KJMC Financial Services (KJMCFIN) had a P/E of 10.9× on 6 Nov 2026, below the industry P/E of 18.4×, and the shares are 35% below their 52-week high. Its ROCE of 3.1% is the lowest among the 7 largest Capital Markets peers, and sales grew 31% a year over 3 years. Its dividend yield is 1.8%, and debt is 0.13× equity. It is a small-cap company with a market cap of ₹26 Cr, ranked 143rd of 219 Capital Markets companies by market cap; the shares fell 12% over the past year.
- ₹60.00
- ₹61.99
- ₹53.51
- ₹58.79
- 247
Health check
- ReturnsBehind
−12.0% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/E 10.9 vs industry 18.4.
- GrowthSteady
Sales +31.1% a year over 3 years.
- ProfitabilityWeak
ROCE 3.1% vs peer median 22.1%.
- Balance sheetFair
Debt 0.13× equity, interest covered 3.0×, Piotroski 5 of 9.
- Red flags2 to check
Return on equity is low at 1.3%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹26 Cr
- Small cap
- P/E
- 10.9
- Industry 18.4
- Price to book
- 0.25
- Peers 4.53
- Dividend yield
- 1.83%
- ROE
- 1.3%
- Peers 18.9%
- ROCE
- 3.1%
- Peers 22.1%
- Debt to equity
- 0.13
- Debt ₹13 Cr
- EPS (TTM)
- ₹5.00
- Face value ₹10
- OPM (TTM)
- 64.8%
- Net margin 29.4%
- Sales growth
- +58.2%
- Latest quarter vs a year ago
- Profit growth
- +65.0%
- Latest quarter vs a year ago
- Price to sales
- 3.22
- EV/EBITDA 7.7
Strengths and risks
Strengths
- Quarterly profit up 65.0% on a year ago.
- Quarterly sales up 58.2% on a year ago.
- Net margin of 29.4%.
- P/E of 10.9 against an industry P/E of 18.4.
Risks to check
- Return on equity is low at 1.3%.
- 35% below its 52-week high.
About KJMC Financial Services
KJMC Financial Services Limited, a non-banking financial company, primarily engages in the business of investing/trading in securities and advancing loans in India. The company offers short term loans to corporates and individuals; co-lending/loan transfers; and MSME loans, as well as distributes third party loan products, such as home, business, personal, construction finance, and machinery loan; and loan against shares and property. It also provides…
- Headquarters
- Mumbai
- Employees
- 6
- Sector
- Financial Services
- ISIN
- INE533C01018
- Website
- kjmcfinserv.com
Price range
- Avg volume (3M)
- 2K
- 1-year return
- minus 12.0%
- From 52-week high
- minus 35.4%
Peers · Capital Markets
| Company | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GROWWBillionbrains Garage Ventures | 215.08 | minus 3.93% | 1,33,585 | 50.3 | 13.78 | 29.3% | 21.6% | 62.9% | – | – | 0.00% | plus 63.8% |
| MOTILALOFSMotilal Oswal Financial Services | 1,102.00 | plus 0.64% | 66,448 | 25.0 | 4.27 | 18.1% | 18.9% | 52.4% | 29.0% | 26.1% | 0.54% | plus 11.1% |
| AIILAuthum Investment & Infrastructure | 570.05 | plus 0.08% | 48,410 | 27.6 | 3.29 | 15.2% | 13.1% | 74.0% | 44.4% | −23.5% | 0.00% | minus 0.7% |
| ANGELONEAngel One | 331.00 | plus 1.49% | 30,290 | 26.8 | 4.53 | 26.9% | 18.4% | 39.7% | 20.3% | 0.9% | 1.95% | plus 29.5% |
| CDSLCentral Depository Services (India) | 1,331.40 | minus 0.19% | 27,826 | 55.1 | 14.03 | 29.7% | 26.4% | 51.3% | 27.3% | 18.2% | 0.96% | minus 13.3% |
| CHOICEINChoice International | 748.20 | minus 0.09% | 16,668 | 62.9 | 8.90 | 17.6% | 15.8% | 35.3% | 42.2% | 53.6% | 0.00% | minus 7.4% |
| IIFLCAPSIIFL Capital Services | 349.80 | plus 0.13% | 13,036 | 18.8 | 3.15 | 22.1% | 19.5% | 36.1% | 19.9% | 30.9% | 0.86% | plus 4.1% |
| KJMCFINKJMC Financial Services | 54.55 | minus 7.21% | 26 | 10.9 | 0.25 | 3.1% | 1.3% | 79.4% | 31.1% | – | 1.83% | minus 12.0% |
| Median of 7 peers | – | 0.08% | 30,290 | 27.6 | 4.53 | 22.1% | 18.9% | 51.3% | 28.2% | 22.2% | 0.54% | 4.1% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 2.1 | 1.6 | 1.6 | 0.9 | 3.4 | |
| 0.5 | 0.6 | 0.7 | 0.7 | 0.6 | |
| 1.6 | 0.9 | 0.9 | 0.2 | 2.8 | |
| 76.2% | 59.4% | 54.9% | 23.9% | 82.6% | |
| 0.1 | 0.3 | 0.1 | 0.1 | 0.1 | |
| 0.2 | 0.3 | 0.4 | 0.4 | 0.3 | |
| 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |
| 1.4 | 0.9 | 0.4 | −0.2 | 2.4 | |
| 24.2% | 22.6% | 42.4% | −5.9% | 26.6% | |
| 1.1 | 0.7 | 0.2 | −0.3 | 1.8 | |
| 2.26 | 1.38 | 0.48 | -0.56 | 3.70 |
Profit & loss
- Sales CAGR 3Y
- +31.1%
- ROE
- 1.3%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2.9 | 4.6 | 4.9 | 6.5 | |
| – | +60.5% | +6.3% | +32.1% | |
| 2.8 | 2.4 | 2.8 | 2.7 | |
| 0.1 | 2.3 | 2.2 | 3.8 | |
| 2.7% | 48.7% | 43.7% | 59.1% | |
| 0.2 | 0.1 | 0.4 | 0.4 | |
| 0.8 | 0.7 | 0.8 | 1.2 | |
| 0.2 | 0.2 | 0.4 | 0.5 | |
| −0 | −0 | – | −0 | |
| −0.7 | 1.4 | 1.3 | 2.5 | |
| −40.2% | 32.9% | 29.7% | 31.0% | |
| −0.9 | 0.9 | 0.8 | 1.7 | |
| – | – | minus 1.5% | +101.4% | |
| -1.93 | 1.80 | 1.77 | 3.57 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 4.8 | 4.8 | 4.8 | 4.8 | |
| 78.7 | 127 | 168 | 95.2 | |
| 8.1 | 6.9 | 4.1 | 13.3 | |
| 5.5 | 10.1 | 21 | 16.2 | |
| 97.2 | 149 | 198 | 130 | |
| 0.9 | 0.7 | 0.5 | 1.1 | |
| 4.8 | 5.6 | 9.2 | 12.8 | |
| 81.5 | 132 | 180 | 98.3 | |
| 10 | 11 | 7.9 | 17.4 | |
| 97.2 | 149 | 198 | 130 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −3.5 | 3.4 | 1.4 | −9.6 | |
| 0.7 | −1.6 | 2.3 | 1.3 | |
| 2.8 | −1.9 | −3.7 | 8 | |
| 0.1 | −0.1 | 0.1 | −0.3 | |
| −0.3 | −0 | −0 | −0.6 | |
| −3.8 | 3.4 | 1.4 | −10.2 |
Shareholding pattern
NSE hasn’t returned a shareholding pattern for this company.
Major shareholders
Filings & events
News
No recent news coverage found.