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On 6 Nov 2026, SBI Life Insurance Company was priced at ₹1,784.00, or 67.4× trailing earnings, and the shares are 16% below their 52-week high. Its ROE of 14% is the second-highest among the 7 largest Insurance (Life) peers, and net profit grew 13% a year over 3 years. For insurers, ROCE and debt-to-equity are not used; it trades at 8.72× book value and its dividend yield is 0.1%. It is a large-cap company with a market cap of ₹1.8 lakh crore, ranked 2nd of 9 Insurance (Life) companies by market cap; the shares fell 12% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹1,716.00
Day high
₹1,784.00
Day low
₹1,705.50
Prev. close
₹1,735.00
Volume
14.8 L

Health check

1 good · 3 fair · 2 to check
  • ReturnsIn line

    −12.0% over a year, better than 3 of 7 peers.

  • Price tagPricier

    P/B 8.72 vs peer median 4.35.

  • GrowthSteady

    Profit +12.8% a year over 3 years.

  • ProfitabilityAverage

    ROE 13.7% vs peer median 11.3%.

  • Balance sheetThin

    Return on assets 0.35%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Insurance - Life

8 listed peers. Screen the industry

Large cap

₹1.8L Cr, #2 of 9 in its industry by size.

Defensive

Beta 0.37 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹1,22,919 Cr · profit ₹2,656 Cr
Market cap
₹1.8L Cr
Large cap
P/E
67.4
Industry 59.7
Price to book
8.72
Peers 4.35
Dividend yield
0.15%
ROE
13.7%
Peers 11.3%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹26.46
Face value ₹10
OPM (TTM)
2.2%
Net margin 2.2%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+11.0%
Latest quarter vs a year ago
Price to sales
1.46
EV/EBITDA 58.7

Strengths and risks

Strengths and risks

Nothing stands out either way in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About SBI Life Insurance Company

SBI Life Insurance Company Limited operates as a life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefits, level terms, and critical…

Headquarters
Mumbai
Employees
27,653
Sector
Financial Services
ISIN
INE123W01016
Website
sbilife.co.in

Price range

52 weeks

₹1,607.70₹2,132.00

Today

₹1,705.50₹1,784.00
Avg volume (3M)
11.5 L
1-year return
minus 12.0%
From 52-week high
minus 16.3%

Analyst consensus

36 analysts
Strong buyMean target ₹2,244.64 plus 25.8%

Target range, with today’s price

Low ₹1,050.00High ₹2,900.00

Next results expected around 28 Jan 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Insurance - Life

Insurer columns

Compare with peersScreen the whole industry
Company
LICILife Insurance Corporation of India394.00minus 3.43%4,98,4108.02.9537.8%16.9%2.54%minus 9.9%
SBILIFESBI Life Insurance Company1,784.00plus 2.82%1,79,00867.48.7213.7%12.8%0.15%minus 12.0%
HDFCLIFEHDFC Life Insurance Company565.30plus 3.95%1,22,78659.76.4711.3%11.8%0.37%minus 26.8%
ICICILIFEICICI Life Insurance438.90plus 2.63%63,69536.24.3512.9%25.5%0.38%minus 29.6%
MFSLMax Financial Services1,284.40plus 0.86%44,327239.27.703.4%−39.5%0.00%minus 20.0%
STARHEALTHStar Health and Allied Insurance Company564.75plus 4.13%33,23031.63.189.5%−3.4%0.00%plus 11.0%
NIVABUPANiva Bupa Health Insurance Company76.08minus 0.89%14,08026.53.6712.1%118.4%0.00%plus 0.5%
CANHLIFECanara HSBC Life Insurance Company122.05minus 1.79%11,54586.67.088.4%–0.33%plus 4.9%
Median of 7 peers–0.86%44,32736.24.3511.3%14.3%0.33%−9.9%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
39,01346,1104,09546,35024,424
38,40245,5133,27945,60423,871
611598816746554
1.6%1.3%19.9%1.6%2.3%
00000
611598816746554
2.7%3.5%1.4%2.8%0.8%
594577805725549
5.935.758.027.225.47

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+12.8%
EPS CAGR 3Y
+12.7%
ROE
13.7%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
80,6391,30,9261,15,4121,10,478
–+62.4%minus 11.8%minus 4.3%
78,8131,28,9071,12,9291,07,825
1,8262,0182,4842,653
2.3%1.5%2.2%2.4%
24.89.110611.2
24.89.111.411.2
67.876.283.8115
1,7581,9422,4952,537
2.2%2.5%3.3%2.6%
1,7211,8942,4132,470
–+10.1%+27.4%+2.4%
17.1818.9024.0724.62

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,0011,0011,0021,003
12,01713,90715,98318,083
3,01,5823,83,3694,40,1104,80,960
3,14,5993,98,2774,57,0955,00,046
508547576649
1.15.71041
1,13,0151,41,1061,65,7011,90,721
2,3434,8311,9563,740
1,98,7312,51,7882,88,8523,04,895
3,14,5993,98,2774,57,0955,00,046

Cash flow

Yearly, ₹ crore
Cash from investingSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−30,203−31,221−21,789−35,318
−415−227−215−179
−1,962−2,3273,543−974
−63.2−114−106−185
28,59329,00725,44034,338
−450−270−271−271

Shareholding pattern

Source: NSE filings

NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 30.9% (Yahoo estimate).

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you