On 6 Nov 2026, Apoorva Leasing Finance and Investment Company was priced at ₹28.53, or 190.2× trailing earnings, against an industry P/E of 18.4×, and the shares are 20% below their 52-week high. Its ROCE of 0.2% is the lowest among the 7 largest Capital Markets peers, and sales and net profit fell 33% and 46% a year over 3 years, though net profit is above operating profit, which points to a one-off gain. The company has almost no debt. It is a small-cap company with a market cap of ₹57 Cr, ranked 114th of 219 Capital Markets companies by market cap; the shares rose 7.6% over the past year.
- ₹29.50
- ₹29.50
- ₹28.50
- ₹29.85
- 204
Health check
- ReturnsIn line
+7.6% over a year, better than 4 of 7 peers.
- Price tagDistorted
A one-off gain inflates profit, so P/E isn’t comparable right now.
- GrowthShrinking
Sales −32.7%, profit −46.1% a year over 3 years.
- ProfitabilityWeak
ROCE 0.2% vs peer median 22.1%.
- Balance sheetSolid
Practically debt-free, Piotroski 8 of 9.
- Red flags5 to check
Return on equity is low at 0.2%.
Small cap
Defensive
Key metrics
- Market cap
- ₹57 Cr
- Small cap
- P/E
- 190.2
- Industry 18.4
- Price to book
- 0.41
- Peers 4.53
- Dividend yield
- 0.00%
- ROE
- 0.2%
- Peers 18.9%
- ROCE
- 0.2%
- Peers 22.1%
- Debt to equity
- 0.00
- Debt ₹0.05 Cr
- EPS (TTM)
- ₹0.15
- Face value ₹10
- OPM (TTM)
- 14.3%
- Net margin 23.5%
- Sales growth
- −41.1%
- Latest quarter vs a year ago
- Profit growth
- −118.0%
- Latest quarter vs a year ago
- Price to sales
- 44.85
Strengths and risks
Strengths
- Practically debt-free.
- Positive operating cash flow in each of the last 4 years.
Risks to check
- Return on equity is low at 0.2%.
- Quarterly profit down 118.0% on a year ago.
- Quarterly sales down 41.1% on a year ago.
- Net profit is above operating profit, so a one-off gain is likely flattering earnings.
- P/E of 190.2 against an industry P/E of 18.4.
About Apoorva Leasing Finance and Investment Company
Apoorva Leasing Finance and Investment Company Limited engages in the trading in shares in India. The company invests in equity, debentures, bond, mutual funds, etc. It also offers financial and derivative services; and engages in investment activities. Apoorva Leasing Finance and Investment Company Limited was incorporated in 1983 and is based in Noida, India.
- Headquarters
- Noida
- Employees
- 8
- Sector
- Financial Services
- ISIN
- INE217S01014
- Website
- apoorvaleasingfinance.in
Price range
- Avg volume (3M)
- 326
- 1-year return
- plus 7.6%
- From 52-week high
- minus 19.8%
Peers · Capital Markets
| Company | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GROWWBillionbrains Garage Ventures | 215.08 | minus 3.93% | 1,33,585 | 50.3 | 13.78 | 29.3% | 21.6% | 62.9% | – | – | 0.00% | plus 63.8% |
| MOTILALOFSMotilal Oswal Financial Services | 1,102.00 | plus 0.64% | 66,448 | 25.0 | 4.27 | 18.1% | 18.9% | 52.4% | 29.0% | 26.1% | 0.54% | plus 11.1% |
| AIILAuthum Investment & Infrastructure | 570.05 | plus 0.08% | 48,410 | 27.6 | 3.29 | 15.2% | 13.1% | 74.0% | 44.4% | −23.5% | 0.00% | minus 0.7% |
| ANGELONEAngel One | 331.00 | plus 1.49% | 30,290 | 26.8 | 4.53 | 26.9% | 18.4% | 39.7% | 20.3% | 0.9% | 1.95% | plus 29.5% |
| CDSLCentral Depository Services (India) | 1,331.40 | minus 0.19% | 27,826 | 55.1 | 14.03 | 29.7% | 26.4% | 51.3% | 27.3% | 18.2% | 0.96% | minus 13.3% |
| CHOICEINChoice International | 748.20 | minus 0.09% | 16,668 | 62.9 | 8.90 | 17.6% | 15.8% | 35.3% | 42.2% | 53.6% | 0.00% | minus 7.4% |
| IIFLCAPSIIFL Capital Services | 349.80 | plus 0.13% | 13,036 | 18.8 | 3.15 | 22.1% | 19.5% | 36.1% | 19.9% | 30.9% | 0.86% | plus 4.1% |
| APOORVAApoorva Leasing Finance and Investment Company | 28.53 | minus 4.42% | 57 | 190.2 | 0.41 | 0.2% | 0.2% | 14.3% | −32.7% | −46.1% | 0.00% | plus 7.6% |
| Median of 7 peers | – | 0.08% | 30,290 | 27.6 | 4.53 | 22.1% | 18.9% | 51.3% | 28.2% | 22.2% | 0.54% | 4.1% |
Quarterly results
| ₹ Cr | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|---|
| – | 0.2 | 0.2 | 0.2 | 0.7 | 0.1 | |
| – | 0.2 | 0.2 | 0.1 | 0.7 | 0.1 | |
| – | 0 | 0.1 | 0.1 | −0 | −0 | |
| – | 12.5% | 32.0% | 68.2% | −3.7% | −4.5% | |
| – | 0 | 0 | 0.1 | 0.1 | 0 | |
| 0 | – | 0 | – | – | – | |
| – | – | – | – | 0.1 | – | |
| −0 | – | – | – | – | – | |
| – | 0 | 0.1 | 0.2 | −0 | −0 | |
| – | 25.3% | 25.3% | 25.2% | 977.3% | 25.0% | |
| – | 0 | 0.1 | 0.2 | 0.1 | −0 | |
| – | 0.01 | 0.03 | 0.09 | 0.03 | – |
Profit & loss
- Sales CAGR 3Y
- −32.7%
- Profit CAGR 3Y
- −46.1%
- EPS CAGR 3Y
- −46.2%
- ROE
- 0.2%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 4.4 | 3.6 | 1.2 | 1.4 | |
| – | minus 19.4% | minus 66.9% | +14.1% | |
| 2.2 | 0.9 | 0.7 | 0.9 | |
| 2.2 | 2.6 | 0.5 | 0.4 | |
| 49.8% | 73.5% | 41.9% | 30.7% | |
| 0.6 | 0.3 | 0.1 | 0.7 | |
| 0 | 0 | 0 | – | |
| 0.1 | 0.1 | 0.1 | 0.1 | |
| −0 | −0.2 | −0.1 | −0.7 | |
| 2.7 | 2.6 | 0.5 | 0.3 | |
| 27.1% | 25.3% | 24.3% | 6.7% | |
| 2.1 | 2.1 | 0.4 | 0.3 | |
| – | +0.5% | minus 79.9% | minus 22.7% | |
| 1.03 | 1.04 | 0.21 | 0.16 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 20 | 20 | 20 | 20 | |
| 126 | 128 | 128 | 128 | |
| 0.9 | 0 | 0 | 0 | |
| 4.4 | 2.3 | 1.2 | 14.3 | |
| 151 | 150 | 149 | 163 | |
| 11.8 | 11.7 | 11.9 | 11.4 | |
| 11.6 | 11.6 | 11.6 | 11.3 | |
| 12.9 | 7.7 | 7.2 | 5.7 | |
| 15.5 | 0.9 | 0.4 | 0.3 | |
| 99.4 | 118 | 118 | 134 | |
| 151 | 150 | 149 | 163 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 5.7 | 20.7 | 13.3 | 13.1 | |
| −9.8 | −33.2 | −13.6 | −13.2 | |
| 0.9 | −0.9 | 0.1 | – | |
| −3.3 | −13.4 | −0.3 | −0.1 | |
| −11.3 | −21.3 | −0.2 | – | |
| −5.6 | 20.7 | 13.2 | 13.1 |
Shareholding pattern
NSE hasn’t returned a shareholding pattern for this company.
Major shareholders
Filings & events
News
No recent news coverage found.