On 6 Nov 2026, N. B. I. Industrial Finance Company was priced at ₹1,781.50, or 37.9× trailing earnings, against an industry P/E of 18.4×, and the shares are 30% below their 52-week high. Its ROCE of 0.6% is the lowest among the 7 largest Capital Markets peers, and sales and net profit grew 20% and 33% a year over 3 years. It is a small-cap company with a market cap of ₹526 Cr, ranked 39th of 219 Capital Markets companies by market cap; the shares fell 28% over the past year.
- ₹1,787.00
- ₹1,787.00
- ₹1,780.00
- ₹1,787.20
- 72
Health check
- ReturnsBehind
−28.1% over a year, better than 0 of 7 peers.
- Price tagPricier
P/E 37.9 vs industry 18.4.
- GrowthSteady
Sales +20.0%, profit +33.1% a year over 3 years.
- ProfitabilityWeak
ROCE 0.6% vs peer median 22.1%.
- Balance sheetn/a
Balance sheet figures aren’t reported.
- Red flags3 to check
Return on equity is low at 0.5%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹526 Cr
- Small cap
- P/E
- 37.9
- Industry 18.4
- Price to book
- 0.20
- Peers 4.53
- Dividend yield
- 0.04%
- ROE
- 0.5%
- Peers 18.9%
- ROCE
- 0.6%
- Peers 22.1%
- Debt to equity
- n/a
- Debt ₹0.00 Cr
- EPS (TTM)
- ₹46.99
- Face value ₹5
- OPM (TTM)
- 98.4%
- Net margin 63.3%
- Sales growth
- +597.4%
- Latest quarter vs a year ago
- Profit growth
- +3.7%
- Latest quarter vs a year ago
- Price to sales
- 23.63
- EV/EBITDA 27.6
Strengths and risks
Strengths
- Quarterly sales up 597.4% on a year ago.
- Net margin of 63.3%.
- Positive operating cash flow in each of the last 4 years.
Risks to check
- Return on equity is low at 0.5%.
- P/E of 37.9 against an industry P/E of 18.4.
- 30% below its 52-week high.
About N. B. I. Industrial Finance Company
N.B.I. Industrial Finance Company Limited, a non-banking financial company, engages in the investing in shares, securities, and financial activities in India. The company was formerly known as The New Bank of India Limited and changed its name to N.B.I. Industrial Finance Company Limited in May 1951. N.B.I. Industrial Finance Company Limited was incorporated in 1936 and is based in Kolkata, India.
- Headquarters
- Kolkata
- Employees
- 6
- Sector
- Financial Services
- ISIN
- INE365I01020
- Website
- nbi-india.co.in
Price range
- Avg volume (3M)
- 1.3K
- 1-year return
- minus 28.1%
- From 52-week high
- minus 30.1%
Peers · Capital Markets
| Company | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GROWWBillionbrains Garage Ventures | 215.08 | minus 3.93% | 1,33,585 | 50.3 | 13.78 | 29.3% | 21.6% | 62.9% | – | – | 0.00% | plus 63.8% |
| MOTILALOFSMotilal Oswal Financial Services | 1,102.00 | plus 0.64% | 66,448 | 25.0 | 4.27 | 18.1% | 18.9% | 52.4% | 29.0% | 26.1% | 0.54% | plus 11.1% |
| AIILAuthum Investment & Infrastructure | 570.05 | plus 0.08% | 48,410 | 27.6 | 3.29 | 15.2% | 13.1% | 74.0% | 44.4% | −23.5% | 0.00% | minus 0.7% |
| ANGELONEAngel One | 331.00 | plus 1.49% | 30,290 | 26.8 | 4.53 | 26.9% | 18.4% | 39.7% | 20.3% | 0.9% | 1.95% | plus 29.5% |
| CDSLCentral Depository Services (India) | 1,331.40 | minus 0.19% | 27,826 | 55.1 | 14.03 | 29.7% | 26.4% | 51.3% | 27.3% | 18.2% | 0.96% | minus 13.3% |
| CHOICEINChoice International | 748.20 | minus 0.09% | 16,668 | 62.9 | 8.90 | 17.6% | 15.8% | 35.3% | 42.2% | 53.6% | 0.00% | minus 7.4% |
| IIFLCAPSIIFL Capital Services | 349.80 | plus 0.13% | 13,036 | 18.8 | 3.15 | 22.1% | 19.5% | 36.1% | 19.9% | 30.9% | 0.86% | plus 4.1% |
| NBIFINN. B. I. Industrial Finance Company | 1,781.50 | minus 0.32% | 526 | 37.9 | 0.20 | 0.6% | 0.4% | 98.4% | 20.0% | 33.1% | 0.04% | minus 28.1% |
| Median of 7 peers | – | 0.08% | 30,290 | 27.6 | 4.53 | 22.1% | 18.9% | 51.3% | 28.2% | 22.2% | 0.54% | 4.1% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 0.2 | 7.8 | 8.6 | 0.9 | 1.4 | |
| 0.5 | −0.1 | −0.1 | 0.6 | −0 | |
| −0.3 | 7.9 | 8.7 | 0.4 | 1.5 | |
| −141.7% | 101.1% | 101.4% | 39.4% | 103.3% | |
| 0 | 0 | 0 | 0 | 0 | |
| – | – | – | 0 | – | |
| – | 0 | – | – | – | |
| −0.3 | 7.9 | 8.7 | 0.4 | 1.5 | |
| −18.5% | 23.8% | 25.6% | 28.2% | 27.0% | |
| −0.3 | 6 | 6.5 | 0.3 | 1.1 | |
| -1.18 | 20.41 | 21.95 | 0.88 | 3.75 |
Profit & loss
- Sales CAGR 3Y
- +20.0%
- Profit CAGR 3Y
- +33.1%
- EPS CAGR 3Y
- +25.1%
- ROE
- 0.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 10.2 | 12.8 | 13.1 | 17.5 | |
| – | +26.1% | +2.5% | +33.6% | |
| 2.3 | 2.1 | 2.3 | 0.9 | |
| 7.9 | 10.7 | 10.8 | 16.7 | |
| 77.4% | 83.4% | 82.2% | 95.2% | |
| 0 | 0 | 0.1 | 0 | |
| – | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | |
| 7.9 | 10.7 | 10.9 | 16.7 | |
| 33.1% | 26.5% | 21.8% | 25.6% | |
| 5.3 | 7.9 | 8.5 | 12.4 | |
| – | +49.2% | +7.9% | +46.5% | |
| 21.46 | 32.02 | 28.72 | 42.06 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1.2 | 1.2 | 1.5 | 1.5 | |
| 2,356 | 2,337 | 3,307 | 2,637 | |
| 100 | 88.3 | 205 | 87.5 | |
| 2,458 | 2,426 | 3,513 | 2,726 | |
| 0 | 0 | 0 | 0 | |
| 2,457 | 2,393 | 3,512 | 2,723 | |
| 0.9 | 33.2 | 0.4 | 2.2 | |
| 0.5 | 0.6 | 0.8 | 0.8 | |
| 2,458 | 2,426 | 3,513 | 2,726 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 5.7 | 5.7 | 5 | 6 | |
| −11.8 | −5.6 | −4.7 | −5.2 | |
| 0 | −0.1 | −0.1 | −0.1 | |
| −6.1 | 0 | 0.1 | 0.6 | |
| 5.7 | 5.7 | 5 | 6 |
Shareholding pattern
- Promoters74.17%
- Public25.83%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 74.17% | 25.83% | 0.00 | |
| 30 Jun 2026 | 74.17% | 25.83% | 0.00 | |
| 31 Mar 2026 | 74.17% | 25.83% | 0.00 | |
| 31 Dec 2025 | 74.17% | 25.83% | 0.00 | |
| 30 Sep 2025 | 74.17% | 25.83% | – |
Major shareholders
Filings & events
News
No recent news coverage found.