
Promoter stake down from 12.4% to 7.0%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Mortgage Finance

20 listed peers. Screen the industry

Small cap

₹11,408 Cr, #6 of 21 in its industry by size.

Defensive

Beta 0.63 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹1,197 Cr · profit ₹620 Cr

Market cap: ₹11,408 Cr; Small cap
P/E: 18.5; Industry 12.2
Price to book: 2.44; Peers 1.55
Dividend yield: 0.48%
ROE: 14.3%; Peers 14.0%
ROCE: n/m; Not meaningful for lenders
Debt to equity: n/m; Not meaningful for lenders
EPS (TTM): ₹58.84; Face value ₹2
OPM (TTM): 37.2%; Net margin 51.8%
Sales growth: n/m; Not meaningful for lenders
Profit growth: +28.7%; Latest quarter vs a year ago
Price to sales: 9.53

Strengths

Quarterly profit up 28.7% on a year ago.

Risks to check

Promoter stake down from 12.4% to 7.0%.

Derived automatically from reported figures. Not a recommendation.

About Home First Finance Company India

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides insurance loan products and loans through mobile applications. The company serves salaried professionals, self-employed individuals, informal earners, and small business owners, as well as corporates. Home First Finance Company India Limited…

Headquarters: Mumbai
Employees: 1,855
Sector: Financial Services
ISIN: INE481N01025
Website: homefirstindia.com

Price range

52 weeks

₹893.70₹1,317.70

Today

₹1,074.50₹1,102.10

Avg volume (3M): 2 L
1-year return: minus 7.7%
From 52-week high: minus 17.2%

Analyst consensus

23 analysts

Strong buyMean target ₹1,383.35 26.8%

Target range, with today’s price

Low ₹1,002.00High ₹1,674.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Mortgage Finance

Bank and NBFC columns

Compare with peers Screen the whole industry

Company
BAJAJHFLBajaj Housing Finance	80.00	minus 3.80%	66,632	23.7	2.77	12.4%	2.2%	26.7%	0.00%	minus 24.1%
LICHSGFINLIC Housing Finance	536.00	plus 1.32%	29,483	5.0	0.67	14.3%	1.8%	24.7%	1.87%	minus 7.8%
PNBHOUSINGPNB Housing Finance	1,100.20	plus 0.02%	28,694	12.2	1.42	12.3%	2.5%	29.9%	0.73%	plus 18.1%
AADHARHFCAadhar Housing Finance	429.65	minus 1.96%	18,836	16.1	2.48	15.8%	–	26.2%	0.00%	minus 13.9%
SAMMAANCAPSammaan Capital	132.27	minus 1.12%	16,343	–	0.57	−35.0%	–	–	0.00%	minus 28.2%
HOMEFIRSTHome First Finance Company India	1,090.90	minus 1.13%	11,408	18.5	2.44	14.3%	4.0%	33.3%	0.48%	minus 7.7%
CANFINHOMECan Fin Homes	748.95	plus 0.72%	9,973	8.6	1.55	19.4%	2.6%	20.5%	2.14%	minus 13.7%
AAVASAavas Financiers	1,137.70	plus 0.31%	9,021	12.9	1.67	14.0%	3.4%	15.1%	0.00%	minus 30.9%
Median of 7 peers	–	0.02%	18,836	12.5	1.55	14.0%	2.5%	25.5%	0.00%	−13.9%

Quarterly results

Consolidated, ₹ crore

SalesSelect a row below to chart it

Jun 25	Dec 25	Mar 26	Jun 26	Sep 26
414	449	454	485	518
281	280	287	309	321
132	169	167	176	196
32.0%	37.6%	36.8%	36.3%	37.9%
1.7	1.5	3.3	1.8	0
4.4	4.9	5.1	5.3	5.7
26.9	17.6	29.8	34.7	31.8
156	183	195	208	222
24.0%	23.3%	23.4%	23.0%	23.4%
119	140	149	160	170
11.48	13.34	14.22	15.19	16.13

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore

Profit CAGR 3Y: +33.3%
EPS CAGR 3Y: +27.0%
ROE: 14.3%

Net profitSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
693	980	1,325	1,656
–	+41.4%	+35.3%	+25.0%
444	681	955	1,091
249	298	371	565
35.9%	30.5%	28.0%	34.1%
40.6	74.1	79.7	95.2
19.2	30.5	31	38.5
9.1	11.7	15.5	18.9
34.4	69.8	97.6	105
295	400	502	708
22.7%	23.6%	23.8%	23.6%
228	306	382	540
–	+33.9%	+25.0%	+41.4%
25.20	33.67	42.07	51.59

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore

Total assetsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
17.6	17.7	18	20.9
1,800	2,104	2,503	4,336
4,813	7,302	9,551	10,590
108	110	140	220
6,739	9,534	12,212	15,167
25.3	29.8	44.8	43.8
–	–	0.1	0.2
123	522	543	1,043
580	822	938	841
6,010	8,161	10,686	13,239
6,739	9,534	12,212	15,167

Cash flow

Yearly, ₹ crore

Cash from operationsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
−1,469	−1,908	−2,196	−1,940
−267	−217	−0.2	−408
1,353	2,470	2,215	2,197
−382	345	18.7	−150
−7.2	−8	−11.9	−9.5
−1,476	−1,916	−2,208	−1,949
–	−22.9	−30.1	−38.2

Shareholding pattern

Source: NSE filings

7.0%

promoters

Promoters6.97%
Public93.03%
As of 30 Sep 2026

Quarter	Promoters	Public	Promoter change
30 Sep 2026	6.97%	93.03%	0.00
30 Jun 2026	6.97%	93.03%	minus 0.02
31 Mar 2026	6.99%	93.01%	minus 5.36
31 Dec 2025	12.35%	87.65%	minus 0.04
30 Sep 2025	12.39%	87.61%	–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you