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ICICI Life Insurance (ICICILIFE) had a P/E of 36.2× on 6 Nov 2026, and the shares are 38% below their 52-week high. Net profit grew 25% a year over 3 years, with ROE of 13%. ROCE and debt-to-equity are not meaningful for insurers; it trades at 4.35× book value and its dividend yield is 0.4%. It is a mid-cap company with a market cap of ₹63,695 Cr, ranked 4th of 9 Insurance (Life) companies by market cap; the shares fell 30% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹425.00
Day high
₹438.90
Day low
₹419.15
Prev. close
₹427.65
Volume
31 L

Health check

2 good · 1 fair · 3 to check
  • ReturnsBehind

    −29.6% over a year, better than 0 of 7 peers.

  • Price tagCheaper

    P/B 4.35 vs peer median 6.47.

  • GrowthStrong

    Profit +25.5% a year over 3 years.

  • ProfitabilityAverage

    ROE 12.9% vs peer median 11.3%.

  • Balance sheetThin

    Return on assets 0.36%. Bad-loan data isn’t covered.

  • Red flags1 to check

    38% below its 52-week high.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Insurance - Life

8 listed peers. Screen the industry

Mid cap

₹63,695 Cr, #4 of 9 in its industry by size.

Defensive

Beta 0.51 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹66,325 Cr · profit ₹1,767 Cr
Market cap
₹63,695 Cr
Mid cap
P/E
36.2
Industry 59.7
Price to book
4.35
Peers 6.47
Dividend yield
0.38%
ROE
12.9%
Peers 11.3%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹12.11
Face value ₹10
OPM (TTM)
3.0%
Net margin 2.7%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+25.0%
Latest quarter vs a year ago
Price to sales
0.96
EV/EBITDA 33.5

Strengths and risks

Strengths

  • Quarterly profit up 25.0% on a year ago.
  • Promoter stake up from 72.9% to 74.7%.

Risks to check

  • 38% below its 52-week high.

Derived automatically from reported figures. Not a recommendation.

About ICICI Life Insurance

ICICI Life Insurance Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through proprietary sales force (PSF) and online channels. The…

Headquarters
Mumbai
Employees
18,963
Sector
Financial Services
ISIN
INE726G01019
Website
iciciprulife.com

Price range

52 weeks

₹401.65₹706.80

Today

₹419.15₹438.90
Avg volume (3M)
15.3 L
1-year return
minus 29.6%
From 52-week high
minus 37.9%

Analyst consensus

33 analysts
Strong buyMean target ₹629.70 plus 43.5%

Target range, with today’s price

Low ₹500.00High ₹790.00

Today’s price ₹438.90 is below the lowest analyst target.

Next results expected around 12 Jan 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Insurance - Life

Insurer columns

Compare with peersScreen the whole industry
Company
LICILife Insurance Corporation of India394.00minus 3.43%4,98,4108.02.9537.8%16.9%2.54%minus 9.9%
SBILIFESBI Life Insurance Company1,784.00plus 2.82%1,79,00867.48.7213.7%12.8%0.15%minus 12.0%
HDFCLIFEHDFC Life Insurance Company565.30plus 3.95%1,22,78659.76.4711.3%11.8%0.37%minus 26.8%
ICICILIFEICICI Life Insurance438.90plus 2.63%63,69536.24.3512.9%25.5%0.38%minus 29.6%
MFSLMax Financial Services1,284.40plus 0.86%44,327239.27.703.4%−39.5%0.00%minus 20.0%
STARHEALTHStar Health and Allied Insurance Company564.75plus 4.13%33,23031.63.189.5%−3.4%0.00%plus 11.0%
NIVABUPANiva Bupa Health Insurance Company76.08minus 0.89%14,08026.53.6712.1%118.4%0.00%plus 0.5%
CANHLIFECanara HSBC Life Insurance Company122.05minus 1.79%11,54586.67.088.4%–0.33%plus 4.9%
Median of 7 peers–0.86%44,32759.76.4711.3%12.3%0.15%−9.9%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
11,93522,8343,13028,51312,031
11,58822,3912,44828,08111,596
347443683431435
2.9%1.9%21.8%1.5%3.6%
347443683431435
13.8%12.7%8.6%10.4%14.0%
299387624386374
–2.684.302.662.57

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+25.5%
EPS CAGR 3Y
+25.0%
ROE
12.9%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
48,68489,13669,88662,206
–+83.1%minus 21.6%minus 11.0%
47,69988,09868,42060,249
9841,0381,4661,957
2.0%1.2%2.1%3.1%
113118145214
113123145214
83.8113134145
––−0–
9009211,3321,812
9.6%7.6%11.0%11.3%
8138511,1861,608
–+4.6%+39.4%+35.6%
5.655.898.1611.05

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,4391,4411,4451,449
8,6519,56410,48812,182
1,2001,2002,6002,595
2,44,5622,86,7962,99,7053,03,191
2,55,8512,99,0013,14,2393,19,417
527633747611
11749.536.143.4
98,5961,21,5401,33,7331,46,179
4,3674,05612,56717,946
1,52,2441,72,7231,67,1571,54,637
2,55,8512,99,0013,14,2393,19,417

Cash flow

Yearly, ₹ crore
Cash from investingSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−1,1457,4206,8697,571
−112−87.91,422−171
−1,16817−1,1162,045
−193−237−259−123
−103−7,552−9,666−5,478
−79.1−86.5−86.8–

Shareholding pattern

Source: NSE filings
74.7%
promoters
  • Promoters74.70%
  • Public25.30%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202674.70%25.30%plus 1.97
30 Jun 202672.73%27.27%minus 0.07
31 Mar 202672.80%27.20%minus 0.08
31 Dec 202572.88%27.12%minus 0.05
30 Sep 202572.93%27.07%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you