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Go Digit General Insurance (GODIGIT) had a P/E of 28.5× on 6 Nov 2026, and the shares are 32% below their 52-week high. Net profit grew 148% a year over 3 years; its ROE of 12% is the second-lowest among the 7 largest Insurance (Property & Casualty) peers. ROCE and debt-to-equity are not meaningful for insurers; it trades at 4.91× book value. It is a small-cap company with a market cap of ₹23,045 Cr, ranked 82nd of 599 Insurance (Property & Casualty) companies by market cap; the shares fell 28% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹256.45
Day high
₹256.45
Day low
₹244.85
Prev. close
₹260.35
Volume
5.6 L

Health check

1 good · 1 fair · 3 to check
  • ReturnsBehind

    −27.7% over a year, better than 0 of 7 peers.

  • Price tagPricier

    P/B 4.91 vs peer median 2.89.

  • GrowthStrong

    Profit +148.3% a year over 3 years.

  • ProfitabilityAverage

    ROE 11.7% vs peer median 16.5%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags2 to check

    Quarterly profit down 31.1% on a year ago.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Insurance - Property & Casualty

598 listed peers. Screen the industry

Small cap

₹23,045 Cr, #82 of 599 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹10,199 Cr · profit ₹492 Cr
Market cap
₹23,045 Cr
Small cap
P/E
28.5
Industry 17.7
Price to book
4.91
Peers 2.89
Dividend yield
0.00%
ROE
11.7%
Peers 16.5%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹8.73
Face value ₹10
OPM (TTM)
6.0%
Net margin 4.8%
Sales growth
n/m
Not meaningful for lenders
Profit growth
−31.1%
Latest quarter vs a year ago
Price to sales
2.26
EV/EBITDA 33.5

Strengths and risks

Risks to check

  • Quarterly profit down 31.1% on a year ago.
  • 32% below its 52-week high.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Go Digit General Insurance

Go Digit General Insurance Limited provides various insurance products and services in India. It offers car, bike, and commercial vehicle insurance; health and property insurance; fire, marine cargo and hull, travel, miscellaneous, and business insurance; and workmen's compensation, public/product liability, engineering, aviation, personal accident, crop, and other insurance. The company was formerly known as Oben General Insurance Limited and changed its…

Headquarters
Bengaluru
Employees
4,589
Sector
Financial Services
ISIN
INE03JT01014
Website
godigit.com

Price range

52 weeks

₹231.65₹364.50

Today

₹244.85₹256.45
Avg volume (3M)
6.3 L
1-year return
minus 27.7%
From 52-week high
minus 31.7%

Analyst consensus

9 analysts
No consensusMean target ₹331.89 plus 33.2%

Target range, with today’s price

Low ₹270.00High ₹380.00

Today’s price ₹249.10 is below the lowest analyst target.

Consensus from Yahoo Finance. Not a recommendation.

Peers · Insurance - Property & Casualty

Insurer columns

Compare with peersScreen the whole industry
Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%14.4%1.70%plus 5.1%
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%18.2%0.50%plus 1.2%
LICILife Insurance Corporation of India394.00minus 3.43%4,98,4108.02.9537.8%16.9%2.54%minus 9.9%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%8.9%0.14%plus 11.4%
NSENational Stock Exchange of Ind1,908.35plus 0.74%4,72,31743.111.0326.7%–0.00%plus 5.0%
GODIGITGo Digit General Insurance249.10minus 4.32%23,04528.54.9111.7%148.3%0.00%minus 27.7%
Median of 7 peers–1.66%6,77,00519.32.8916.5%15.6%0.76%5.0%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
2,5982,5702,7112,4273,019
2,2682,4072,5382,3122,829
330163173115190
12.7%6.3%6.4%4.8%6.3%
−40.700013.3
13.4–––13.3
276163173115190
25.2%14.0%13.4%25.2%25.1%
20714014986.4142
2.231.511.610.931.53

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+148.3%
EPS CAGR 3Y
+147.5%
ROE
11.7%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
5,9988,6669,71410,583
–+44.5%+12.1%+8.9%
5,9478,4669,2699,930
50.7200445653
0.8%2.3%4.6%6.2%
21.539.169.576.5
21.539.369.376.5
15.117.820.320.9
−00.1−0.30.1
35.5182425632
–––13.8%
35.5182425544
–+411.1%+133.9%+28.1%
0.391.984.625.88

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
874–923925
2,473–3,6893,761
–350350350
11,04814,76416,79719,916
14,39517,68221,76024,952
161162160156
1.42.513.4
10,99212,60613,74715,714
1,5709159521,190
1,6713,9976,9007,889
14,39517,68221,76024,952

Cash flow

Yearly, ₹ crore
Cash from investingSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−2,514−1,986−2,837−2,019
3973421,092−28.1
13376.7−141−21.6
−20.7−16.6−17.8−17.2
2,2291,7041,5862,008

Shareholding pattern

Source: NSE filings
73.0%
promoters
  • Promoters72.96%
  • Public27.04%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202672.96%27.04%minus 0.04
30 Jun 202673.00%27.00%minus 0.01
31 Mar 202673.01%26.99%minus 0.02
31 Dec 202573.03%26.97%minus 0.06
30 Sep 202573.09%26.91%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you