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Star Health and Allied Insurance Company (STARHEALTH) had a P/E of 31.6× on 6 Nov 2026. It earns ROE of 9.5%, and net profit fell 3.4% a year over 3 years. For insurers, ROCE and debt-to-equity are not used; it trades at 3.18× book value. It is a mid-cap company with a market cap of ₹33,230 Cr, ranked 6th of 9 Insurance (Life) companies by market cap; the shares rose 11% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹540.00
Day high
₹569.50
Day low
₹536.75
Prev. close
₹542.35
Volume
7.2 L

Health check

4 good · 2 to check
  • ReturnsAhead

    +11.0% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 3.18 vs peer median 6.47.

  • GrowthShrinking

    Profit −3.4% a year over 3 years.

  • ProfitabilityWeak

    ROE 9.5% vs peer median 12.1%.

  • Balance sheetSolid

    Return on assets 3.33%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Insurance - Life

8 listed peers. Screen the industry

Mid cap

₹33,230 Cr, #6 of 9 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹19,281 Cr · profit ₹854 Cr
Market cap
₹33,230 Cr
Mid cap
P/E
31.6
Industry 59.7
Price to book
3.18
Peers 6.47
Dividend yield
0.00%
ROE
9.5%
Peers 12.1%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹17.88
Face value ₹10
OPM (TTM)
7.3%
Net margin 4.4%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+232.8%
Latest quarter vs a year ago
Price to sales
1.72
EV/EBITDA 26.9

Strengths and risks

Strengths

  • Quarterly profit up 232.8% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Star Health and Allied Insurance Company

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals and families; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and…

Headquarters
Chennai
Employees
18,566
Sector
Financial Services
ISIN
INE575P01011
Website
starhealth.in

Price range

52 weeks

₹416.55₹624.90

Today

₹536.75₹569.50
Avg volume (3M)
6.5 L
1-year return
plus 11.0%
From 52-week high
minus 9.6%

Analyst consensus

22 analysts
BuyMean target ₹630.59 plus 11.7%

Target range, with today’s price

Low ₹440.00High ₹760.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Insurance - Life

Insurer columns

Compare with peersScreen the whole industry
Company
LICILife Insurance Corporation of India394.00minus 3.43%4,98,4108.02.9537.8%16.9%2.54%minus 9.9%
SBILIFESBI Life Insurance Company1,784.00plus 2.82%1,79,00867.48.7213.7%12.8%0.15%minus 12.0%
HDFCLIFEHDFC Life Insurance Company565.30plus 3.95%1,22,78659.76.4711.3%11.8%0.37%minus 26.8%
ICICILIFEICICI Life Insurance438.90plus 2.63%63,69536.24.3512.9%25.5%0.38%minus 29.6%
MFSLMax Financial Services1,284.40plus 0.86%44,327239.27.703.4%−39.5%0.00%minus 20.0%
STARHEALTHStar Health and Allied Insurance Company564.75plus 4.13%33,23031.63.189.5%−3.4%0.00%plus 11.0%
NIVABUPANiva Bupa Health Insurance Company76.08minus 0.89%14,08026.53.6712.1%118.4%0.00%plus 0.5%
CANHLIFECanara HSBC Life Insurance Company122.05minus 1.79%11,54586.67.088.4%–0.33%plus 4.9%
Median of 7 peers–0.86%63,69559.76.4712.1%14.8%0.33%−12.0%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
4,2804,5674,6485,2855,033
4,1694,3934,4974,5444,681
112173151742352
2.6%3.8%3.3%14.0%7.0%
13.80012.815.2
13.8––12.815.2
112173151742352
28.7%26.1%26.4%25.9%24.7%
79.6128111550265
1.352.181.899.334.49

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
−3.4%
EPS CAGR 3Y
−3.1%
ROE
9.5%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
12,24114,41316,48818,148
–+17.7%+14.4%+10.1%
11,36313,22615,55617,315
8781,188933834
7.2%8.2%5.7%4.6%
88.780.36666.3
88.480.165.464.1
52.158.771.579.3
−0.2−0.2−0.6−2.3
8261,129861754
25.1%25.1%25.0%26.2%
619845646557
–+36.6%minus 23.6%minus 13.8%
10.4114.1910.869.47

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
582585588588
6,0076,1476,5246,963
470470470470
9,29910,85313,20216,043
16,35818,05420,78524,064
11117512995.3
–16.5248.6
5,3006,2507,1077,423
1,1391,5782,2483,726
9,80810,03511,27612,810
16,35818,05420,78524,064

Cash flow

Yearly, ₹ crore
Cash from investingSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−1,097−1,177−1,151−1,067
−26823−4.2−31.5
−89.3156224775
−46.6−123−82.7−78.1
1,2291,1861,2961,795

Shareholding pattern

Source: NSE filings
58.0%
promoters
  • Promoters58.00%
  • Public42.00%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202658.00%42.00%minus 0.01
30 Jun 202658.01%41.99%plus 0.03
31 Mar 202657.98%42.02%0.00
31 Dec 202557.98%42.02%minus 0.04
30 Sep 202558.02%41.98%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you