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As of 6 Nov 2026, Life Insurance Corporation of India trades at 8.0× trailing earnings, and the shares are 15% below their 52-week high. Net profit grew 17% a year over 3 years; its ROE of 41% is the highest among the 7 largest Insurance (Life) peers. ROCE and debt-to-equity are not meaningful for insurers; it trades at 2.95× book value and its dividend yield is 2.5%. It is a large-cap company with a market cap of ₹5.0 lakh crore, the largest of 9 Insurance (Life) companies by market cap; the shares fell 9.9% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹404.00
Day high
₹404.00
Day low
₹390.50
Prev. close
₹408.00
Volume
1 Cr

Health check

2 good · 3 fair · 1 to check
  • ReturnsIn line

    −9.9% over a year, better than 4 of 7 peers.

  • Price tagCheaper

    P/B 2.95 vs peer median 6.47.

  • GrowthSteady

    Profit +16.9% a year over 3 years.

  • ProfitabilityStrong

    ROE 40.6% vs peer median 11.3%.

  • Balance sheetFair

    Return on assets 0.71%. Bad-loan data isn’t covered.

  • Red flags1 to check

    Promoter stake down from 96.5% to 90.0%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Insurance - Life

8 listed peers. Screen the industry

Large cap

₹5.0L Cr, the largest of 9 in its industry.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹10,20,611 Cr · profit ₹67,362 Cr
Market cap
₹5.0L Cr
Large cap
P/E
8.0
Industry 59.7
Price to book
2.95
Peers 6.47
Dividend yield
2.54%
ROE
40.6%
Peers 11.3%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹49.09
Face value ₹10
OPM (TTM)
6.0%
Net margin 6.6%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+758.3%
Latest quarter vs a year ago
Price to sales
0.49
EV/EBITDA 7.1

Strengths and risks

Strengths

  • Return on equity of 40.6%.
  • Dividend yield of 2.54%.
  • Quarterly profit up 758.3% on a year ago.

Risks to check

  • Promoter stake down from 96.5% to 90.0%.

Derived automatically from reported figures. Not a recommendation.

About Life Insurance Corporation of India

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. The company offers insurance plans, including endowment, whole life, term insurance, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. It also provides pension, unit linked, micro insurance, withdrawn, and health plans,…

Headquarters
Mumbai
Employees
84,565
Sector
Financial Services
ISIN
INE0J1Y01017
Website
licindia.in

Price range

52 weeks

₹360.75₹465.95

Today

₹390.50₹404.00
Avg volume (3M)
88.8 L
1-year return
minus 9.9%
From 52-week high
minus 15.4%

Analyst consensus

22 analysts
Strong buyMean target ₹523.27 plus 32.8%

Target range, with today’s price

Low ₹388.00High ₹675.00

Next results expected around 4 Feb 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Insurance - Life

Insurer columns

Compare with peersScreen the whole industry
Company
LICILife Insurance Corporation of India394.00minus 3.43%4,98,4108.02.9537.8%16.9%2.54%minus 9.9%
SBILIFESBI Life Insurance Company1,784.00plus 2.82%1,79,00867.48.7213.7%12.8%0.15%minus 12.0%
HDFCLIFEHDFC Life Insurance Company565.30plus 3.95%1,22,78659.76.4711.3%11.8%0.37%minus 26.8%
ICICILIFEICICI Life Insurance438.90plus 2.63%63,69536.24.3512.9%25.5%0.38%minus 29.6%
MFSLMax Financial Services1,284.40plus 0.86%44,327239.27.703.4%−39.5%0.00%minus 20.0%
STARHEALTHStar Health and Allied Insurance Company564.75plus 4.13%33,23031.63.189.5%−3.4%0.00%plus 11.0%
NIVABUPANiva Bupa Health Insurance Company76.08minus 0.89%14,08026.53.6712.1%118.4%0.00%plus 0.5%
CANHLIFECanara HSBC Life Insurance Company122.05minus 1.79%11,54586.67.088.4%–0.33%plus 4.9%
Median of 7 peers–2.63%44,32759.76.4711.3%12.3%0.15%−12.0%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26Sep 26
2,25,033–2,36,2032,76,6682,39,8672,65,491
2,14,057–2,23,3232,53,2122,27,2972,53,317
10,976–12,88023,45712,57012,174
4.9%–5.5%8.5%5.2%4.6%
9.7–001,1170.1
10,986–12,88023,45713,68612,175
0.3%–−0.4%0.0%0.7%0.5%
10,957–12,93023,46713,58412,115
–7.9810.2218.5510.749.58

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+16.9%
EPS CAGR 3Y
+16.9%
ROE
40.6%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
7,85,2178,49,0318,91,1259,68,825
–+8.1%+5.0%+8.7%
7,44,8388,07,5088,42,2689,10,594
40,37941,52348,85758,231
5.1%4.9%5.5%6.0%
−3,754128143133
77.4128143133
466466506707
36,08141,05748,35157,524
0.2%0.3%0.1%0.1%
35,99740,91648,32057,453
–+13.7%+18.1%+18.9%
28.4532.3438.2045.42

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6,3256,3256,3256,325
39,90876,4221,20,9011,70,280
45,32,25852,33,30155,33,34257,71,951
45,78,49153,16,04756,60,56859,48,556
3,8214,0644,2144,463
331403326419
42,16,68249,40,85252,50,05954,94,173
51,82979,64182,5751,00,306
3,05,8272,91,0883,23,3953,49,195
45,78,49153,16,04756,60,56859,48,556

Cash flow

Yearly, ₹ crore
Cash from investingSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−54,472−25,82640,99934,708
−949−4,427−3,794−7,626
−902−3,70627,484871
−886−768−777−1,116
53,63225,780−10,497−27,327

Shareholding pattern

Source: NSE filings
90.0%
promoters
  • Promoters90.00%
  • Public10.00%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202690.00%10.00%minus 6.50
30 Jun 202696.50%3.50%0.00
1 Jun 202696.50%3.50%0.00
31 Mar 202696.50%3.50%0.00
31 Dec 202596.50%3.50%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you